Recent Articles

A scenic view of an oak tree near a wooden fence, depicting a serene natural landscape.

6-minute read

Encroachment: Definition and what it means in real estate

Encroachment happens when a neighbor’s property crosses onto another owner’s land. Learn how it works, some issues it can cause, and how to resol...

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A lady drinking coffee at home, representing relaxation or daily routines at home.

12-minute read

FHA vs. conventional loan: Which should you choose?

Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.

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Couple on couch drinking coffee and petting their dog.

6-minute read

How much are closing costs on a VA loan?

VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.

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A country-style home with a wrap-around deck, showcasing its exterior and architectural design.

4-minute read

VA loan down payment requirements

VA loans have different down payment terms compared to other types of mortgage loans. Use this guide to learn about the requirements for VA loan down payment...

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A couple possibly signing the final documents of their new home.

7-minute read

Should you make or accept a backup offer on a home sale?

A backup offer on a home guarantees you a contract with the seller if the first offer fails. Find out if buyers and sellers should try this home sale strateg...

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A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

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A picturesque neighborhood with well-maintained houses, lush lawns, and neatly trimmed shrubs.

9-minute read

Refinancing your mortgage: Requirements explained

Refinancing your mortgage requires a brand-new loan application. You can increase your chances of approval with good credit and regular income.

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Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the unpaid time and effort someone puts into a project. Here’s how it works and how to leverage it in real estate to help boost your re...

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A middle aged man working from home on the laptop and talking on the phone.

5-minute read

Mortgage payoff statement: Everything you need to know

A mortgage payoff statement tells you exactly how much you’ll need to fully repay your loan. Learn how to get it before you make your final mortgage payme...

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