Featured resources

Woman sorting letters at a desk.

6-minute read

How a Fed rate drop affects home buyers and sellers

What’s the impact on home buyers and sellers when the federal funds rate drops? Learn how a Fed rate drop impacts interest rates and home loans.

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A cozy house with a charming porch and a well-maintained lawn.

5-minute read

Truth in Lending Act (TILA): Defined and explained

The Truth iokay now let's see if that worked n Lending Act (TILA) protects consumers from unfair lending practices. Find out what TILA requires and how it ca...

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A modern house in twilight, showcasing the architectural design of a modern residence.

4-minute read

Real property: Definition and examples

Real property is any land or anything attached to it that gives it value. Here’s how this concept works and why it matters to homeowners.

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A couple talking with a mortgage lender, potentially in a home buying process.

6-minute read

Getting a mortgage with a new job: What to know

Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.

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A small greenhouse or conservatory, showcasing a structure designed for gardening, relaxation, or cultivating plants within a home setting.

10-minute read

Contingent: What it means in real estate

In real estate, “contingent” refers to conditions that must be met for a sale to proceed as planned. Learn how contingencies protect potential ho...

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A couple on a couch with a laptop, potentially engaging in real estate-related activities or discussions.

6-minute read

What is Fannie Mae's Community Seconds Program?

Need a little extra help covering your down payment or closing costs? A program like Fannie Mae's Community Seconds might be able to help.

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A pregnant Asian woman browsing or working on a computer, possibly researching or organizing information online.

5-minute read

Applying for a home loan while on maternity leave: A guide

Wondering if maternity leave affects your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity or parental leave.

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A woman signing paperwork, likely related to legal or financial documentation.

6-minute read

Making escrow simpler through Rocket Mortgage®

With a Rocket Mortgage escrow account, we’ll make your property tax and homeowners insurance payments easier to manage. Learn more about our escrow ser...

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Couple smiling and eating pizza on floor of new home surrounded by unopened boxes.

9-minute read

Buydown: A way to reduce interest rates

Buydowns are methods used by buyers and sellers to lower interest rates in the early years of a new mortgage. Find out if a buydown is right for you.

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An image possibly related to the LIBOR (London Interbank Offered Rate) financial concept.

6-minute read

The London Interbank Offered Rate (LIBOR), defined and explained

Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.

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A young couple inspecting a house, potentially considering it for purchase.

4-minute read

How does a mortgage contingency work?

A mortgage contingency is a clause that sets up certain conditions for a real estate transaction. Learn how this can protect both home buyers and home.

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Windowed Interior

6-minute read

The appraisal waiver: What home buyers should know

Some buyers are able to skip the appraisal process when purchasing their home. Learn more about appraisal waivers and their benefits with our complete guide.

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A man working on a desktop computer, potentially managing finances or researching mortgage-related information.

4-minute read

What is a desktop appraisal and how does it work?

A desktop appraisal is a property valuation that is completed remotely by a professional appraiser. Find out whether a desktop appraisal is right for you.

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Young woman with tattoos and short white hair working on a laptop with paperwork, indicating financial or work-related tasks.

7-minute read

Rolling student loans into a mortgage: The pros, cons and alternatives

Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.

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A woman on the phone reviewing a document, potentially related to financial or property matters.

3-minute read

What is an abstract of title in real estate

An abstract of title shows all legal documentation associated with a property. Learn why an abstract of title is important in real estate.

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An image showing balcony of a house with a green view suggesting good real estate investment.

6-minute read

Everything you need to know about loan estimates or 'good faith estimates'

A Loan Estimate lists the key details of a mortgage, like closing costs and interest rates. Find out what other critical loan terms and costs are in the form...

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Couple going through a list, potentially related to a property checklist or planning details.

5-minute read

What is an appraisal contingency and when should I use it?

An appraisal contingency can give home buyers peace of mind about a home's purchase price. Learn how appraisal contingencies work and when to use one.

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A picturesque home with a spacious front yard, showcasing its beauty and inviting ambiance.

4-minute read

What is the alienation clause in real estate and how does it work?

The alienation clause, or due-on-sale clause, requires all mortgage payments be made at the time of sale. Learn how it impacts borrowers and real estate.

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