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TJ Porter

Contributing writer

TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.

TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.

When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.

Expertise

Personal Finance

Real Estate

Education

Bachelors in Business Administration from Northeastern University

Recent Articles

4-minute read

3 reasons a home seller isn’t responding to your offer

Wondering why a home seller hasn’t responded to your offer? There are some common reasons sellers will reject your bid. Learn what to do next.

Relaxed brunette woman in sweats curled up reviewing financial paperwork binder on living room sofa.

4-minute read

Renters insurance: What to consider

Wondering if you need renters insurance? Whether or not your landlord requires it, insurance can protect you and your possessions.

Woman going over paperwork and having coffee.

5-minute read

HELOC vs. second mortgage: Which is right for you?

A home equity line of credit is a type of second mortgage. Learn how HELOCs compare to other options to determine which is right for you.

A man and woman possibly discussing switching lenders or financial arrangements related to a property.

7-minute read

How to change your mortgage lender

You might want to change your mortgage lender while you're still in the buying process or after you've closed on your home. Find out why and how to do it.

White home with large covered porch surrounded by forested lot.

7-minute read

Tax deed vs. tax lien: Key differences

While tax deeds and tax liens both address unpaid property taxes, only tax deeds can lead to an immediate transfer of property ownership. Learn how they differ.

White stucco bungalow with sloped roof and red door.

5-minute read

VA funding fee: What to expect in 2025

The VA funding fee is a one-time charge you pay to help fund the VA loan program. The fee helps protect lenders and the VA if you default. Learn more here.

A mom and dad hanging out on their front porch, playing with toddler son.

5-minute read

FHA vs. VA loans: What's the difference, and which one is best for you?

FHA loans and VA loans can be great borrowing options for aspiring homeowners. Learn more about the differences between these two mortgage loan types.

An older couple spending time together, potentially in a home setting.

4-minute read

Single-purpose reverse mortgages: What you need to know

Wondering whether a single-purpose reverse mortgage may be right for you? Learn what it is and the pros and cons of a single-purpose reverse mortgage.

Woman on phone looking over financial documents.

4-minute read

Easement in gross: Defined and explained

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.