Samantha Hawrylack is a full-time personal finance and real estate writer with seven years of experience. She has a bachelor's degree in finance and an MBA from West Chester University. She writes for publications like BiggerPockets, Angi, Well Kept Wallet, Crediful, Clever Girl Finance, AllCards, InvestingAnswers, and many more.

Sam Hawrylack

Contributing writer

Samantha Hawrylack is an SEO Strategist and Content Writer specializing in finance and real estate with seven years of experience in the industry. After earning her Bachelor's in Finance and Master's of Business Administration from West Chester University of Pennsylvania, she began her career holding Series 7 and 63 licenses at Vanguard, helping clients optimize their investments. In 2019, she transitioned to full-time entrepreneurship as the CEO and Founder of SJ Digital Solutions, a digital marketing agency focused on creating content that converts.
Samantha's unique background combines financial expertise with powerful digital marketing strategies, making her content both technically accurate and highly engaging for readers seeking mortgage, real estate, and personal finance guidance. Through her work with major financial institutions and real estate platforms, she has developed a talent for explaining complex financial concepts in accessible terms that empower readers to make informed decisions about home buying, mortgage options, and real estate investments.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Bachelors of Science in Finance and Masters of Business Administration from West Chester University of Pennsylvania, previously Series 7 and 63 Certified

Recent Articles

A man looking at his phone with somewhat surprised expressions.

4-minute read

What happens if you made an offer on a house but received no response?

Wondering why a seller hasn’t responded to your offer? Although they typically do so, sellers are not legally obligated to respond. Learn what to do ne...

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Modern modular home exterior, potentially depicting a contemporary prefab home design.

4-minute read

Modular home prices: What to expect when buying

Get familiar with average modular home prices, prices per square foot, factors that affect modular home cost, and how to budget for your home buying needs.

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Young woman with tattoos and short white hair working on a laptop with paperwork, indicating financial or work-related tasks.

7-minute read

Rolling student loans into a mortgage: The pros, cons and alternatives

Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.

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A family happily looking at home improvements online, exploring renovation options or planning upgrades.

9-minute read

What can you use a home equity loan for?

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

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A well furnished living room with a big window.

8-minute read

How to make money in real estate: A guide for beginners

Real estate offers many ways to build wealth, but which method makes sense for you? Check out our guide on how to make money in real estate to get an idea.

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A woman using a calculator, possibly related to financial or real estate calculations.

5-minute read

Learn how to calculate home equity

Want to learn how to calculate home equity? See how much equity you have in your home and find the best way to convert your home equity into cash.

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A modern brand-new home with a pristine exterior.

7-minute read

Buying a new construction home: What to know

Buying a new construction home can help you obtain the house of your dreams. Understanding the challenges and your options can make the process less stressfu...

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Urban architecture with greenery representing real estate investment.

7-minute read

Why invest in real estate? 10 reasons and benefits

Real estate is a major investment, but it comes with incredible benefits. Here's how it stacks up against stocks and bonds, and why you should start investin...

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An abandoned house surrounded by dense foliage.

7-minute read

How to buy abandoned properties: A guide

Buying abandoned property will often come with some advantages and disadvantages. Keep reading to learn more about how to find and buy abandoned property.

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