TJ Porter
Contributing writer
TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.
TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.
When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.
Recent Articles
11-minute read
Avoid capital gains tax when selling and buying a new home
Learn how you might avoid having to pay capital gains tax when selling one house and buying another, including exclusions, basis rules, and 1031 exchanges.
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13-minute read
Multigenerational homes: Benefits, costs, and key features
Learn what multigenerational homes are, the pros and cons, costs, key features and buying considerations so you can decide what fits. Start here.
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12-minute read
How much does a home inspection cost in 2026?
How much does a home inspection cost? See 2026 average prices, cost factors, add-on fees and ways to budget before you buy a house. Learn more.
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16-minute read
What is digital real estate? Meaning, types and risks
Learn what digital real estate is, see examples, compare risks and rewards, and get beginner tips before you invest in online assets. Read the guide today.
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16-minute read
Using a HELOC for a down payment on a second home
Using a HELOC for a down payment on a second home has benefits and risks. Learn how it works, what lenders review and alternatives to compare.
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7-minute read
Should I pay off my mortgage or invest?
Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decisio...
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5-minute read
How many FHA loans can you have?
You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.
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5-minute read
What happens if mortgage rates drop after you buy?
If mortgage rates drop after closing, you aren't stuck forever. Learn how fast you can refinance, calculate breakeven costs, and lower your monthly payment.
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12-minute read
How to apply for a home equity line of credit (HELOC)
Learn how to apply for a HELOC, what requirements lenders review and which documents to gather before you compare options. Use this guide to plan.
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