TJ Porter
Contributing writer
TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.
TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.
When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.
Recent Articles
6-minute read
Property taxes by state: Ranked from highest to lowest for 2026
Property taxes vary by state and are based on the value of your home. Compare 2026 tax rates across the country, sorted from highest to lowest.
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6-minute read
What is delayed financing for cash deals?
If you purchase a home with cash, you may still qualify for a mortgage. Learn about delayed financing, how it works for cash deals, and if it’s right for ...
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6-minute read
States without property taxes: Unpacking the myth
Find out whether any states have no property tax, how property taxes work, and which states have the lowest property tax rates.
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5-minute read
REALTOR® definition, role, and facts
What does the REALTOR® title mean? This type of agent is a member of a professional association and can help you buy or sell property.
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6-minute read
Can you refinance an ARM loan to a fixed-rate mortgage?
Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.
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9-minute read
What is a 20-year mortgage, and should you consider one?
A 20-year fixed mortgage requires making payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current ...
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6-minute read
Fixed rate history: Mortgage rate history from 1971 to present
See the 30-year fixed mortgage rate history from 1971 to the present, including averages and trends by decade. Learn how rate cycles affect buying and refinanci...
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5-minute read
Pros and cons of mortgage forbearance
Mortgage forbearance can be a lifeline for many homeowners struggling to make their mortgage payments. Find out whether mortgage forbearance is a good idea.
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8-minute read
Chain of title in real estate: What it is and why it matters
Chain of title is a property’s ownership history. Learn what documents it includes, how a title search works, and what can cause title problems.
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