Featured resources

A two-story grey home in the morning light, featuring residential architecture and curb appeal.

6-minute read

Seller financing: How it works, pros, cons, and is it a good idea?

Seller financing is a type of real estate agreement that allows the buyer to pay the seller in installments. Learn more about how seller financing works.

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A man and women in kitchen discussing their finances.

8-minute read

What is an adjustable-rate mortgage (ARM)?

Adjustable-rate mortgages offer low introductory interest rates that change over the life of a loan – with limits. Find out whether an ARM is right for you.

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Woman doing dishes in her kitchen, smiling.

9-minute read

Home equity line of credit: Defined and explained

A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.

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A white and grey two storey house with a broad driveway.

5-minute read

What is a 20-year mortgage, and should you consider one?

A 20-year fixed mortgage is a loan with payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current rates.

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Man on phone in kitchen

7-minute read

Cash-out refinance vs. home equity loans

Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.

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A man engaged in a phone conversation in a kitchen setting, potentially discussing homeownership, property management, or financial matters.

6-minute read

Home equity loans for debt consolidation

Using a home equity loan for debt consolidation can reduce the interest you’ll pay. Uncover several pros and cons of using home equity to consolidate debt.

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An image of a beautiful luxury home, showcasing upscale residential architecture and real estate.

7-minute read

Fixed-rate mortgage benefits and options

A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.

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Mother kissing baby on cheek at home on couch.

8-minute read

Home equity loans: A complete guide

A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.

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A person looking at his phone surrounded by boxes indicating he just moved into a new house or apartment.

5-minute read

VA non-allowable fees: These are costs buyers don’t have to pay

Non-allowable fees for a VA loan are costs that a buyer isn't responsible for paying. Learn what fees in a VA loan are non-allowable and why that is.

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A woman enjoying with her child on the balcony.

6-minute read

USDA vs. conventional loans: What's the difference?

To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.

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Individuals at a bank discussing a loan or financial matter.

6-minute read

A complete guide to short-term mortgages

Want to be mortgage-free sooner? Discover how short-term home loans can help you save thousands and pay off your home faster.

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A couple signing final real estate documents, marking the completion of a property transaction.

4-minute read

Fannie Mae vs. Freddie Mac: What’s the difference?

Fannie Mae and Freddie Mac buy conforming loans from lenders to make sure they have enough cash to keep writing loans. Learn how they’re similar and different.

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An olive colored one storey house with blue sky background.

5-minute read

How are VA loan interest rates determined?

VA loans offer military personnel, veterans, and their eligible spouses lower interest rates when buying a home. Learn more about how VA loan rates are set.

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A woman using an iPad on a couch, representing modern living or technology use at home.

6-minute read

Proprietary reverse mortgage: What to know

Private lenders help owners of high-value homes borrow more of their equity with proprietary reverse mortgages. Learn who can get one and how they work.

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A countryside home, showcasing a rural residence with natural surroundings.

12-minute read

How to get a loan to purchase land

Land loans are used to finance the purchase of a plot of land. However, securing this financing is different from other loans. Here’s what you should know.

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A welcoming doctor, potentially related to home visits or medical aspects of homeownership.

6-minute read

What is a physician mortgage loan?

No-to-low down payment physician mortgage loans are targeted at doctors–but are they right for you? Learn how to decide, and explore your other loan options.

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An image of a realtor suggesting a home improvement loan or financial aspect related to property renovation for a couple.

7-minute read

A guide for understanding home improvement loans

Home improvement loans can help you finance anything from a few cosmetic changes to a major renovation. Figure out what loan option is right for you.

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Woman sitting at open laptop at a cafe, smiling.

6-minute read

How much home equity loan can you get?

How much home equity loan you can get depends on your home’s value and your mortgage balance. Here’s how to find out exactly how much you can take out.

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