Featured resources

6-minute read
Seller financing: How it works, pros, cons, and is it a good idea?
Seller financing is a type of real estate agreement that allows the buyer to pay the seller in installments. Learn more about how seller financing works.
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8-minute read
What is an adjustable-rate mortgage (ARM)?
Adjustable-rate mortgages offer low introductory interest rates that change over the life of a loan – with limits. Find out whether an ARM is right for you.
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9-minute read
Home equity line of credit: Defined and explained
A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.
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5-minute read
What is a 20-year mortgage, and should you consider one?
A 20-year fixed mortgage is a loan with payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current rates.
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7-minute read
Cash-out refinance vs. home equity loans
Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.
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6-minute read
Home equity loans for debt consolidation
Using a home equity loan for debt consolidation can reduce the interest you’ll pay. Uncover several pros and cons of using home equity to consolidate debt.
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7-minute read
Fixed-rate mortgage benefits and options
A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.
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8-minute read
Home equity loans: A complete guide
A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.
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5-minute read
VA non-allowable fees: These are costs buyers don’t have to pay
Non-allowable fees for a VA loan are costs that a buyer isn't responsible for paying. Learn what fees in a VA loan are non-allowable and why that is.
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6-minute read
USDA vs. conventional loans: What's the difference?
To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.
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6-minute read
A complete guide to short-term mortgages
Want to be mortgage-free sooner? Discover how short-term home loans can help you save thousands and pay off your home faster.
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4-minute read
Fannie Mae vs. Freddie Mac: What’s the difference?
Fannie Mae and Freddie Mac buy conforming loans from lenders to make sure they have enough cash to keep writing loans. Learn how they’re similar and different.
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5-minute read
How are VA loan interest rates determined?
VA loans offer military personnel, veterans, and their eligible spouses lower interest rates when buying a home. Learn more about how VA loan rates are set.
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6-minute read
Proprietary reverse mortgage: What to know
Private lenders help owners of high-value homes borrow more of their equity with proprietary reverse mortgages. Learn who can get one and how they work.
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12-minute read
How to get a loan to purchase land
Land loans are used to finance the purchase of a plot of land. However, securing this financing is different from other loans. Here’s what you should know.
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6-minute read
What is a physician mortgage loan?
No-to-low down payment physician mortgage loans are targeted at doctors–but are they right for you? Learn how to decide, and explore your other loan options.
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7-minute read
A guide for understanding home improvement loans
Home improvement loans can help you finance anything from a few cosmetic changes to a major renovation. Figure out what loan option is right for you.
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6-minute read
How much home equity loan can you get?
How much home equity loan you can get depends on your home’s value and your mortgage balance. Here’s how to find out exactly how much you can take out.
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