Headshot of Samantha Hawrylack

Sam Hawrylack

Contributing writer

Samantha Hawrylack is an SEO Strategist and Content Writer specializing in finance and real estate with seven years of experience in the industry. After earning her Bachelor's in Finance and Master's of Business Administration from West Chester University of Pennsylvania, she began her career holding Series 7 and 63 licenses at Vanguard, helping clients optimize their investments. In 2019, she transitioned to full-time entrepreneurship as the CEO and Founder of SJ Digital Solutions, a digital marketing agency focused on creating content that converts.
Samantha's unique background combines financial expertise with powerful digital marketing strategies, making her content both technically accurate and highly engaging for readers seeking mortgage, real estate, and personal finance guidance. Through her work with major financial institutions and real estate platforms, she has developed a talent for explaining complex financial concepts in accessible terms that empower readers to make informed decisions about home buying, mortgage options, and real estate investments.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Bachelors of Science in Finance and Masters of Business Administration from West Chester University of Pennsylvania, previously Series 7 and 63 Certified

Recent Articles

A woman in deep thought with a notebook in hand and resting her chin against a pen.

7-minute read

Should I choose a new lender for a home equity loan?

Yes, you can refinance with a new lender and you may benefit from doing so. Learn what you should consider before seeking refinancing opportunities.

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A family looking at a house possibly their own resident.

5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

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Florida suburb on a clear, sunny day.

4-minute read

Average closing costs in Florida

The average closing costs when buying a home in Florida are higher than the national average. Learn more about Florida closing costs and who pays them.

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A man reviewing paperwork at a laptop, possibly managing real estate or financial documents.

8-minute read

Mortgage loan terms: Pick the right one for your financial goals

A mortgage loan term is the time it takes a borrower to pay off their loan when making regular payments. Learn how to pick the right term for your goals.

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A blue double-wide home, possibly representing a mobile or manufactured house.

6-minute read

Single-wide homes vs. double-wide homes: Which is right for you?

Considering a manufactured home? Learn about the differences between a single-wide and double-wide home in our guide and see which one is right for you.

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A father holding his child and dog in his lap.

5-minute read

VA home loan occupancy requirements

VA home loan occupancy requirements mandate that you live in the property you purchase with a VA loan. Learn more about how to meet this standard.

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A young Asian man looking stressed while using a laptop, possibly in a home or work setting.

6-minute read

Home title theft: What you should know and how to prevent it?

Home title theft is when someone steals a homeowner’s identity to illegally transfer their title. Learn how to prevent home title theft and protect your h...

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A white minimalistic house with a black roof, showcasing a simple yet stylish residential design.

6-minute read

What is a single-family home and is it right for you?

Single-family homes are the most common housing option in the United States. Learn what a single-family home is and whether it’s the right fit for you....

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A before and after image of an house which undergone renovation.

6-minute read

What is an open-end mortgage and should you consider getting one?

An open-end mortgage allows you to borrow the maximum loan amount you're approved for, even if you don't need it all to buy. Learn about open-end loans here....

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