How much does 1% save on a 30-year mortgage? It may seem like nothing, but it adds up. Learn how your interest rate impacts the total cost of your mortgage.

When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.

Lowering your mortgage payments can offer you financial flexibility for other things. Learn all the ways you can lower your monthly mortgage payment.

Trying to get approved to buy a house but need a higher loan amount? Explore our guide to learn what might help increase your mortgage preapproval amount.

If you’re a prospective home buyer, looking at interest rates vs. home price can help you decide your budget. Get familiar with what these metrics can impact.

Has your mortgage been sold, or are you seeking a better offer than what your initial lender provided? Learn about how and when you can change lenders.

If you’re struggling to come up with a down payment, you may still be able to qualify for a home loan. See your options for buying a house with no money down.

Are you a non-citizen U.S. immigrant looking to buy a home? Here’s what you need to know about the process of getting a mortgage as a nonpermanent resident.

The Fed rate hikes have raised mortgage interest rates in 2022. See how higher Fed interest rates affect home buyers and sellers and what borrowers can do next.

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan.

Are you wondering how much your estimated monthly payment would be on a mortgage? Check out our guide and learn how to calculate your mortgage payment.

The Home Mortgage Disclosure Act (HMDA) mandates public reporting around mortgage lending activities. Learn more about the HMDA and how it works.

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

A gift letter for a mortgage shows your lender that you don’t need to repay gift money toward your down payment. Use our mortgage gift letter template and write yours.

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mortgage.

Home buyers can get the lowest mortgage rate available, even when market rates are trending high. Uncover 9  tips for how to get the best mortgage rate.