Featured resources

6-minute read

How much money can you borrow with a HELOC?

Considering a home equity line of credit (HELOC)? Learn how to calculate how much money you can expect to borrow, alternative financing options, and more.

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8-minute read

A guide to getting a HELOC with 'bad' credit

Lenders review your credit, debt-to-income ratio, home equity, and other factors when you apply for a HELOC. Learn about getting a HELOC with 'bad' credit.

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5-minute read

Refinancing a second mortgage: What you need to know

Refinancing a second mortgage can help you save money on your loan. Learn how it works, the pros and cons, and how to know if it’s the right choice for yo...

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6-minute read

What to consider before getting a home equity line of credit (HELOC)

A home equity line of credit can help you pay for home renovations or consolidate debt. However, there are pros and cons to a HELOC worth considering.

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7-minute read

How to finance a house renovation: A guide

Are you considering making home improvements, but you want to find the right loan? Here’s how to finance a house renovation, including cash-out refinancin...

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5-minute read

How to build equity in a home

Building equity in a home strengthens your asset and may give you access to cash. Read about the ways you can build equity in your home.

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7-minute read

How to get a home equity loan with 'bad' credit: A guide

Wondering how you can get a home equity loan with "bad" credit? Learn more about what's required to get a home equity loan if you have a low credit score.

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9-minute read

What is home equity? A complete guide for homeowners

Home equity is the portion of your home you own. Learn how home equity works, how to calculate it, and common ways homeowners can leverage their equity.

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7-minute read

Is a home equity loan a good idea?

A home equity loan can be a good idea for some homeowners but risky for others. Here are the financial and personal factors to consider before applying.

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8-minute read

What is a rate-and-term refinance?

A rate-and-term refinance allows you to replace your current mortgage with one that has better terms. Getting a lower rate or longer term can save you money.

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10-minute read

What are the pros and cons of refinancing your home?

Are you considering refinancing your mortgage to save money or borrow against your home's equity? Learn more about the pros and cons of refinancing your home...

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7-minute read

Refinance appraisal checklist: 7 ways to prepare

Preparing for a home appraisal for a refinance? Use this checklist to learn what appraisers look for, how to prep your home, what can hurt value, and more.

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5-minute read

Affordable refinancing programs: RefiNow™ and Refi Possible®

If you want a lower mortgage rate on your home, an affordable refinance plan may help. RefiNow™ and Refi Possible® are designed for high-DT...

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10-minute read

FHA loan refinances: Requirements, pros, and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

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8-minute read

Is now a good time to refinance my mortgage?

Learn when refinancing your mortgage makes sense based on interest rates, costs, and your financial goals. See how to decide if now is the right time.

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9-minute read

Cash-out debt consolidation: How it works and when to consider one

Cash-out debt consolidation can reduce costs by rolling high-interest balances into one home loan. Learn how it works, its risks, and when it may make sense.

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10-minute read

Cash-out refinance: Rates and guide for homeowners

A cash-out refinance can be a strategic game changer in certain situations. Learn how a cash-out refinance works, and when this option makes sense.

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9-minute read

Refinancing your mortgage: Requirements explained

Wondering what you need to refinance a home? Learn the key mortgage refinance requirements lenders look at, plus requirement differences by loan type.

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Get approved to refinance

See expert-recommended refinance options and customize them to fit your budget