TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.

TJ Porter

Contributing writer

TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.

TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.

When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.

Expertise

Personal Finance
Real Estate

Education

Bachelors in Business Administration from Northeastern University

Recent Articles

9-minute read

Delaware jumbo loan limit: 2026 limits and requirements

Learn the Delaware jumbo loan limit for 2026, county rules, down payment, credit, and reserve requirements. See when a jumbo loan may fit your home search.

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12-minute read

Real estate crowdfunding: How it works and what to know

Real estate crowdfunding lets you invest in property online with others. Learn how it works, compare platforms, review risks, and start smarter before investing...

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11-minute read

How much does a manufactured home cost?

See manufactured home cost ranges, hidden fees, setup costs, and financing options so you can budget confidently. Learn what to expect before you buy.

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10-minute read

Quitclaim deed: What it is, how it works, and when to use one

Learn how a quitclaim deed works, when to use one, and what risks to watch for before transferring property. Review key steps and explore options today.

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10-minute read

What is cost basis in real estate?

Learn what cost basis in real estate means, what can increase or reduce it, and how to calculate adjusted basis before you sell. Read the guide.

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6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

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6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

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5-minute read

Nonconforming loans: What are they and how do they work?

Wondering what a nonconforming loan is and how one works? Learn about your mortgage options and see whether a nonconforming loan is the best option for you.

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7-minute read

What is a conventional loan?

A conventional loan is a non-government-backed home mortgage. Learn more about down payment requirements, getting approved, and more.

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