Headshot of Rory Arnold

Rory Arnold

Staff writer

Rory Arnold is a Los Angeles-based writer who has contributed to a variety of publications, including Rocket Mortgage, Quicken Loans, LowerMyBills, Ranker, Earth.com and JerseyDigs. Rory received his Bachelor of Science in Media, Culture and Communication from New York University. He also completed the SoFi/Coursera Fundamentals of Personal Finance Specialization consisting of five courses: Introduction to Personal Finance, Saving Money for the Future, Managing Debt, Fundamentals of Investing, and Risk Management in Personal Finance.

Expertise

Mortgage
Personal Finance
Real Estate

Education

New York University


Recent Articles

A woman with glasses using her laptop with some worry.

6-minute read

The ATR/QM rule: What it is and what borrowers should know

Lenders have an obligation to make sure you can repay a mortgage before they give you a loan. The ATR/QM rule helps then evaluate your finances.

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Senior woman in pink blouse reviewing paperwork in sunny living room.

6-minute read

Escrow refund: What is it and when does it occur?

An escrow refund is excess money returned by your lender from your mortgage escrow account. Here’s how it works.

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Two men reviewing paperwork in a modern office.

7-minute read

10 questions to ask when refinancing your mortgage

While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.

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Woman bending down next to donkey in field with other farm animals in background.

6-minute read

USDA construction loan requirements: Everything you need to know

A USDA home building loan can help you construct a loan in an approved rural area. If you qualify, this type of loan has many benefits.

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Senior couple having coffee in screened in porch at beachhouse.

10-minute read

What is a home equity conversion mortgage (HECM)?

A home equity conversion mortgage (HECM) allows homeowners 62 and older to convert their equity into cash in various ways. Learn if an HECM is right for you....

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Couple sitting on a couch, having a conversation or relaxing together while looking at something on the tablet.

7-minute read

Should you pay off your mortgage early?

Thinking about paying off your mortgage early? Learn the pros and cons, how to decide if it’s the right choice for you, and some strategies to make it hap...

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Tan house with a double-layered front lawn, brick steps, and a wrap-around porch.

5-minute read

Escrow fees explained: What they are and how escrow costs work

Escrow fees are part of your total escrow costs and help protect both buyers and sellers. Learn what they include, why they matter, and who usually pays them.

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Woman looking off into distance smiling softly.

6-minute read

Letter to home seller from buyer: What to include

If you find your dream home in a competitive market, appealing directly to the seller may help your offer. This house offer letter sample gives you a s...

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A large brick home with a sprawling green lawn and well-tended landscaping.

5-minute read

USDA Streamline refinance: A complete guide

A USDA Streamline refinance simplifies the application and underwriting process to help rural homeowners save money on their mortgage. Learn how to apply.

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