Featured resources

A woman looking at mail, potentially in a home or personal finance context.

7-minute read

Regulation Z (the Truth in Lending Act): Defined and explained

Regulation Z protects borrowers by requiring that lenders provide important loan information like terms and APR. See how Reg Z works and what it enforces.

Read more

Couple looking at a home, potentially discussing or exploring a property they're interested in purchasing.

7-minute read

8 mortgage myths and truths

Do mortgage myths make buying a home feel out of reach? Read on to learn some truths about the mortgage process. You might be more qualified than you think!

Read more

A woman in a blue shirt enjoying the view from her balcony.

4-minute read

Can I make principal-only payments on my mortgage?

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...

Read more

An African American businesswoman smiling while using her laptop at a table, likely in a professional setting.

4-minute read

Interest rate caps: What are they and how do they work?

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

Read more

A charming house with a balcony and a tree in front, creating a serene and inviting atmosphere.

4-minute read

What are mortgage servicing rights?

Mortgage servicing rights (MSR) are often transferred to a third-party that takes over the administrative tasks of servicing a mortgage in exchange for a fee...

Read more

Professional woman typing something with multiple screens in front of her.

5-minute read

Deficiency judgment: What is it and how does it work?

Read our guide to find out what deficiency judgments are in real estate, how they work in foreclosures and what mortgage borrowers should know about them.

Read more

A couple discussing terms and condition possible for mortgage or related to real estate with an agent.

5-minute read

Forbearance agreement: What it means for your mortgage

A forbearance agreement allows borrowers to temporarily suspend their mortgage payments during unexpected financial hardship. Read about forbearance agreemen...

Read more

A woman in a hijab looking at papers, possibly related to homeownership or finances.

8-minute read

What is loss mitigation?

Loss mitigation is the process in which borrowers and lenders work to create a plan to avoid foreclosure. Learn more about loss mitigation options here.

Read more

A family in a living room, with an old man holding a clipboard, possibly discussing or organizing something.

7-minute read

What are seller concessions?

Seller concessions are closing costs that the seller has agreed to pay, but is it a reasonable request? Learn more about seller concessions and how they work.

Read more

Real estate agent presenting paper documents to a couple on a couch, potentially discussing property details.

3-minute read

Recording fees, defined and explained

Wondering what recording fees are, how much they’ll cost you and what will happen if you don’t pay them? We have all the answers here with our quick...

Read more

An Arab man with his hair tied back looking at his phone.

4-minute read

Impound accounts explained: Why your lender holds funds

Some mortgage servicers arrange impound accounts to collect fees from home buyers. But how do they work, and do they benefit you? Keep reading to find out.

Read more

An illustration of a mortgage discussion and signing between a couple and an agent.

3-minute read

Who is a mortgagee, and what does it mean when buying a house?

If you’re considering buying a home, you’ve probably seen the term “mortgagee.” Learn who a mortgagee is, and what role they play in ...

Read more

A beautiful home set in the desert landscape, showcasing a unique residential setting.

8-minute read

Breaking a fixed-rate mortgage: Can and should you do it?

There are a number of reasons why a borrower might want to break the loan agreement for their fixed-rate mortgage. Learn about whether this is possible here....

Read more

Couple doing financial planning on a laptop, indicating financial management or budgeting.

4-minute read

Understanding the mortgage payment cycle and your statement

You’ve closed on your mortgage. Congratulations! Now learn about the timing of your payments and what’s included in your statement.

Read more

Man on the phone at home, possibly related to communication or home life.

4-minute read

Take your mortgage management mobile with our Rocket Mortgage® app

Our Rocket Mortgage® mobile app is the best way to manage your existing mortgage and handle the application process on the go. Check out the f...

Read more

A happy couple reading and drinking coffee on a couch, likely depicting leisure or relaxation at home.

4-minute read

What Is A YOURgage® and how does it work?

A YOURgage® loan is a custom mortgage that can allow home buyers greater flexibility with their mortgages. Read more about YOURgages and their requiremen...

Read more

A large stone house with a stone driveway, showcasing a grand residential property.

3-minute read

How to remove a name from a mortgage

Financial and living situations often change over time. Here are some steps and considerations to keep in mind when trying to remove a name from a mortgage.

Read more

A handshake, symbolizing a mortgagor agreement or agreement between parties in a mortgage transaction.

4-minute read

Mortgagor: A definition

A mortgagor is an individual or organization that borrows money to purchase real estate. Learn about mortgagors versus mortgagees and their relationship.

Read more

16 of 17

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments