TJ Porter
Contributing writer
TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.
TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.
When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.
Recent Articles
6-minute read
Biweekly mortgage payments: Are they a good choice for you?
Making biweekly mortgage payments can result in getting your mortgage paid off earlier.
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14-minute read
Seller’s Disclosure: What buyers and sellers need to know
Learn what a Seller’s Disclosure includes, when it's required and how buyers and sellers can protect themselves before closing. Read our guide today.
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5-minute read
No cash-out refinance: A guide
If you want a lower interest rate on your mortgage, you can refinance without cash out. Learn more about how no cash-out refinance works.
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5-minute read
What is home appreciation and how is it calculated?
Learn how the value of your home or investment property may be increasing over time, resulting in equity while you own it and profits when you sell it.
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16-minute read
Buying undeveloped land: Costs, risks, and financing tips
Buying undeveloped land? Learn key costs, risks, zoning checks and financing options before you make an offer. Use this guide to plan your next move.
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16-minute read
Using a HELOC for a down payment on a second home
Using a HELOC for a down payment on a second home has benefits and risks. Learn how it works, what lenders review and alternatives to compare.
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8-minute read
Mortgage interest deduction: A guide for the 2025 tax year
Learn how the 2025 mortgage interest deduction works, what qualifies, and whether itemizing or the standard deduction saves you more.
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8-minute read
Should I refinance to a 15-year mortgage?
Refinancing to a 15-year mortgage may lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.
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5-minute read
HELOC vs. second mortgage: Which is right for you?
A home equity line of credit is a type of second mortgage. Learn how HELOCs compare to other options to determine which is right for you.
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