TJ Porter
Contributing writer
TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.
TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.
When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.
Recent Articles
7-minute read
Your guide to a $450,000 mortgage: Costs and requirements to consider
Learn the monthly payment, total cost, and requirements for a $450,000 mortgage. See how rates, terms, and down payments affect affordability.
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5-minute read
Defeasance clause: Definition and overview
In some states, you’re the owner of your home when you close, in other areas, you’re not. This depends on the defeasance clause in your state.
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5-minute read
No cash-out refinance: A guide
If you want a lower interest rate on your mortgage, you can refinance without cash out. Learn more about how no cash-out refinance works.
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5-minute read
What is home appreciation and how is it calculated?
Learn how the value of your home or investment property may be increasing over time, resulting in equity while you own it and profits when you sell it.
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10-minute read
Relocation assistance: Programs, eligibility and how to apply
There are many moving assistance programs and resources available to those who need extra help affording moving expenses. Explore your options here.
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8-minute read
Should I refinance to a 15-year mortgage?
Refinancing to a 15-year mortgage may lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.
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8-minute read
Mortgage interest deduction: A guide for the 2025 tax year
Learn how the 2025 mortgage interest deduction works, what qualifies, and whether itemizing or the standard deduction saves you more.
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7-minute read
Should I pay off my mortgage or invest?
Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decisio...
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5-minute read
HELOC vs. second mortgage: Which is right for you?
A home equity line of credit is a type of second mortgage. Learn how HELOCs compare to other options to determine which is right for you.
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