Headshot of Sarah Li Cain

Sarah Li Cain

Contributing writer

Sarah Li Cain is Accredited Financial Counselor® and a finance and business writer with over a decade of experience in the industry. Her journey in personal finance started when she moved to the US and had to navigate the world of personal finance like banking and how to purchase a home. This led to her passion helping others understand how to navigate financial topics such as building a credit score, comparing loan options, and relevant topics for first-time home buyers and sellers. She pursued the Accredited Financial Counselor designation to further her knowledge in the personal finance space. Sarah's goal is to break down financial topics in a way that's digestible and straightforward to understand.

Expertise

Mortgage
Personal Finance

Education

York University, Bachelor of Arts; Accredited Financial Counselor® certification

Recent Articles

A young family moving in, indicating a new chapter in home ownership or relocation.

7-minute read

Lease purchase agreements and lease-to-own agreements: What you should know

Learn the key differences between lease purchase and lease-to-own agreements, including benefits, risks, and what to consider before signing.

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A beautiful brick home with tan stucco and a winding drive at sunset.

5-minute read

Contingent vs. pending: What's the difference?

Home buyers sometimes confuse contingent versus pending. Learn the difference between pending and contingent and what the two statuses mean in real estate.

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Close-up of older couple in glasses reviewing financial documents at dining table.

5-minute read

Property tax exemptions: Seniors, veterans and others who qualify

Property tax exemptions help qualifying property owners by reducing or eliminating their property tax bill. Learn who qualifies for these exemptions and more...

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Woman reviewing financial graphs on laptop at kitchen table.

5-minute read

$350,000 mortgage: Total cost and how to manage it

The cost of a $350,000 loan depends on your interest rate, homeowners insurance premiums, and more. Here’s how to figure out what you can afford.

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Large white house with colorful landscaping on a hill.

5-minute read

How much house can I afford with a $120K salary?

Are you considering buying a house on a $120,000 annual salary? Learn about how much house you could afford and which mortgage options you can choose from.

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Family cooking dinner together in newly remodeled kitchen.

9-minute read

How much income do I need for a $550K home?

How much house you can afford depends on factors like your income, credit score, and existing debts. Learn how much income you need for a $550,000 home.

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Southwest style white stucco home with Spanish style tiled roof and rounded doorway and windows. Landscape is drougt resistant.

13-minute read

FHA loans in Texas

An FHA loan in Texas may let you buy a home with a low down payment and flexible credit options. See how to qualify for one here.

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A couple sitting on a couch shaking hands, possibly symbolizing agreement or partnership in a home-related context.

4-minute read

Real estate broker vs. agent: Differences explained

Real estate agents and brokers differ in licensing requirements and key responsibilities. Learn more about the differences, their pay, and when to work with eac...

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The front porch of a duplex with two doors, illustrating a multi-unit residential property.

5-minute read

FHA multifamily loans: A complete guide

If you're interested in buying a home with multiple units and becoming a landlord, an FHA multifamily loan can help. Learn more about how these loans work.

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