Recent Articles

6-minute read
How to buy a house in Minnesota
Considering moving to the Gopher State? Here’s what buyers should know about the market and how to prepare to buy a house in Minnesota.
Read more

9-minute read
How to get out of a mortgage loan
Whether you’re facing financial issues or major life changes, knowing how to get out of a mortgage loan the right way is important. Learn about your optio...
Read more

5-minute read
What is a resale house? Defined and explained
A resale house is a home that's been lived in before; it's not a new build. Learn more about what a resale house is plus the pros and cons that come with it.
Read more

5-minute read
Mortgage prequalification: What is it and how does it work?
Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.
Read more

7-minute read
Short sale vs. foreclosure: What’s the difference?
A short sale is a voluntary procedure, while a foreclosure isn’t. Understanding both processes can help borrowers make decisions when facing mortgage defa...
Read more

6-minute read
FHA reserve requirements for 2025
Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...
Read more

7-minute read
FHA Construction-to-permanent loans: A guide
Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.
Read more

5-minute read
Can you make principal-only payments on your mortgage?
Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...
Read more

7-minute read
Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?
As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...
Read more
