Featured resources

An image possibly related to the LIBOR (London Interbank Offered Rate) financial concept.

6-minute read

The London Interbank Offered Rate (LIBOR), defined and explained

Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.

Read more

A young couple inspecting a house, potentially considering it for purchase.

4-minute read

How does a mortgage contingency work?

A mortgage contingency is a clause that sets up certain conditions for a real estate transaction. Learn how this can protect both home buyers and home.

Read more

A family walking by a house, suggesting a family near or approaching a residential property.

7-minute read

Mortgage recasting: What you should know before you reamortize

A mortgage recast is when you make a lump-sum payment toward your principal balance to reduce your monthly payments. Learn how mortgage recasting works.

Read more

Windowed Interior

6-minute read

The appraisal waiver: What home buyers shold know

Some buyers are able to skip the appraisal process when purchasing their home. Learn more about appraisal waivers and their benefits with our complete guide.

Read more

Two women going over paperwork in an office setting, potentially related to real estate or finances.

4-minute read

What is the average mortgage payment?

Wondering what you can expect for your monthly mortgage payments? Learn about the average mortgage payment and the factors that affect it.

Read more

A beautiful house near woods, portraying a serene setting with nature in the background.

6-minute read

Appraised value vs. market value: Knowing the difference

Knowing the difference between appraised value vs. market value is key when purchasing a home. Learn more about the role each plays in real estate transactions.

Read more

Young woman with tattoos and short white hair working on a laptop with paperwork, indicating financial or work-related tasks.

7-minute read

Rolling student loans into a mortgage: The pros, cons and alternatives

Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.

Read more

A man working on a desktop computer, potentially managing finances or researching mortgage-related information.

4-minute read

What is a desktop appraisal and how does it work?

A desktop appraisal is a property valuation that is completed remotely by a professional appraiser. Find out whether a desktop appraisal is right for you.

Read more

Young couple standing before a new house at sunset.

8-minute read

How to choose a mortgage lender: Steps, tips & FAQs

With many financing options available, home buyers should be savvy when picking a mortgage lender. Learn how to choose a mortgage lender that will work for you.

Read more

A couple reviewing documents with an advisor or financial professional.

5-minute read

What is a mortgage maturity date and how does it work?

A mortgage maturity date indicates when you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours.

Read more

Financial meeting, depicting discussions or planning regarding finances.

3-minute read

The benefits of servicing with Rocket Mortgage

Dealing with your mortgage doesn’t end when you close the loan. Learn what a mortgage servicer is and why a good one is crucial.

Read more

A woman standing in front of a window, engrossed in her phone.

6-minute read

What are mortgage points and should you buy them?

A mortgage point is a fee you pay to help lower the interest rate on a mortgage. Using this guide, learn more about discount points and how they work.

Read more

A woman on the phone reviewing a document, potentially related to financial or property matters.

3-minute read

What is an abstract of title in real estate

An abstract of title shows all legal documentation associated with a property. Learn why an abstract of title is important in real estate.

Read more

A man speaking to a financial advisor, potentially discussing financial planning related to real estate or homeownership.

5-minute read

What is correspondent lending?

Correspondent lending happens when a lender originates and funds a mortgage, but then sells it. Read more about correspondent lending and how it works.

Read more

A street of well constructed brick houses.

9-minute read

Government home loans and more: A guide for first-time borrowers

Need a mortgage with a low interest rate and credit requirement? Government home loans may be an option. See what government-backed loans are available.

Read more

An image showing balcony of a house with a green view suggesting good real estate investment.

6-minute read

Everything you need to know about loan estimates or 'good faith estimates'

A Loan Estimate lists the key details of a mortgage, like closing costs and interest rates. Find out what other critical loan terms and costs are in the form.

Read more

A man in green sitting at a counter with a French press and a laptop.

4-minute read

What are eMortgages and how do they work?

Electronic mortgages are a convenient option for some home buyers. Explore eMortgages, including how they work and whether you’re a good candidate for one.

Read more

A red brick colonial home in fall, depicting a colonial-style house in an autumnal setting.

4-minute read

What is a warranty deed?

When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.

Read more

5 of 17

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments