FHA loans have more flexible terms than conventional loans, including with regard to your down payment. You may qualify for a low down payment with a credit ...

Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...

A 20-year fixed mortgage requires making payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current ...

If you have an FHA loan, mortgage insurance premiums are mandatory. In addition to paying a monthly fee, you’re responsible for an upfront fee called UFMI...

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

Explore using a home equity loan to pay off credit card debt, compare risks, costs and alternatives, and see steps to decide if it fits. Learn more.

Native Americans looking to buy a home on tribal land may qualify for specialized government loan programs. Explore these and other mortgage financing options.

A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

A 40-year mortgage can lower monthly payments, but it costs more and isn’t widely available. Learn how a 40-year home loan works, pros and cons, and al...

Wraparound mortgages offer the convenience of seller-backed financing, but they aren’t without risk. Learn more about this mortgage loan type here.

VA loans offer military personnel, veterans, and their eligible spouses lower interest rates when buying a home. Learn more about how VA loan rates are set.

A short-term mortgage lets you pay off your home much faster, but it comes with higher payments. If you can afford it, though, you'll save huge on interest.

Are you wondering, "Are adjustable-rate mortgages bad for my short-term ownership plans?" Find out whether an ARM is worth it and see a year-by-year breakdown.

FHA down payment assistance comes from state, local, and nonprofit programs, as well as employers and lenders. Learn how it works, and where to find programs.

Applying for a condo loan? Learn how condo financing works, what lenders review about the HOA and building, and which loan programs can help you qualify.

VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.

This type of financing is unique because a purchase-money loan allows the buyer to finance the seller. Her...