Featured resources

Bathroom mid-renovation with new white tile and dark wood vanity.

8-minute read

HELOC vs. home equity loan: Which is best for you?

Deciding between a HELOC and a home equity loan? Learn the key differences in interest rates, flexibility, and repayment to choose which is better for you.

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Happy family gathered around laptop on couch enjoying their time.

7-minute read

HomeReady® mortgage: How to apply for this loan

HomeReady mortgages help low- to moderate-income families buy homes with low down payments. Learn the income limits, eligibility requirements, and how to apply.

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A focused image of a man engrossed in working with paperwork, indicating involvement in real estate transactions, financial planning, or administrative tasks related to home buying or mortgage processes.

8-minute read

VA loan entitlement: Everything you need to know

VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.

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A diverse group of individuals gathered around a table, engrossed in conversation.

7-minute read

VA loan limits for 2026: What you need to know

Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.

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A couple engaged with a computer in their home, likely researching or managing aspects related to their property or residence.

4-minute read

FHA loan limits: How much can you borrow in 2026?

FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2026.

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White limestone Manhattan townhome with red door and black wrought iron gate.

6-minute read

What is a jumbo loan in New York? 2026 jumbo mortgage limits and requirements

Discover the 2026 jumbo loan limits in New York, how they compare to conforming loans, and what home buyers should know about qualifying for larger mortgages...

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A large modern home with a pool outside.

8-minute read

The pros and cons of home equity loans

Tapping into your home’s equity can help you finance many goals, but there are strings attached. Here are the basic pros and cons of home equity loans.

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A military man speaking to an advisor, potentially discussing financial aspects or options related to housing.

6-minute read

VA appraisal fees: What to expect

Are you considering a VA loan but don’t know what costs to expect? Learn more about VA appraisal fees, one common fee with this loan type.

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Young family in front of their new home and moving boxes by the front door.

10-minute read

The pros and cons of bridge loans

A bridge loan is a short-term loan that lets a homeowner use the equity in their home when buying a new home. Learn about the pros and cons of bridge loans.

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Couple packing up boxes to move.

6-minute read

Bridge loan vs. hard-money loan: What's right for you?

Bridge loans and hard-money loans are both short-term financing. Which is right for you? Learn more about the differences between these loan types.

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Pink MCM doorway to stucco home exterior with southwestern landscaping flanking doorway.

6-minute read

Super conforming loans: A guide for borrowers

Don't let high-cost housing markets cloud your home buying dreams. Learn about how a super conforming loan could be your key to unlocking homeownership.

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Woman laying in hammock hanging in enclosed sun porch surrounded by trees.

7-minute read

Using a HELOC for a down payment on a second home

Want to use a home equity line of credit (HELOC) for the down payment on a second home? Learn about how it works and other options for funding a down payment.

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Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

4-minute read

Fannie Mae removes minimum credit score for mortgages

Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.

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Close up of clients and Realtor reviewing contract.

4-minute read

Choosing a bridge loan vs. a HELOC: What's right for you?

Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.

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An Asian family enjoying family moments outside a white house.

7-minute read

What is Freddie Mac's Home Possible® loan?

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...

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A young woman in a yellow suit coat resting her chin on her hands while deep in thought at her desk.

8-minute read

What are the advantages of a VA home loan?

Considering a VA loan to buy a house? Explore the advantages and disadvantages of government-backed loans in 2025.

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A line of houses set against a backdrop of clear blue sky and fluffy white clouds.

7-minute read

How to get a VA loan after bankruptcy

Getting a VA loan after bankruptcy is possible, but there’s a process that some may find challenging. Here’s what to expect.

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A couple smiling and talking while sitting on the couch in their house.

7-minute read

What are the VA loan spouse requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.

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