The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn how the CMT rate impacts mortgage payments.

Interest rate and annual percentage rate are terms you’ll often see when comparing mortgages and other loans. Learn the difference between APR and interest rate.

The Nationwide Mortgage Licensing System, or NMLS, is a database of licensed mortgage loan originators. Learn more about the NMLS and how to get a license.

The mortgage application process has five important steps. Learn each step of the mortgage process from start to finish for a smooth path to homeownership.

While shopping for home loans, you’ll need to decide between a fixed-rate or adjustable-rate mortgage. Learn how they differ, and which is better for you.

Buyers and sellers must take the threat of real estate scams seriously. Here are 7 of the most common fraudulent real estate schemes to watch out for.

Adjustable-rate mortgages start with lower interest rates that later adjust, affecting your monthly payment. Learn more about the pros and cons of an ARM.

Annual percentage rate (APR) is the rate your loan will accrue interest at over the repayment term. See how APR works on a mortgage and why it’s important.

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.

Mortgage lenders require homeowners insurance, which reimburses you if your home is damaged or destroyed. Learn how to choose the right policy for your home.

Wondering why mortgage interest rates are so high in 2025? Learn what’s driving up rates and how smart strategies can help you find a home you can afford.

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.

Discover how Ginnie Mae guarantees mortgage-backed securities, supports the housing market, and helps make homeownership more affordable.

If you need help getting a mortgage, a co-borrower or co-signer can bolster your application. Learn more about buying a home with a co-borrower or co-signer.

You have an underwater mortgage if you owe more than your home is worth. Learn the early indicators and what to do if your mortgage is upside down.

The bond market and the mortgage market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates.

Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.