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Woman on laptop and phone with coffee cup on desk.

8-minute read

How much income do I need to buy a house?

Debating if you have the funds to purchase a home? Learn how much income you’ll need to buy a house and what lenders consider when reviewing applications.

Hands holding a smartphone photographing a house, possibly related to real estate or property viewing.

4-minute read

What is a drive-by appraisal and how accurate is it?

A drive-by appraisal is a type of home appraisal that only inspects a property’s exterior. See when and why drive-by appraisals are used and how they work.

A person talking on phone while also working on his laptop.

6-minute read

Does mortgage forbearance affect refinancing? What homeowners need to know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

Man and woman going over details of partnership at kitchen table.

7-minute read

What is a buyer consultation?

In a buyer consultation, you’ll meet your potential real estate agent to discuss your needs and review the buying process. Learn what to expect.

A family unloading boxes from a vehicle to move into their new house.

5-minute read

Moving assistance programs and resources

There are many moving assistance programs and resources available to homeowners who need extra help affording a move. Explore them here.

Remodeled deck, potentially illustrating a renovated outdoor deck space.

5-minute read

Should you consider a HELOC on your investment property? A guide

With a HELOC, you can tap into your equity in an investment property. Explore whether getting a HELOC on an investment property is the strategy for you.

Man on phone getting mortgage pre-approval.

4-minute read

How long does a mortgage preapproval last?

How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals last.

Woman describing plans for carpentry design to man who focuses intently.

7-minute read

HELOC vs. personal loan: Compare and choose

Is a HELOC or personal loan right for you? Compare the key differences and analyze the strengths and weaknesses of both options before deciding.

A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.

Two women using a laptop together on a bench, potentially working on financial or real estate matters.

8-minute read

Mortgage interest rates forecast for 2025

Mortgage rate predictions give buyers an idea of how much they’ll spend on a home. See the 2025 mortgage interest rate forecasts straight from the experts.

Mother in kitchen cooking while father feeds child in high chair in dining room.

9-minute read

15 first-time home buyer tips

If you're a first-time home buyer, you'll want to be prepared throughout the home buying process. Take advantage of these first-time home buyer tips.

A quaint, grey urban home with a neatly trimmed lawn and a front porch adorned with potted plants.

4-minute read

What are the FHA loan down payment requirements?

FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.

6-minute read

What is a second mortgage and how does it work?

A second mortgage is a lien taken out against a property that already has a home loan on it. Figure out how this type of mortgage works.

An image suggestive of a woman investing, potentially in real estate or other financial ventures.

7-minute read

What is a REIT? A guide to real estate investment trusts

A real estate investment trust (REIT) is a company that owns or finances real estate for an investor. Learn more about what REITs are and how they work.

A frustrated young couple, expressing frustration or stress.

6-minute read

What Is preforeclosure and how can you avoid it?

Preforeclosure is the first legal step toward foreclosure. Uncover tips on how to avoid foreclosure and discover some options available to homeowners.

A high-end modular home, showcasing modern and customizable residential construction.

6-minute read

Modular vs. manufactured homes: What's the difference?

Modular and manufactured homes are both factory-built, but they have some key differences. Uncover the distinctions between modular and manufactured homes.

5-minute read

What are prescriptive easements and are they a deal breaker?

Prescriptive easements are held by people who gain a right to use someone else’s property. Find out if you should buy property encumbered with easements.

Calculating mortgage payments, representing financial planning or budgeting.

10-minute read

What is a mortgage acceleration clause?

A mortgage acceleration clause means that your entire mortgage balance becomes due if you default on your repayment. Learn more about the acceleration clause.

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