Learn how mortgage and finance regulatory agencies use the Nationwide Mortgage Licensing System (NMLS) to maintain national licensing requirements.

When applying for a mortgage, what is considered debt? Take a look at our guide to what monthly debt payments lenders consider when approving a mortgage.

Follow these quick tips if you have no choice but to go “all in” on both a mortgage loan and a business loan at once.

Mortgage rates rise to help stabilize the economy. Learn more about rising mortgage rates, and what the rates might look like for 2024 home buyers.

A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.

There are several types of mortgage lenders you can work with when buying a house. From traditional banks to credit unions, discover which one is right for you.

Not ready to buy your next home, yet tired of renting? You have other options available. Read further to understand the key components of leasing a house.

A mortgage banker is an individual or entity that originates, services and sells mortgages. Read on to learn more about their responsibilities to borrowers.

When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.    

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible. 

Understanding escrow shortages and what causes a negative escrow balance is important for homeowners to know. Read on to learn how to navigate these situations.

The mortgage loan process consists of eight important steps. Learn each step of the mortgage process from start to finish for a smooth path to homeownership.

Are you unsure whether you should lock in your mortgage rate today, or wait? Learn about the mortgage rate lock and why you might consider locking your rate.

Your monthly mortgage payment has two parts: principal and interest. Learn the difference between the two, plus what else is included in your mortgage payment.

Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.