Loan types

Featured resources

A countryside home, showcasing a rural residence with natural surroundings.

12-minute read

How to get a loan to purchase land

Land loans are used to finance the purchase of a plot of land. However, securing this financing is different from other loans. Here’s what you should know.

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6-minute read

What is a physician mortgage loan?

No-to-low down payment physician mortgage loans are targeted at doctors–but are they right for you? Learn how to decide, and explore your other loan options.

An image of a realtor suggesting a home improvement loan or financial aspect related to property renovation for a couple.

7-minute read

A guide for understanding home improvement loans

Home improvement loans can help you finance anything from a few cosmetic changes to a major renovation. Figure out what loan option is right for you.

Woman sitting at open laptop at a cafe, smiling.

6-minute read

How much home equity loan can you get?

How much home equity loan you can get depends on your home’s value and your mortgage balance. Here’s how to find out exactly how much you can take out.

A small white and dark blue colored house with indigo colored flowers outside.

10-minute read

How to buy a mobile or manufactured home

Manufactured homes can be an affordable option for home buyers as traditional home prices rise. Learn about getting a mobile home loan from Rocket Mortgage.

A kitchen with updated appliances, showcasing modern amenities in a household setting.

7-minute read

A guide to home equity loan closing costs

Home equity loan closing costs typically range from 3% – 6% of your loan amount. Explore the closing costs you can expect now.

A focused image of a man engrossed in working with paperwork, indicating involvement in real estate transactions, financial planning, or administrative tasks related to home buying or mortgage processes.

8-minute read

VA loan entitlement: Everything you need to know

VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.

A woman sitting at the kitchen table looking at her computer and on the phone.

4-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

A couple engaged with a computer in their home, likely researching or managing aspects related to their property or residence.

4-minute read

FHA loan limits: How much can you borrow in 2025?

FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2025.

Smiling grandmother holding both her granddaughter and grandson.

6-minute read

What happens to my home equity loan if I sell my house?

Borrowing against your home’s equity can help finance large projects. But what happens when you want to sell your home? Read what happens if you sell with a home equity loan.

Young man signing paperwork for a loan after inheriting property.

6-minute read

Getting a home equity loan on an inherited property

Inheriting a home can be a great gift. Here are some steps to take to get a home equity loan on an inherited property.

A couple meeting with a tax advisor, potentially discussing financial or real estate planning with a professional.

5-minute read

Are home equity loans tax deductible?

Depending on how you use the loan, home equity loan interest can be tax deductible. Learn more about the requirements for tax-deductible mortgage interest.

Small bungalow single story home exterior.

6-minute read

Second mortgage vs. home equity loan: What's the difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

Woman laying in hammock hanging in enclosed sun porch surrounded by trees.

5-minute read

The complete guide to using a HELOC for a down payment on a second home

Want to use a home equity line of credit (HELOC) for the down payment on a second home? Learn how to use a HELOC and other ways to make your down payment.

A grand house with a huge yard and deck.

4-minute read

Conforming loan limits in 2025

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2025 and more with our guide.

An older man on the phone looking at bills, potentially managing household expenses or discussing financial aspects of homeownership.

8-minute read

What is a VA loan foreclosure and how can I prevent it?

If you’ve fallen behind on your VA loan payments, you may be worried about foreclosure. Learn about your options and how to avoid foreclosure.

Father with young child eating together in kitchen.

12-minute read

FHA loans: Requirements, loan limits and rates

An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify.

A couple at home with a laptop, suggesting online activities related to homeownership or finances.

5-minute read

FHA gift funds: Definition and guidelines

FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.

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