Featured resources
3-minute read
What is the Section 504 Home Repair program?
The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...
Read more
11-minute read
Land contracts: What they are and how they work
Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...
Read more
6-minute read
What are the FHA loan down payment requirements?
FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.
Read more

6-minute read
What are conforming loans and what do they mean to borrowers?
Conforming loans comply with Fannie Mae and Freddie Mac rules and are thus eligible for purchase and resale to investors. Find out what that means for you.
Read more

5-minute read
2025 USDA eligibility map: What it is and how to use it
The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...
Read more

10-minute read
Joint VA loan: What it is and how to apply
A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.
Read more
6-minute read
Jumbo loan vs. conventional loan: What's the difference?
Jumbo loans are designed for high-value homes and differ from conventional loans in size, rates and requirements. Find out which loan type fits your needs.
Read more

6-minute read
How many times can you use a VA loan?
There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s b...
Read more

5-minute read
Holding a mortgage: Defined and explained
With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.
Read more
6-minute read
What are the pros and cons of FHA loans?
The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.
Read more
7-minute read
USDA Streamline refinance: A complete guide
Discover how a USDA Streamline refinance can lower your mortgage rate and simplify the process when interest rates fall, along with a host of other benefits.
Read more

8-minute read
Buying a second home with a VA loan
VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.
Read more

13-minute read
FHA vs. conventional loan: Definition and differences
Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.
Read more
4-minute read
How to get out of a reverse mortgage
Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.
Read more
6-minute read
How much are closing costs on a VA loan?
Closing costs on a VA loan are a little bit different from what you pay with other types of mortgages. Discover the differences and learn why they matter.
Read more

7-minute read
Loans for flipping houses: A complete guide
If you're looking to fix up and flip a real estate property, you'll usually need financing. Find out more about loan options and the application process.
Read more
8-minute read
Different types of mortgages and how they work
There is a home loan for everyone, but which type of mortgage is best for you? Use this article to understand the types of home loans and how they work.
Read more

5-minute read
Can you get a VA loan for a mobile or manufactured home?
Wondering if you can use a VA loan for a mobile or manufactured home? Find out what’s possible and whether a VA loan makes sense for you.
Read more