Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
12-minute read
When will mortgage rates go down?
Wondering when mortgage rates will go down? It’s important to understand the factors that influence rates and how these factors lead to higher or lower ra...
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5-minute read
What does a title company do?
A title company is a third party that works on behalf of both the lender and the buyer. Learn more about what title companies do in the home buying process.<...
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8-minute read
How to buy a house with ‘bad’ credit: Loan options, requirements, and credit-building steps
Learn how to buy a house with bad credit, including about the lowest possible credit score, home loan options for bad credit, and ways to boost your score.
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8-minute read
When should I refinance my mortgage?
Learn when you should refinance your mortgage, how to estimate break-even, and key scenarios to avoid. Compare options and get started today.
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4-minute read
How does a government shutdown impact mortgages?
The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.
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7-minute read
How long does it take to refinance a house?
Understanding how long it takes to refinance your house can help you plan and prepare. Explore how the process works.
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8-minute read
Mortgage recasting: What you should know before you reamortize
A mortgage recast is when you make a lump-sum payment toward your principal balance to reduce your monthly payments. Learn how mortgage recasting works.
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7-minute read
Understanding Basic Allowance for Housing (BAH)
The Basic Allowance for Housing (BAH) helps offset housing costs for active-duty service members. We'll go over eligibility and how rates are calculated.
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3-minute read
Rocket Money simplifies managing your finances
We’re excited to welcome Rocket Money to the Rocket family. Read on to learn about this excellent personal finance app and a special offer for our clie...
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7-minute read
VA loan limits for 2026: What you need to know
Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.
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4-minute read
Mortgage loan limits are on the rise
The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...
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4-minute read
Fannie Mae removes minimum credit score for mortgages
Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.
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6-minute read
Mortgage interest rates forecast for 2026
Mortgage rate predictions help home buyers understand how much they may pay in interest. Discover 2026 mortgage interest rate forecasts from the experts.
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9-minute read
What is a VA IRRRL Streamline refinance?
A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.<...
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6-minute read
How are mortgage rates and inflation related?
When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.
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6-minute read
What is the average mortgage payment in Florida?
Wondering about Florida’s average mortgage payment? Explore the state’s trends, interest rates, and what to expect when buying a home in the Sunshin...
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6-minute read
History of mortgage assistance programs: 2008 – today
No one thinks they’ll need mortgage relief, but life happens. Understanding the history of mortgage assistance programs can give context for today&rsqu...
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