Featured resources

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3-minute read

What is the Section 504 Home Repair program?

The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...

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A red house with a small patio, showcasing a residential property with distinct exterior color and design.

11-minute read

Land contracts: What they are and how they work

Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...

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A quaint, grey urban home with a neatly trimmed lawn and a front porch adorned with potted plants.

6-minute read

What are the FHA loan down payment requirements?

FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.

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A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

6-minute read

What are conforming loans and what do they mean to borrowers?

Conforming loans comply with Fannie Mae and Freddie Mac rules and are thus eligible for purchase and resale to investors. Find out what that means for you.

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5-minute read

2025 USDA eligibility map: What it is and how to use it

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

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A couple sitting on the floor, engrossed in their work on a laptop, possibly related to the renovation of their new house.

10-minute read

Joint VA loan: What it is and how to apply

A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.

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6-minute read

Jumbo loan vs. conventional loan: What's the difference?

Jumbo loans are designed for high-value homes and differ from conventional loans in size, rates and requirements. Find out which loan type fits your needs.

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A family hanging out in the living room together.

6-minute read

How many times can you use a VA loan?

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s b...

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A cozy living room with a fireplace and elegant wood flooring, creating a warm and inviting atmosphere.

5-minute read

Holding a mortgage: Defined and explained

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

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An Indian woman on a laptop, potentially working or engaging in real estate-related activities online.

6-minute read

What are the pros and cons of FHA loans?

The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.

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A large brick home with a sprawling green lawn and well-tended landscaping.

7-minute read

USDA Streamline refinance: A complete guide

Discover how a USDA Streamline refinance can lower your mortgage rate and simplify the process when interest rates fall, along with a host of other benefits.

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A white brick house, illustrating residential architecture and exterior design.

8-minute read

Buying a second home with a VA loan

VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.

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A lady drinking coffee at home, representing relaxation or daily routines at home.

13-minute read

FHA vs. conventional loan: Definition and differences

Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.

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A senior couple enjoying a walk together.

4-minute read

How to get out of a reverse mortgage

Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.

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A couple sitting in the living room with their pet dog.

6-minute read

How much are closing costs on a VA loan?

Closing costs on a VA loan are a little bit different from what you pay with other types of mortgages. Discover the differences and learn why they matter.

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The front exterior entrance of a newly painted white siding brick ranch style house with a large yard that has been recently renovated.

7-minute read

Loans for flipping houses: A complete guide

If you're looking to fix up and flip a real estate property, you'll usually need financing. Find out more about loan options and the application process.

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Older man sitting in kitchen smiling.

8-minute read

Different types of mortgages and how they work

There is a home loan for everyone, but which type of mortgage is best for you? Use this article to understand the types of home loans and how they work.

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Two raised mobile homes with decks overlooking seaside.

5-minute read

Can you get a VA loan for a mobile or manufactured home?

Wondering if you can use a VA loan for a mobile or manufactured home? Find out what’s possible and whether a VA loan makes sense for you.

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