Featured resources

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10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.

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A couple smiling and talking while sitting on the couch in their house.

5-minute read

What are the VA loan spouse requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.

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Graphic with the words "Today's topic: The Federal Reserve".

4-minute read

Federal Reserve press release in plain English - May 2024

The Federal Reserve didn’t change the target for the federal funds rate, but the details matter. Here’s a full breakdown!

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A women working from home on her laptop with her kid nearby.

8-minute read

What is the refinance break-even point?

The break-even point for a refinance tells homeowners how long it will take to recoup refinance costs. Learn how to calculate your potential savings here.

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A couple enjoying with their daughter who is holding a book.

10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

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Man working a laptop, drinking coffee at a cafe with a living wall behind him.

6-minute read

Home equity loan approval when you're self-employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative op...

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Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...

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A woman smiling while looking at her laptop possibly chatting to someone.

4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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Yellow house with pink flowers in the yard, illustrating residential curb appeal and landscaping.

7-minute read

A guide to real estate and housing market indicators

Housing market indicators shed light on how residents live and pay their mortgages. Leverage market data and make the most of your next real estate purchase....

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Blue and Gray Two Story Home

7-minute read

Your guide to a $450,000 mortgage: Costs and requirements to consider

Ready for a $450,000 mortgage to buy a home? Read our guide to understand the costs and requirements that come with taking out a $450,000 loan.

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A white brick house in winters under snowy weather.

8-minute read

When is the best time of year to buy a house?

Wondering about the best time of year to buy a house? We’ve broken down all of the factors to consider, including the season, weather, price and more.

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Image of a newly constructed home with white bricks and a black roof, showcasing modern residential architecture.

4-minute read

What is mortgage curtailment?

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

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Two men inspecting a house, potentially related to home inspection or real estate assessment.

6-minute read

What is a seller's pre-inspection and should you get one?

Sellers may order a pre-inspection before listing to get a jump on repairs and avoid negotiations with buyers. Learn more about pre-listing inspections.

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Man and woman embracing one another, with backs toward camera, looking at a home.

6-minute read

Are home buyers reframing their preferences in this housing market?

Home sale prices are high and real estate inventory is low. Are buyers reframing their preferences on their “dream home?”

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A couple holding cups looking outside the glass window.

8-minute read

What is real estate? A definition and a guide

Interested in learning more about real estate? Learn all about what real estate is, how the real estate industry works and how to begin real estate investing.

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An asian couple discussing their future plans or real estate investment with an agent.

7-minute read

What to do if you're applying for a mortgage and a business loan

Follow these quick tips if you have no choice but to go “all in” on both a mortgage loan and a business loan at once.

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A green two-story house by a tree.

7-minute read

20-year vs. 30-year mortgage: How to decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home l...

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