Are you financing your new home with an FHA loan? The FHA amendatory clause is one step to the process. Learn how the clause impacts you as a home buyer.

A personal loan is an unsecured loan, while a home equity loan is backed by your home equity. See the main differences between these two loan types.

For a reverse mortgage, seniors must meet certain requirements, which vary according to the option chosen. Learn more about reverse mortgage requirements.

USDA and FHA loans can offer more lenient requirements for home buyers with low or moderate income. Learn what else these loans can offer and how they differ...

Are you considering a 15-year fixed mortgage? Learn about how 15-year fixed-rate mortgages work and whether this type of loan is right for your situation.

VA construction loans can help veterans and active-duty service members finance and build their dream home. Explore VA construction loans and how they work.

All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and co...

Can you get an FHA loan on a mobile home? Yes! Let’s discuss the pros and cons and everything you need to know about using an FHA loan on a mobile home...

Veterans Affairs home loans have helped millions of veterans to become homeowners. But can you buy a foreclosure with a VA loan? Read on to find out.

A seller can refuse an FHA-loan backed offer and might do so to avoid FHA appraisal and repair requirements. Learn more on why sellers often refuse FHA loans...

A 30-year fixed-rate mortgage is common among homeowners. Learn about a 30-year fixed mortgage so you can decide if it’s your best option.

Are VA loans assumable? They are, but what does that mean, exactly? Learn everything you need to know about VA loan assumption here.

VA loan occupancy requirements are put in place to ensure a home purchase is used as a primary residence by the borrower. Learn more about these requirements...

Purchase-money loans are nontraditional financing between sellers and buyers. Learn the benefits of a purchase-money mortgage and the risks involved.

Non-owner-occupied mortgages are investment or commercial property loans that typically have higher interest rates than residential mortgages. Learn more her...

A USDA streamline assist refinance helps eligible homeowners refinance their mortgage with low out-of-pocket costs. See if this is the best program for you.<...

Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.<...