Featured resources

4-minute read

VA jumbo loan limits, rates, and requirements

Yes, qualified borrowers can get a jumbo VA loan. Learn how these loans work, including requirements and whether you need a down payment or pay a funding fee...

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5-minute read

How many FHA loans can you have?

You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.

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9-minute read

FHA income and employment rules

Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.

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5-minute read

Opening new doors to homeownership with a Jumbo Smart loan

A Jumbo Smart loan from Rocket Mortgage allows you to borrow more than the conforming limit to buy or refinance a home, second home, or investment property.

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6-minute read

Your guide to debt-to-income ratio (DTI) for VA loans

Your DTI for a VA loan should be less than 41% to maximize your chances of approval. Learn how to calculate your DTI and reduce it to meet loan requirements.

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9-minute read

I own my house outright and want a loan: What are my options?

You can still obtain home equity loans if your home is paid off. If you want to tap into your home’s equity, here’s what your options are.

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10-minute read

Grants for home improvements

If you’re looking for help with home repairs, some homeowners might be eligible for grants that can fund key renovations – and don’t need to b...

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5-minute read

VA funding fee: What to expect in 2026

The VA funding fee is a one-time expense borrowers pay for a VA loan. Learn more about the fee, how much it is, and who may be exempt from paying it.

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12-minute read

How to apply for a home equity line of credit (HELOC)

Learn how to apply for a HELOC, what requirements lenders review and which documents to gather before you compare options. Use this guide to plan.

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11-minute read

VA cash-out refinance: What it is and how it works

A VA cash-out refinance loan helps you access lump-sum financing. Learn how it works, eligibility criteria, pros and cons, and when getting one makes sense.<...

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13-minute read

How to take out equity from your home and save money monthly

If you're wondering how to release equity from your home, consider home equity loans, HELOCs, and cash-out refinances. Learn more about your options.

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8-minute read

What is Fannie Mae HomePath?

If you’re open to buying a home that needs some work, the HomePath marketplace may be for you. This Fannie Mae program helps you buy an as-is property.

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10-minute read

Construction loans: How they work and how to qualify

Construction loans can finance a custom home build. Learn how they work, requirements, loan types and steps to compare options before you apply.

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8-minute read

Fixed-rate mortgage benefits and options

A fixed-rate mortgage offers reliable monthly payments for the life of your mortgage. It’s the most popular type of rate, available from many lenders.

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13-minute read

A guide to solar loans

A solar loan provides financing for solar panels and solar installations. Learn more about solar loans and whether they can make solar affordable for you.

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6-minute read

Texas cash-out refinances and home equity loans: What you need to know

Learn about how cash-out refinances work in Texas, plus unique Texas home equity loan laws and regulations, so you can access your home’s equity with ease...

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10-minute read

Home equity loan on an investment property: A guide

Are you considering tapping into the equity of your investment property? Learn about whether a home equity loan on an investment property is right for you.

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12-minute read

HELOC vs. personal loan: How to choose the better one for you

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

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