Featured resources

A manufactured home in springtime surroundings, possibly in a suburban area.

6-minute read

What to know about manufactured home loans

Manufactured homes can be a flexible and affordable path to homeownership. Learn about your mortgage and financing options when buying a manufactured home.

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Large home with brick accents and landscaped front lawn.

9-minute read

Home equity loan vs. personal loan: What's the best option?

While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.

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Man painting front door of home red.

9-minute read

Second mortgage 101: Everything you need to know

A second mortgage lets you use the equity in your home to access cash. Learn how this type of loan works, what it costs, and what to consider before applying.

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Doorway to front porch of home in Marfa, Texas, with potted cacti out front.

6-minute read

Texas cash-out refinances and home equity loans: What you need to know

Learn about how cash-out refinances work in Texas, plus unique Texas home equity loan laws and regulations, so you can access your home’s equity with ease...

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A woman looking at a phone screen, possibly browsing or engaging in real estate-related activities.

4-minute read

What is an FHA mortgage insurance premium (MIP)?

FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.

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An image displaying a grey, single-story ranch-style model house with a well-maintained lawn and driveway.

3-minute read

What is an FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.

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Young woman using laptop on gray sofa.

8-minute read

How many home equity loans can I have?

While it's rare to have more than one home equity loan, nothing prevents you from having as many as you can qualify for. Learn when and how you can do this.<...

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A woman sitting at the kitchen table looking at her computer and on the phone.

5-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

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Interior of a hipster room, displaying modern decor and design elements.

11-minute read

How to choose the best mortgage for you

Are you thinking about buying a home, but aren't sure about the right mortgage? Learn about your options and choose the best mortgage home loan for your needs.

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A lady drinking coffee at home, representing relaxation or daily routines at home.

12-minute read

FHA vs. conventional loan: Which should you choose?

Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.

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Couple on couch drinking coffee and petting their dog.

6-minute read

How much are closing costs on a VA loan?

VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.

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A country-style home with a wrap-around deck, showcasing its exterior and architectural design.

4-minute read

VA loan down payment requirements

VA loans have different down payment terms compared to other types of mortgage loans. Use this guide to learn about the requirements for VA loan down payment...

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A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

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A professional appraiser meticulously inspects a property, examining its features and documenting findings.

7-minute read

Home equity loan appraisal: What you need to know

Do you need an appraisal for a home equity loan? You will most likely need an appraisal, so explore our guide to learn more about home equity loan appraisals.

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A father hugging his young son, in their home.

8-minute read

VA loans: Benefits, eligibility requirements, and more

VA loans are a way for current and former service members to secure home loans with no down payment. Learn more about the benefits and how to qualify.

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Illustration of a field side with a road beside and stream flowing.

8-minute read

2026 USDA eligibility map: A guide for home buyers

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

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Realtor and client hugging in front of home.

5-minute read

What is an assumable mortgage and how does it work?

An assumable mortgage lets a buyer take over the owner’s mortgage payments. Learn more about how an assumable mortgage works and if it’s ideal for y...

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A header image related to home loans specifically tailored for people with disabilities, possibly featuring accessibility adaptations or services provided.

13-minute read

Your ultimate guide to home loans for people with disabilities

Purchasing a home can present unique challenges for people with disabilities. Learn more about loan options and resources for home buyers with disabilities.

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