Featured resources

Middle-aged couple creating a budget, possibly discussing refinancing costs or financial planning.

8-minute read

How much does it cost to refinance a mortgage?

The cost to refinance a mortgage depends on your closing fees, which can be 2% – 6% of the loan balance. Learn more about average refinancing costs.

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A couple looking towards a house possibly the one they just bought and thinking of starting a new chapter in it.

6-minute read

Kit homes: What you should know before buying

Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.

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Couple exploring a new home with a realtor, examining or considering a property.

8-minute read

How to buy a house with cash in 2025 and beyond

Buying a house with cash can streamline the home buying process, but it can also come with a few downsides. Learn how to buy a house with cash here.

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The image shows young female couple pointing at a home, possibly considering it for purchase.

9-minute read

Closing on a house: Your step-by-step guide

The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.<...

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Prefabricated home, potentially showcasing a modern manufactured or pre-built house.

5-minute read

What is a prefab home?

A prefab home is a home constructed from factory-made pieces. Learn whether or not a prefab home would be a more cost-effective housing option for you.

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A woman relaxing at home, suggesting a comfortable and serene atmosphere in a residential setting.

5-minute read

Can you get a mortgage without a job?

Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumsta...

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A condo complex with HOA, indicating community living and homeowners' association in real estate.

10-minute read

Homeowners association (HOA): What it means and how it works

A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Our guide goes over how HOAs work.

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A kitchen with updated appliances, showcasing modern amenities in a household setting.

7-minute read

A guide to home equity loan closing costs

Home equity loan closing costs typically range from 3% – 6% of your loan amount. Explore the closing costs you can expect now.

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A couple sitting on a couch shaking hands, possibly symbolizing agreement or partnership in a home-related context.

4-minute read

Real estate broker vs. agent: Differences explained

The main difference between an agent and a broker is the number of responsibilities they’re able to take on. Explore this difference in greater detail.

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A countryside mobile home or trailer, depicting a rural housing option or alternative living arrangement.

8-minute read

How a mobile home refinance works

A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.<...

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Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

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A focused image of a man engrossed in working with paperwork, indicating involvement in real estate transactions, financial planning, or administrative tasks related to home buying or mortgage processes.

8-minute read

VA loan entitlement: Everything you need to know

VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.

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A couple engaged with a computer in their home, likely researching or managing aspects related to their property or residence.

4-minute read

FHA loan limits: How much can you borrow in 2025?

FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2025.

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Small brick house with garage in a development with similar houses.

7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

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A woman sitting at the kitchen table looking at her computer and on the phone.

4-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

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Colonial-style house in Massachusetts with a white exterior and greenery.

6-minute read

House deed: Defined and explained

A house deed is a physical document legally transferring ownership of real estate. Learn more about how house deeds affect sellers and buyers.

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Smiling grandmother holding both her granddaughter and grandson.

6-minute read

What happens to my home equity loan if I sell my house?

Borrowing against your home’s equity can help finance large projects. But what happens when you want to sell your home? Read what happens if you sell with...

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Neighborhood of two level 1940s homes with mature trees.

11-minute read

Housing market predictions for 2025

High interest rates, rising prices and low inventory made 2024 a tough year for the U.S. housing market. See what housing market predictions Rocket Mortgage exp...

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