Recent Articles

5-minute read
Secured Overnight Financing Rate defined and explained
What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.
Read more
5-minute read
What are the benefits of refinancing your home loan?
From shorter loan terms to monthly savings, there are several benefits of refinancing your mortgage. Learn whether you should refinance a home loan.
Read more

7-minute read
What is an acceleration clause in real estate?
An acceleration clause in a mortgage means that your mortgage balance becomes due if you default on payments. Learn how a mortgage acceleration clause works.
Read more

12-minute read
How to buy a house: Your step-by-step guide to buying in 2025
Buying a house involves many steps, so we broke it down for you. Get educated and avoid obstacles by checking out our comprehensive guide on how to buy a house.
Read more
5-minute read
APR vs. interest rate: What's the difference?
Interest rate and annual percentage rate are terms you’ll often see when comparing mortgages and other loans. Learn the difference between APR and inte...
Read more
6-minute read
A walk-through on how to apply for a mortgage
The mortgage application process has five important steps. Learn each step of the mortgage process from start to finish for a smooth path to homeownership.
Read more

7-minute read
Fixed-rate mortgage benefits and options
A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.
Read more

6-minute read
Fixed- vs. adjustable-rate mortgage: What’s the difference?
While shopping for home loans, you’ll need to decide between a fixed-rate or adjustable-rate mortgage. Learn how they differ, and which is better for you.
Read more
8-minute read
IRA withdrawal for a home purchase: What you need to know
Withdrawing money from your IRA to buy a home is possible, but there are tax implications. Discover the pros and cons of tapping into your IRA to buy a home....
Read more
