Featured resources

Pool in tropical home.

6-minute read

What are jumbo loans and how do they work?

A jumbo loan is a mortgage that exceeds current conforming mortgage limits set by the Federal Housing Finance Agency. Learn more about how jumbo loans work.

Read more

A beautiful classic country house, showcasing a specific architectural style.

4-minute read

Jumbo loan limits and requirements for 2025: A guide

The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.

Read more

Asian couple on a front porch leaning on a railing, potentially discussing property or enjoying a home.

5-minute read

Home Equity Conversion Mortgage (HECM) explained: Definition and requirements

A Home Equity Conversion Mortgage is a government-insured loan that allows seniors to convert their home equity into cash. See if a HECM is right for you.

Read more

Couple snuggling on couch and reviewing information online on open laptop.

6-minute read

How to apply for a home equity line of credit (HELOC)

Review the basic requirements for a home equity line of credit (HELOC) and check out step-by-step instructions on how to apply for one.

Read more

A black man in a blue plaid shirt looking at his phone on a sunny day.

4-minute read

Opening new doors to homeownership with a Jumbo Smart loan

Our Jumbo Smart loan simplifies the process of qualifying for a jumbo mortgage. Read on for details!

Read more

Modern open sofa living room, showcasing contemporary interior design and home decor.

5-minute read

Secured Overnight Financing Rate defined and explained

What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.

Read more

A couple analyzing mortgage rates, possibly comparing options for home financing.

5-minute read

Fixed-rate HELOCs: What they are and how they work

Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

Read more

Townhouses in New York City while it snows in winter.

5-minute read

New York CEMA loans: Everything you need to know

If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how they work.

Read more

A two-story grey home in the morning light, featuring residential architecture and curb appeal.

6-minute read

Seller financing: How it works, pros, cons, and is it a good idea?

Seller financing is a type of real estate agreement that allows the buyer to pay the seller in installments. Learn more about how seller financing works.

Read more

A man and women in kitchen discussing their finances.

8-minute read

What is an adjustable-rate mortgage (ARM)?

Adjustable-rate mortgages offer low introductory interest rates that change over the life of a loan – with limits. Find out whether an ARM is right for you.

Read more

Woman doing dishes in her kitchen, smiling.

9-minute read

Home equity line of credit: Defined and explained

A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.

Read more

A white and grey two storey house with a broad driveway.

5-minute read

What is a 20-year mortgage, and should you consider one?

A 20-year fixed mortgage is a loan with payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current rates.

Read more

Man on phone in kitchen

7-minute read

Cash-out refinance vs. home equity loans

Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.

Read more

A man engaged in a phone conversation in a kitchen setting, potentially discussing homeownership, property management, or financial matters.

6-minute read

Home equity loans for debt consolidation

Using a home equity loan for debt consolidation can reduce the interest you’ll pay. Uncover several pros and cons of using home equity to consolidate debt.

Read more

An image of a beautiful luxury home, showcasing upscale residential architecture and real estate.

7-minute read

Fixed-rate mortgage benefits and options

A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.

Read more

Mother kissing baby on cheek at home on couch.

8-minute read

Home equity loans: A complete guide

A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.

Read more

A person looking at his phone surrounded by boxes indicating he just moved into a new house or apartment.

5-minute read

VA non-allowable fees: These are costs buyers don’t have to pay

Non-allowable fees for a VA loan are costs that a buyer isn't responsible for paying. Learn what fees in a VA loan are non-allowable and why that is.

Read more

A woman enjoying with her child on the balcony.

6-minute read

USDA vs. conventional loans: What's the difference?

To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.

Read more

2 of 12

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments