Featured resources

10-minute read

Can you buy a foreclosed home with an FHA loan?

Can you buy a foreclosed home with an FHA loan? Learn FHA property rules, repair options, and where to find eligible homes before you apply. Start here.

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11-minute read

A complete guide to the Fannie Mae HomeStyle loans for renovations

Learn how a Fannie Mae HomeStyle renovation loan works, including borrower eligibility, rates, renovation financing options, and FHA 203(k) comparisons.

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6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

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13-minute read

Houseboat loans: Financing options and requirements

Learn how houseboat loans work, including financing options, credit score needs, down payments, and ownership costs. Compare choices before you apply today.

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5-minute read

Nonconforming loans: What are they and how do they work?

Wondering what a nonconforming loan is and how one works? Learn about your mortgage options and see whether a nonconforming loan is the best option for you.

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8-minute read

HELOC vs. mortgage: A guide

Curious about the differences between a HELOC and a mortgage? See how these loans differ in repayment term, interest rate and other conditions of the loan.

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10-minute read

Loans for flipping houses: A complete guide

Compare loans for flipping houses, from hard money and rehab loans to home equity options. Learn requirements, risks, and next steps before you apply.

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11-minute read

USDA construction loan requirements: Fees, steps and more

Learn USDA construction loan requirements, fees, builder rules and steps to finance a rural home build with zero down. Compare options and start today.

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9-minute read

FHA down payment assistance: Programs and how to qualify

Learn how FHA down payment assistance works, what programs may be available, eligibility requirements, and where to start your search. Get tips now.

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10-minute read

FHA multifamily loans: Requirements, limits and options

Learn how FHA multifamily loans work for 2- to 4-unit homes, including occupancy rules, loan limits, down payments and alternatives. Explore your options.

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8-minute read

FHA mortgage insurance premium (MIP): Costs and rules

Learn how FHA mortgage insurance premium (MIP) works, what it costs, how long you’ll pay it, and ways to reduce or remove it. Explore options.

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8-minute read

VA loan entitlement explained

Explore VA loan entitlement, including the two types, loan limits, and Certificate of Eligibility (COE) basics, to better understand your VA home loan benefits.

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10-minute read

Reverse mortgage foreclosure: Timeline, risks, and options

Facing reverse mortgage foreclosure? Learn triggers, timelines, borrower and heir options, and how a HUD counselor or servicer may help. See next steps.

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10-minute read

VA construction loan: How to build a custom home

Learn how a VA construction loan works, who qualifies, key requirements and costs, plus the steps to build a home with VA financing. Get started today.

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10-minute read

USDA Streamlined refinance: Rules, costs, and options

Learn how a USDA Streamlined refinance works, including rules, costs, and refinance options. Compare benefits and requirements before you apply.

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9-minute read

USDA vs. FHA Loans: Which is better for you?

Compare USDA loans vs. FHA loans by down payment, credit score, income limits, fees, and property rules so you can choose with confidence. Learn more.

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11-minute read

FHA nonoccupant co-borrowers: Guidelines and requirements

Learn FHA nonoccupant co-borrowers guidelines, down payment rules and approval impacts so you can decide if adding one helps your FHA loan. Start today.

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7-minute read

What is a silent second mortgage?

A silent second mortgage can mean mortgage fraud if hidden from your lender. Learn the risks, legal DPA options, and what to disclose before you apply.

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