Featured resources

Illustration depicting refinancing for home improvements such as by paints.

7-minute read

How to finance a house renovation: A guide

Are you considering making home improvements, but you want to find the right loan? Here’s how to finance a house renovation, including cash-out refinancin...

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A black man lying down, looking at his phone with a cat beside him.

5-minute read

Refinancing a second mortgage: What you need to know

Refinancing a second mortgage can help you save money on your loan. Learn how it works, the pros and cons, and how to know if it’s the right choice for yo...

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Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

8-minute read

What is a rate-and-term refinance?

A rate-and-term refinance allows you to replace your current mortgage with one that has better terms. Getting a lower rate or longer term can save you money.

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A women working from home on her laptop with her kid nearby.

4-minute read

What is the refinance break-even point?

The break-even point for a refinance shows homeowners how long it will take to recoup the costs of refinancing. Learn how to calculate your potential savings he...

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A family enjoying their time inside their house.

7-minute read

How long does it take to refinance a house?

Understanding how long it takes to refinance your house can help you plan and prepare. Explore how the process works.

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A woman working on a laptop, possibly related to real estate research or home-related tasks.

7-minute read

Are refinancing fees tax deductible?

Are refinancing fees tax deductible? Learn what deductions you’re eligible for and how to claim them.

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A man working on paperwork, potentially related to mortgage documents or financial planning.

7-minute read

How to get a home equity loan with 'bad' credit: A guide

Wondering how you can get a home equity loan with "bad" credit? Learn more about what's required to get a home equity loan if you have a low credit score.

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Blue vintage mobile home with built on deck and large potted plants.

8-minute read

How a mobile home refinance works

A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.<...

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A couple having a beverage in the kitchen and looking outside the window.

8-minute read

Should I refinance to a 15-year mortgage?

Refinancing to a 15-year mortgage may lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.

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A clean white lounge with furniture depicting modern living rooms.

9-minute read

Jumbo loan refinance: A guide for borrowers

Are you considering refinancing your jumbo loan? Learn more about how the refinancing process works and what current jumbo loan refinance rates are like.

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A woman in deep thought with a notebook in hand and resting her chin against a pen.

7-minute read

Should I choose a new lender for a home equity loan?

Yes, you can refinance with a new lender and you may benefit from doing so. Learn what you should consider before seeking refinancing opportunities.

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Grey home with white framing and red mulch, depicting a specific house exterior with landscaping.

5-minute read

No cash-out refinance: A guide

If you want a lower interest rate on your mortgage, you can refinance without cash out. Learn more about how no cash-out refinance works.

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Woman leaning on kitchen island reviewing finances with coffee nearby.

8-minute read

How to know if refinancing is worth it

You should consider interest, closing costs, your goals, and more when deciding whether or not to refinance. Here’s how to compare your options.

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Middle-aged couple creating a budget, possibly discussing refinancing costs or financial planning.

8-minute read

How much does it cost to refinance a mortgage?

The cost to refinance a mortgage depends on your closing fees, which typically total 3% - 6% of the loan balance. Learn more about average refinancing costs....

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A dad walking with his son on a sidewalk.

5-minute read

How to build equity in a home

Building equity in a home strengthens your asset and may give you access to cash. Read about the ways you can build equity in your home.

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A woman hugging her father in front of a property possibly in woods.

4-minute read

Step-up in basis defined: How does it work?

Deciding between gifting your home or bequeathing it? You may want to weigh the tax implications first. Learn how a step-up in basis affects inherited property.

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Front view of similar brick houses with red and blue door.

9-minute read

What is a VA IRRRL Streamline refinance?

A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.<...

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Woman calculating finances on paper with a laptop nearby.

8-minute read

A guide to getting a HELOC with 'bad' credit

Lenders review your credit, debt-to-income ratio, home equity, and other factors when you apply for a HELOC. Learn about getting a HELOC with 'bad' credit.

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