Related Resources

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A young cozy couple enjoying a comfortable and intimate moment together.

Mortgage Basics - 7-Minute Read

Kevin Graham - May 30, 2024

Need Mortgage Help? Here Are Your Options

If you think you may need help with your mortgage payments, it’s good to be proactive. Find out what options you have and what to do next to protect your home.

Group of people discussing mortgage options and paperwork.

Mortgage Basics - 8-Minute Read

Hanna Kielar - May 29, 2024

Mortgage Statements: What Are They And How Long Should You Keep Them?

Some mortgage documents contain important info you should hold onto for tax purposes. But how long should you keep mortgage statements? Find the answer.

A white house exterior, illustrating a residential property with a classic design.

Mortgage Basics - 4-Minute Read

Miranda Crace - May 29, 2024

How Bonds Affect Mortgage Rates

The bond market and the housing market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates.

Solar Panels on Roof

Mortgage Basics - 6-Minute Read

Scott Steinberg - May 28, 2024

Energy-Efficient Mortgages, Explained

An EEM, also known as a green mortgage, can help finance upgrades to make your home more energy-efficient. Explore EEM loan options to help save on utilities.

Loan officer reviewing mortgage paperwork with smiling couple.

Mortgage Basics - 5-Minute Read

Melissa Brock - May 24, 2024

Is A Mortgage Secured Or Unsecured Debt?

Loans can be either secured or unsecured, but which is a mortgage? Find out and learn what it means when your loan is secured or unsecured.

A couple who may have experienced a scam, potentially related to real estate or financial matters.

Mortgage Basics - 7-Minute Read

Jamie Johnson - May 24, 2024

7 Dangerous Real Estate Scams And How To Avoid Them

Real estate scams are becoming more sophisticated. Here are 7 of the most common ones, how to spot them and what to do if you fall for one.

Title endorsement, potentially discussing the process of adding endorsements to a property title.

Mortgage Basics - 5-Minute Read

Lauren Nowacki - May 24, 2024

Title Endorsements: What They Are And When You Need Them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

A foreclosed house for sale, depicting a distressed property.

Mortgage Basics - 5-Minute Read

Carla Ayers - May 23, 2024

What Is A Zombie Foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.

A stylish young man with tattoo sleeves working on a computer.

Mortgage Basics - 5-Minute Read

Scott Steinberg - May 23, 2024

What Is The Prime Rate And How Does It Work?

The prime rate is an index that helps determine rates on loans. But how does that work? In our guide, you’ll learn how the prime rate affects your wallet.

A woman and child sitting on a couch, engrossed in a laptop.

Mortgage Basics - 6-Minute Read

Dan Rafter - May 21, 2024

A Quick Intro To The Floating Interest Rate

A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they work.

A man sitting on a chair with his dog in front of a laptop, working comfortably from home.

Mortgage Basics - 11-Minute Read

Miranda Crace - May 21, 2024

What Is A Short Sale In Real Estate? A Guide To The Process

A short sale happens when a homeowner in financial trouble sells their home for less than they owe on the mortgage. Learn more about the short-sale process.

A woman using her personal computer with a satisfactory and a confident loon on her face.

Mortgage Basics - 5-Minute Read

Sidney Richardson - May 20, 2024

Liens And Encumbrances: What To Know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.

Homes in fall, portraying residential properties during the autumn season with foliage and trees.

Mortgage Basics - 5-Minute Read

Victoria Araj - May 15, 2024

Appraisal Vs. Inspection: A Guide

Appraisals and inspections are critical steps in the home buying process. Learn how to identify the key differences in appraisals versus inspections.

Exterior view of a gray ranch-style home with a driveway and surrounding greenery.

Mortgage Basics - 7-Minute Read

Dan Rafter - May 15, 2024

What Is Annual Percentage Rate (APR) And How Does It Work In Real Estate?

Annual percentage rate (APR) is the rate your loan will accrue interest at over the repayment term. See how APR works on a mortgage and why it’s important.

A couple discussing real estate investment or mortgage with an agent.

Mortgage Basics - 22-Minute Read

Sarah Sharkey - May 15, 2024

Glossary Of Mortgage Terms: Defined And Explained

There are many mortgage terms to understand when you embark on the home buying process. Learn what these common mortgage terms mean.

Asian couple going over compound interest, potentially discussing financial investment or mortgage details.

Mortgage Basics - 6-Minute Read

Ashley Kilroy - May 15, 2024

What Is Compound Interest And How Is It Calculated? A Guide

Compound interest is the money you earn on the interest that accrues on an account, investment or loan. Learn how to calculate compound interest and more here.

An elderly couple possibly looking at property or mortgage paper.

Mortgage Basics - 5-Minute Read

Ashley Kilroy - May 14, 2024

What Is A Mortgage Note And Why Is It Important?

A mortgage note is a legal document that defines the terms of the loan for the borrower and lender. Learn more about mortgage notes and why they’re important.

Large countryside house, depicting a spacious home in a rural setting.

Mortgage Basics - 4-Minute Read

Scott Steinberg - May 13, 2024

Mortgage Par Rates: What They Are, How They Work

A par rate is a rate charged to a borrower based on DTI and other factors. It doesn’t include discount points or other adjustments. Read on to learn more.

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