Refinancing

Featured resources

Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.

Illustration depicting refinancing for home improvements such as by paints.

9-minute read

Refinancing for home improvements: A guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide.

Middle-aged couple creating a budget, possibly discussing refinancing costs or financial planning.

8-minute read

How much does it cost to refinance a mortgage?

The cost to refinance a mortgage depends on your closing fees, which can be 2% – 6% of the loan balance. Learn more about average refinancing costs.

Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

A countryside mobile home or trailer, depicting a rural housing option or alternative living arrangement.

8-minute read

How a mobile home refinance works

A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.

Small brick house with garage in a development with similar houses.

7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

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7-minute read

Mortgage refinance tax deductions: What are they and how do you claim them?

If you’ve asked yourself, “What kind of tax deductions can I get for refinancing a mortgage and how do I claim them?” we cover the topic and possibly help you lower your tax burden.

A young woman assisting an elderly man in a wheelchair, potentially related to refinancing or homeownership.

4-minute read

Consolidate debt to combat high rates

The Federal Reserve has begun lowering the federal funds rate. With rates still elevated, it’s a good time to use your equity to consolidate high-interest debt.

Father holding young son while he does paperwork at home.

7-minute read

Is a HELOC a good idea? How to decide

Wondering if a home equity line of credit (HELOC) is a good idea for you? Find out what you should consider before choosing this financing option.

A person talking on phone while also working on his laptop.

6-minute read

Does mortgage forbearance affect refinancing? What homeowners need to know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.

3-minute read

RefiNow™ and Refi Possible®: Accessible refinancing to lower your monthly payments

If higher debt has left you unable to refinance to lower your rate in the past, check out RefiNow and Refi Possible.

7-minute read

Your guide to refinancing a HELOC

You can refinance a home equity line of credit (HELOC) in several ways if you meet certain lender requirements. Uncover our guide to refinancing a HELOC.

Smiling woman reading information on laptop.

6-minute read

When are HELOCs tax deductible?

A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.

Family of three smiling together while sitting in a couch.

5-minute read

Can you use a HELOC for credit card debt consolidation?

Some homeowners use a HELOC for credit card debt consolidation. Learn the pros and cons and how to determine whether a HELOC is right for you.

A man working in his kitchen while his child sitting beside is looking at it.

7-minute read

11 questions to ask when refinancing your mortgage

Thinking about refinancing your mortgage? Get the best refinance for your borrowing needs by asking these questions before making a decision.

A modern contemporary house with lots of windows, showcasing architectural design and residential style.

10-minute read

What is a tangible net benefit?

Tangible net benefits, or net tangible benefits, are advantageous gains you get by refinancing. Learn more about how you can benefit from refinancing here.

A row of condos, discussing the cost or refinancing options related to condominiums.

8-minute read

Refinancing your condo: A complete guide

Looking to refinance your condo? The process isn't too different from refinancing a traditional home mortgage. Here's how to get started with the process.

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