Featured resources

7-minute read
Government home loans and more: A guide for first-time borrowers
Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.
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4-minute read
Easement in gross: Defined and explained
An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.
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7-minute read
What is a mortgage rate?
A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.
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6-minute read
What is an interest-only mortgage?
An interest-only mortgage lets you make interest-only payments for an initial term. Learn how this type of loan works to decide whether it's right for you.
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5-minute read
How to choose a mortgage lender in 5 steps
Choosing the right lender can save you time, money, and peace of mind in the long run. Use these steps to pick the best home loan lender for your finances.
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14-minute read
Joint mortgage: A complete guide for borrowers
A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.
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6-minute read
What is the average monthly mortgage payment in Ohio?
Discover the average monthly mortgage payment in Ohio, the factors influencing it, and how it compares nationally. Learn more about owning property in Ohio.
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5-minute read
What’s the average mortgage payment in Texas?
Curious about the average mortgage payment in Texas? Explore monthly costs, state-specific trends, and what to expect when buying a home in the Lone Star State.
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5-minute read
What is mortgage servicing and why does it matter?
Mortgage servicing is the management of a mortgage, like taking payments and creating statements. Borrowers should know how it works and why it matters.
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3-minute read
Home Mortgage Disclosure Act: Defined and explained
The Home Mortgage Disclosure Act (HMDA) requires lenders to report on its lending activities to the public. Learn more about the HMDA and how it works.
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9-minute read
How to get help with your mortgage payments
There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.
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5-minute read
Mortgage fees to avoid
Home loans come with a lot of fees, but you may be able to steer clear of some. Learn which mortgage fees to avoid.
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5-minute read
Title insurance: What you need to know
A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.
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3-minute read
Recording fees, defined and explained
What are recording fees, how much will they cost you, and what will happen if you don’t pay them? Find all the answers in our guide to recording fees.
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4-minute read
What happens when you pay off your mortgage
Paying off a mortgage is a great achievement that impacts your credit score, mix of accounts and utilization rate. Here are the facts to consider.
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4-minute read
What is a mortgage maturity date and how does it work?
A mortgage maturity date indicates when you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours...
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8-minute read
How the federal funds rate affects mortgage rates
The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.
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