Featured resources
6-minute read
What are jumbo loans and how do they work?
A jumbo loan is a mortgage that exceeds current conforming mortgage limits set by the Federal Housing Finance Agency. Learn more about how jumbo loans work.
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4-minute read
Jumbo loan limits and requirements for 2025: A guide
The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.
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5-minute read
Home Equity Conversion Mortgage (HECM) explained: Definition and requirements
A Home Equity Conversion Mortgage is a government-insured loan that allows seniors to convert their home equity into cash. See if a HECM is right for you.
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6-minute read
How to apply for a home equity line of credit (HELOC)
Review the basic requirements for a home equity line of credit (HELOC) and check out step-by-step instructions on how to apply for one.
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4-minute read
Opening new doors to homeownership with a Jumbo Smart loan
Our Jumbo Smart loan simplifies the process of qualifying for a jumbo mortgage. Read on for details!
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5-minute read
Secured Overnight Financing Rate defined and explained
What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.
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5-minute read
Fixed-rate HELOCs: What they are and how they work
Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.
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5-minute read
New York CEMA loans: Everything you need to know
If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how they work.
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6-minute read
Seller financing: How it works, pros, cons, and is it a good idea?
Seller financing is a type of real estate agreement that allows the buyer to pay the seller in installments. Learn more about how seller financing works.
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8-minute read
What is an adjustable-rate mortgage (ARM)?
Adjustable-rate mortgages offer low introductory interest rates that change over the life of a loan – with limits. Find out whether an ARM is right for you.
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9-minute read
Home equity line of credit: Defined and explained
A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.
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5-minute read
What is a 20-year mortgage, and should you consider one?
A 20-year fixed mortgage is a loan with payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current rates.
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7-minute read
Cash-out refinance vs. home equity loans
Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.
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6-minute read
Home equity loans for debt consolidation
Using a home equity loan for debt consolidation can reduce the interest you’ll pay. Uncover several pros and cons of using home equity to consolidate debt.
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7-minute read
Fixed-rate mortgage benefits and options
A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.
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8-minute read
Home equity loans: A complete guide
A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.
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5-minute read
VA non-allowable fees: These are costs buyers don’t have to pay
Non-allowable fees for a VA loan are costs that a buyer isn't responsible for paying. Learn what fees in a VA loan are non-allowable and why that is.
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6-minute read
USDA vs. conventional loans: What's the difference?
To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.
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