Featured resources

6-minute read
How a Fed rate drop affects home buyers and sellers
What’s the impact on home buyers and sellers when the federal funds rate drops? Learn how a Fed rate drop impacts interest rates and home loans.
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5-minute read
Truth in Lending Act (TILA): Defined and explained
The Truth iokay now let's see if that worked n Lending Act (TILA) protects consumers from unfair lending practices. Find out what TILA requires and how it ca...
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4-minute read
Real property: Definition and examples
Real property is any land or anything attached to it that gives it value. Here’s how this concept works and why it matters to homeowners.
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6-minute read
Getting a mortgage with a new job: What to know
Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.
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10-minute read
Contingent: What it means in real estate
In real estate, “contingent” refers to conditions that must be met for a sale to proceed as planned. Learn how contingencies protect potential ho...
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6-minute read
What is Fannie Mae's Community Seconds Program?
Need a little extra help covering your down payment or closing costs? A program like Fannie Mae's Community Seconds might be able to help.
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5-minute read
Applying for a home loan while on maternity leave: A guide
Wondering if maternity leave affects your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity or parental leave.
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6-minute read
Making escrow simpler through Rocket Mortgage®
With a Rocket Mortgage escrow account, we’ll make your property tax and homeowners insurance payments easier to manage. Learn more about our escrow ser...
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9-minute read
Buydown: A way to reduce interest rates
Buydowns are methods used by buyers and sellers to lower interest rates in the early years of a new mortgage. Find out if a buydown is right for you.
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6-minute read
The London Interbank Offered Rate (LIBOR), defined and explained
Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.
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4-minute read
How does a mortgage contingency work?
A mortgage contingency is a clause that sets up certain conditions for a real estate transaction. Learn how this can protect both home buyers and home.
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6-minute read
The appraisal waiver: What home buyers should know
Some buyers are able to skip the appraisal process when purchasing their home. Learn more about appraisal waivers and their benefits with our complete guide.
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4-minute read
What is a desktop appraisal and how does it work?
A desktop appraisal is a property valuation that is completed remotely by a professional appraiser. Find out whether a desktop appraisal is right for you.
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7-minute read
Rolling student loans into a mortgage: The pros, cons and alternatives
Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.
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3-minute read
What is an abstract of title in real estate
An abstract of title shows all legal documentation associated with a property. Learn why an abstract of title is important in real estate.
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6-minute read
Everything you need to know about loan estimates or 'good faith estimates'
A Loan Estimate lists the key details of a mortgage, like closing costs and interest rates. Find out what other critical loan terms and costs are in the form...
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5-minute read
What is an appraisal contingency and when should I use it?
An appraisal contingency can give home buyers peace of mind about a home's purchase price. Learn how appraisal contingencies work and when to use one.
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4-minute read
What is the alienation clause in real estate and how does it work?
The alienation clause, or due-on-sale clause, requires all mortgage payments be made at the time of sale. Learn how it impacts borrowers and real estate.
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