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Sarah Sharkey

Contributing writer

Sarah Sharkey is a personal finance writer who enjoys helping readers make informed financial decisions. She lives in Florida with her husband and dogs. When she's not writing, she's outside exploring the coast.

Expertise

Mortgage

PersonalFinance

Education

M.S. in Management, Hough School of Business at the University of Florida; B.S. in Biology, University of Florida

Recent Articles

A bustling city street lined with houses and trees, capturing the essence of urban living.

3-minute read

Utility easements, explained

A utility easement is what allows public utilities like sewage, electricity, water and more to exist. Learn about how utility easements can impact homeowners.

Couple discussing a CMT loan or adjustable-rate mortgage with a financial advisor.

4-minute read

How the constant maturity Treasury rate affects your mortgage

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn how the CMT rate impacts mortgage payments.

Woman in kitchen, drying dishes and smiling.

8-minute read

When should I refinance my mortgage?

Wondering if and when you should refinance your mortgage? Refinancing can be a smart move for certain homeowners depending on a few key factors.

A house owner having a conversation with his real estate agent, possibly in a familial or business context.

4-minute read

Escrow refund: What is it and when does it occur?

Not sure what an escrow refund is or even when they occur? Read our article on all things escrow refund related and what to expect when dealing with one.

A woman hugging her father in front of a property possibly in woods.

5-minute read

Step-up in basis defined: How does it work?

If you’re deciding between gifting your home or bequeathing it, you may want to weigh the tax implications first. Learn how a step-up in basis benefits heirs.

Man sitting on staircase with peaceful and happy look on his face.

5-minute read

7 tax deductions for homeowners: Your breaks and benefits

If you own your own home, you might be able to save on your tax returns. Get the most value from your home with these seven tax deductions.

Small bungalow single story home exterior.

6-minute read

Second mortgage vs. home equity loan: What's the difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

Historic brownstones in NYC, showcasing classic architectural buildings in New York City.

3-minute read

A complete guide to mortgage REITs (mREITs)

Mortgage REITs (mREITs) are publicly traded investments in mortgages and mortgage-backed securities. Learn about mREITs as well as their pros and cons.

A couple looking at a laptop together, potentially engaging in activities such as browsing or working online as a team.

6-minute read

Coming soon real estate listings, explained

Some real estate agents will list a home as “coming soon” before it hits the market. Learn about “coming soon” real estate listings and their pros and cons.