Featured resources

11-minute read

No-appraisal refinance: Options, rules, and risks explained

Learn how a no-appraisal refinance works, which loan types may qualify, and when skipping an appraisal can save time or cost you. Explore your options.

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8-minute read

How soon after buying a home can I refinance?

Can you refinance your mortgage right after closing if interest rates drop? It depends on which type of loan you have and how long you’ve lived in your...

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6-minute read

What is a cash-in refinance?

Most refinancing helps you take cash out, but a cash-in refinance lets you do the opposite. Refinancing with a lump sum toward your principal can be smart.

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6-minute read

How to refinance an investment property

Refinancing your investment property can help you restructure your finances, free up cash for renovations, consolidate debts, or make new investments.

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12-minute read

Types of mortgage refinance: Which option is right for you?

Ready to refinance? The number of choices may be overwhelming. Learn more about the types of refinance loans before you apply.

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8-minute read

What is a rate-and-term refinance?

A rate-and-term refinance allows you to replace your current mortgage with one that has better terms. Getting a lower rate or longer term can save you money.

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10-minute read

What are the pros and cons of refinancing your home?

Are you considering refinancing your mortgage to save money or borrow against your home's equity? Learn more about the pros and cons of refinancing your home...

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7-minute read

Refinance appraisal checklist: 7 ways to prepare

Preparing for a home appraisal for a refinance? Use this checklist to learn what appraisers look for, how to prep your home, what can hurt value, and more.

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5-minute read

Affordable refinancing programs: RefiNow™ and Refi Possible®

If you want a lower mortgage rate on your home, an affordable refinance plan may help. RefiNow™ and Refi Possible® are designed for high-DT...

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10-minute read

FHA loan refinances: Requirements, pros, and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

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8-minute read

Is now a good time to refinance my mortgage?

Learn when refinancing your mortgage makes sense based on interest rates, costs, and your financial goals. See how to decide if now is the right time.

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9-minute read

Cash-out debt consolidation: How it works and when to consider one

Cash-out debt consolidation can reduce costs by rolling high-interest balances into one home loan. Learn how it works, its risks, and when it may make sense.

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10-minute read

Cash-out refinance: Rates and guide for homeowners

A cash-out refinance can be a strategic game changer in certain situations. Learn how a cash-out refinance works, and when this option makes sense.

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9-minute read

Refinancing your mortgage: Requirements explained

Wondering what you need to refinance a home? Learn the key mortgage refinance requirements lenders look at, plus requirement differences by loan type.

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6-minute read

What is a home equity agreement?

A home equity agreement is a contract that gives homeowners money in exchange for their home equity and future appreciation. Learn more here.

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6-minute read

What is delayed financing for cash deals?

If you purchase a home with cash, you may still qualify for a mortgage. Learn about delayed financing, how it works for cash deals, and if it’s right for ...

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6-minute read

How much equity do you need to refinance?

Refinancing can reduce your interest rate, your monthly payment, or get rid of mortgage insurance. But you usually need some equity to get the ball rolling.<...

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6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

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Get approved to refinance

See expert-recommended refinance options and customize them to fit your budget