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Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

Young couple moving boxes and a houseplant into new home.

9-minute read

Can a new grad buy a house? A guide to home buying affter college

Can a recent graduate get a mortgage and buy a house? Check out our guide to learn the challenges of home buying as a new grad, your loan options and more.

Construction workers building the frame of a new home.

8-minute read

Is it cheaper to build or buy a house? What you need to know

Wondering if it’s cheaper to buy or build a house? Discover the costs of building a house versus buying and which option is more suitable for your fina...

Showcasing a small house with an eye-catching Tiffany blue door.

8-minute read

What Is Fannie Mae (FNMA)? A guide for home buyers

The Federal National Mortgage Association (FNMA), or Fannie Mae, purchases and backs mortgage loans for borrowers. Learn more about how Fannie Mae works.

A woman looking at a phone screen, possibly browsing or engaging in real estate-related activities.

7-minute read

What is an FHA mortgage insurance premium (MIP)?

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payme...

A woman in a sweater looking at a laptop, possibly working or engaging in online activities.

4-minute read

Variable interest rate: Should you get one?

Unlike a fixed interest rate, a variable interest rate changes over time based on a predetermined index. Learn how these rates work and why you might want on...

Exterior view of a large house, showcasing a spacious and elegant residential property.

6-minute read

Refinance appraisal vs. purchase appraisal

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

A couple discussing financial or mortgage related topic on laptop.

9-minute read

Home loans for college students: A guide to student loans and mortgages

In this guide, learn how to qualify for mortgage approval with student debt plus the best state and national programs with home loans for college students.

A two-story suburban house against a sunset sky with a well-maintained front yard.

8-minute read

What is house hacking and is it something you should be doing?

House hacking incorporates a variety of ways you can use your house to pay living expenses. Learn what house hacking is and how you can make it work for you....

A couple paying bills at a table, finances.

8-minute read

Home buying checklist for first-time home buyers

Starting the process of buying your first home? Use our extensive first-time home buyer checklist to help you prepare and ensure you don't miss a step.