Featured resources

11-minute read
FHA appraisal requirements: Checklist, costs, and timeline
Understand FHA appraisal requirements, costs, timelines, and red flags so you can prepare, avoid delays, and move forward with your home loan. Start here.
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10-minute read
VA home loan inspection requirements: Buyer guide
Learn VA home loan inspection requirements, including the required VA appraisal, MPRs and when pest or well/septic checks may apply. Get prepared.
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9-minute read
Reverse mortgage requirements: A complete eligibility guide
Understand reverse mortgage requirements for age, equity, residency, counseling and property standards. See who may qualify and what to do next today.
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8-minute read
How to use a home equity loan to buy another house
Learn how using a home equity loan to buy another house works, plus pros, risks, alternatives, and steps to compare financing options before you apply.
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4-minute read
What is Freddie Mac's Home Possible® loan?
Home Possible® loans help low- to mid-income borrowers buy a home with a minimum down payment of 3%. Learn how it works, and how it compares with FHA loa...
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13-minute read
How to finance manufactured and mobile home loans
Mobile home loans can work differently than traditional mortgages. Read on to see your financing options, requirements, and how to qualify.
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7-minute read
CEMA mortgage in New York: How it works and saves money
Learn how a CEMA mortgage works in New York, who qualifies, and how it may reduce mortgage recording tax when refinancing. Rocket Mortgage offers CEMA loans....
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10-minute read
Joint VA loan: What it is and how to qualify
Learn how a joint VA loan works, who can co-borrow, down payment rules and how to apply. Compare benefits and drawbacks before you start.
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9-minute read
What are hard money loans and how do they work?
Learn how hard money loans work, what they cost, and when they may make sense for real estate investors. Compare risks and alternatives before you apply.
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8-minute read
VA loan vs. conventional loan: Key differences
Compare VA loan vs. conventional loan requirements, costs, benefits, and drawbacks to choose the right mortgage. Learn key differences and apply today.
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11-minute read
A complete guide to the Fannie Mae HomeStyle loans for renovations
Learn how a Fannie Mae HomeStyle renovation loan works, including borrower eligibility, rates, renovation financing options, and FHA 203(k) comparisons.
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16-minute read
Using a HELOC for a down payment on a second home
Using a HELOC for a down payment on a second home has benefits and risks. Learn how it works, what lenders review and alternatives to compare.
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11-minute read
Reverse mortgage scams: How to spot and avoid fraud
Learn how reverse mortgage scams work, the warning signs to watch for and steps to protect your home equity. Spot fraud before you sign any paperwork.
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4-minute read
VA jumbo loan limits, rates, and requirements
Yes, qualified borrowers can get a jumbo VA loan. Learn how these loans work, including requirements and whether you need a down payment or pay a funding fee...
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5-minute read
How many FHA loans can you have?
You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.
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9-minute read
FHA income and employment rules
Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.
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5-minute read
Opening new doors to homeownership with a Jumbo Smart loan
A Jumbo Smart loan from Rocket Mortgage allows you to borrow more than the conforming limit to buy or refinance a home, second home, or investment property.
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6-minute read
Your guide to debt-to-income ratio (DTI) for VA loans
Your DTI for a VA loan should be less than 41% to maximize your chances of approval. Learn how to calculate your DTI and reduce it to meet loan requirements.
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