Recent Articles

A woman multitasking on a phone call and computer, potentially related to mortgage or real estate inquiries.

5-minute read

Prequalified vs. preapproved: what’s the difference?

A prequalification estimates how much you can afford, while a preapproval gives a better estimate and verifies your financial info for a loan. Learn more.

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A family enjoying moments in their lounge and playing video game.

5-minute read

What are the benefits of refinancing your home loan?

From shorter loan terms to monthly savings, there are several benefits of refinancing your mortgage. Learn whether you should refinance a home loan.

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A woman looking possibly looking at her good investments in real estate on laptop.

8-minute read

How are mortgage rates determined?

Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.

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Calculating mortgage payments, representing financial planning or budgeting.

7-minute read

What is an acceleration clause in real estate?

An acceleration clause in a mortgage means that your mortgage balance becomes due if you default on payments. Learn how a mortgage acceleration clause works.

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An aerial view of buildings surrounded by trees.

7-minute read

What is condemnation in real estate?

What is condemned property? Condemnation occurs when the government uses eminent domain to take property. Learn what condemnation can mean for homeowners.

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Front door of brick ranch house with topiary shrubs on either side.

6-minute read

Historical mortgage rates: 1971 to 2025

See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.

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An Afro-American woman using a portable computer and smiling, potentially in a home setting.

10-minute read

What is a limited cash-out refinance and how does it work?

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

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Older couple smiling at one another in front of home.

4-minute read

Is it a good time to sell your home? Key factors to consider

Thinking about selling your home but unsure if now is the right time? Learn the key factors to consider before deciding whether you should sell your home.

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A row of townhouses, representing real estate properties.

6-minute read

Can you buy a house with no credit? Tips and loan options for those with no credit score

Wondering if you can buy a house with no credit? Read on to learn if it’s possible to buy a house without a credit score or established credit history....

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