Featured resources

A house with a jumbo loan, likely representing high-value property or real estate.

3-minute read

What is an FHA jumbo loan and should you get one?

An FHA jumbo loan lets you borrow a higher loan amount and make a lower down payment. Check out our guide to FHA jumbo loan limits and requirements.

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Image of an African American family, enjoying in the backyard while also grilling something.

9-minute read

What is a reverse mortgage and how does it work?

A reverse mortgage allows homeowners further up in age to borrow against a portion of their home equity. Figure out if this loan option is right for you.

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Realtor and client hugging in front of home.

6-minute read

What is an assumable mortgage and how does it work?

An assumable mortgage allows the buyer to take over the seller’s mortgage payments. Find out what you need to know before going with an assumable loan.

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A house under construction, showcasing the building process with construction materials and equipment.

9-minute read

Construction loans: Everything you need to know

Always dreamed of building a custom-tailored home? A construction loan could help to make that a reality. Learn what construction loans are and how they work...

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People of different races enjoying dinner on the dining table.

6-minute read

What is the minimum VA loan credit score for a home purchase or refinance?

VA home loans are an affordable mortgage option for current and former service members who qualify. Learn about the minimum credit score needed to qualify for a...

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A diverse group of individuals gathered around a table, engrossed in conversation.

7-minute read

VA loan limits for 2025: What you need to know

Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.

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Mother hugging her young son.

8-minute read

Native American home loans: What you need to know

If you’re a member of an indigenous community, you may have Native American home loan choices. We’ll take a look at these and other mortgage financi...

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A large modern home with a pool outside.

7-minute read

The pros and cons of home equity loans: What to consider

It can be helpful to know the pros and cons of a home equity loan if you’re considering applying for one. Here’s what you need to know before you be...

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Middle aged couple sitting on couch, holding a tablet and looking at each other.

8-minute read

How long does it take to get a home equity loan?

It takes time to apply and get approved for a home equity loan. Find out about how long the process takes from start to finish, as well as what to expect.

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Middle-aged man applying for a loan while sitting on couch.

6-minute read

Earnest money and VA loans: What you need to know

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a h...

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A Scandinavian-style dining area, showcasing interior design or home decor ideas.

5-minute read

FHA adjustable-rate mortgage: What it is and how it works

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

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Manufactured home in the forest.

8-minute read

Can you get a home equity loan on a manufactured home?

As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.

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An analyst working in an office setting, focused on a laptop.

8-minute read

7 home equity loan options to consider

There are several options to leverage your home’s equity. Figure out which one works best to reach your future goals.

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A family happily looking at home improvements online, exploring renovation options or planning upgrades.

9-minute read

What can you use a home equity loan for?

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

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White ranch-style house with solar panels, showcasing a ranch-style home with solar energy installations.

12-minute read

The quick guide to solar loans

Solar loans provide financing for solar panels and solar installations. Learn more about solar loans and whether one can make solar affordable for you.

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Man working a laptop, drinking coffee at a cafe with a living wall behind him.

6-minute read

Home equity loan approval when you're self-employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative op...

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New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...

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A green two-story house by a tree.

7-minute read

20-year vs. 30-year mortgage: How to decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home l...

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