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Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

A document showing goods sold, income and other things in different years.

8-minute read

Proof of funds: What is a POF letter in real estate?

Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.

A couple paying their mortgage online using a laptop.

5-minute read

When is your first mortgage payment due?

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...

A man wearing a headset, likely in a customer service or financial services role.

4-minute read

Mortgage loan originators: What they do and how they can help you

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

Conversation or discussion about speaking to an agent regarding closing costs in a real estate transaction.

5-minute read

What are carrying costs in real estate?

Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.

A couple in a backyard, potentially representing a couple spending time in a backyard setting.

6-minute read

What you should know before purchasing a house with deed restrictions

Deed restrictions can limit what property owners do on their land. Learn about deed-restricted communities and real estate, what they are and how they work.

A realtor showing a house to a couple, potentially in a residential setting.

5-minute read

What is a variance and how do you get one?

If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.<...

The front door of a suburban home with flowers, showcasing curb appeal and home aesthetics.

4-minute read

What is chain of title and why is it important?

Chain of title represents the complete and unbroken ownership of a property. Learn more about chain of title in real estate and why it’s important.

An under construction wooden house in mountains possibly depicting an area for buying a real estate property such as a second vacation home.

6-minute read

10 best places to build a house during the 2021 building boom

Are you interested in building a house on a budget? Learn about the 10 cheapest places to build a house in 2023 and other factors to consider when building.

An older couple using a computer, possibly managing financial or home-related matters.

8-minute read

Can you refinance before selling your home, and should you?

Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.