Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
5-minute read
How to understand your mortgage statement
Your mortgage statement includes important information like due dates and your loan balance...
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4-minute read
Affordable refinancing programs: RefiNow™ and Refi Possible®
Explore affordable refinancing programs, RefiNow™ and Refi Possible®. Learn if these options are right for you.
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4-minute read
One+ by Rocket Mortgage® is a 1% down payment option
The down payment is one of the biggest obstacles for home buyers. One+ can help you get into a home with as little as 1% down plus a 2% grant from Rocket.
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6-minute read
What is the secondary mortgage market and how does it work?
The secondary mortgage market is a financial exchange where banks and investors buy and sell mortgages. Learn how it may affect your home loan.
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5-minute read
What is mortgage servicing and why does it matter?
Mortgage servicing is the management of a mortgage, like taking payments and creating statements. Borrowers should know how it works and why it matters.
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9-minute read
How to get help with your mortgage payments
There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.
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5-minute read
Mortgage fees to avoid
Home loans come with a lot of fees, but you may be able to steer clear of some. Learn which mortgage fees to avoid.
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5-minute read
Title insurance: What you need to know
A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.
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9-minute read
Will home prices ever go down?
Home prices remain high in 2025, leaving many buyers wondering if house prices will ever go down. Learn what’s driving housing costs and whether price...
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6-minute read
Reverse mortgage foreclosure: Everything you need to know
If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.
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10-minute read
What happens if you can’t pay your mortgage?
If financial issues make your mortgage unaffordable, you may have options. What happens if you can’t pay your mortgage? Here’s what to know.
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8-minute read
How the federal funds rate affects mortgage rates
The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.
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5-minute read
40-year mortgage: An explanation, the pros and cons
A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loan...
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5-minute read
Servicing fees for mortgages: What they are and how to avoid them
Borrowers can face mortgage servicing fees in certain situations. Discover what mortgage fees to avoid as a homeowner, including late payment and recast fees...
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3-minute read
What is the Section 504 Home Repair program?
The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...
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9-minute read
Alimony and mortgage qualification: How spousal support affects home loans
Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.
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5-minute read
Title endorsements: What they are and when you need them
A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.
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6-minute read
What are REALTOR® fees and who pays them?
REALTOR® fees are how real estate agents get paid for their work. Who pays these fees is changing, so it’s a good time to learn more and understand...
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