Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
7-minute read
A guide for understanding home improvement loans
Home improvement loans can help you finance anything from a few cosmetic changes to a major renovation. Figure out what loan option is right for you.
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4-minute read
Paying off your mortgage? Get your quote by phone
Are you looking to finally pay off your mortgage? Congratulations on the achievement! Here’s how you do it.
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3-minute read
Refinancing your house after divorce: What you need to know
Refinancing after divorce is a good way to divide up property and remove one party’s name from the mortgage. Learn more about post-divorce refinances h...
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3-minute read
Escrow fees: What they cost and who pays them
Escrow fees ensure a secure exchange of funds between buyer, seller, lender and other parties. Read on to learn what they cost and who pays for them.
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5-minute read
What is negative equity and how does it work?
Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.
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7-minute read
How to get rid of PMI
PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.
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3-minute read
Lock today and save tomorrow with Rate Drop Advantage
Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!
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11-minute read
What is a rate-and-term refinance?
Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.
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11-minute read
Housing market predictions for 2025
High interest rates, rising prices and low inventory made 2024 a tough year for the U.S. housing market. See what housing market predictions Rocket Mortgage exp...
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8-minute read
How much do I need to make to afford a $600K home?
How much house you can afford is determined by a number of factors. Learn how much income you need for a $600K home.
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7-minute read
How much house can I afford on $120K?
Ever wondered how much house you can afford on a $120K salary? Find out what you can spend with an annual income of $120,000.
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7-minute read
Mortgage refinance tax deductions: What are they and how do you claim them?
If you’ve asked yourself, “What kind of tax deductions can I get for refinancing a mortgage and how do I claim them?” we cover the topic and p...
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12-minute read
How much house can I afford on $60K?
Ever wondered how much house you can afford on a $60,000 salary? Find out how much house you can buy on $60,000 a year.
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4-minute read
Is there a first-time home buyer tax credit?
Presently, there is no federal first-time home buyer tax credit available. Learn when that may change and explore other tax breaks you can benefit from.
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7-minute read
What do manufactured homes cost?
Interested in purchasing a manufactured home? Uncover the average manufactured home cost and learn about the factors that influence manufactured home prices.
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12-minute read
FHA loans: Requirements, loan limits and rates
An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify....
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8-minute read
How a recession can affect mortgage rates
Do mortgage rates go down in a recession? They can, but even if they don’t, it could still be a good time to buy a house. Learn why here.
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12-minute read
When will mortgage rates go down?
Mortgage rates tend to fluctuate, but certain indicators can signal they’re going to drop. Learn when experts predict home interest rates to go down.
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