Featured resources

A street of well constructed brick houses.

7-minute read

Government home loans and more: A guide for first-time borrowers

Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.

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Woman on phone looking over financial documents.

4-minute read

Easement in gross: Defined and explained

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

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A large brick house in the countryside at dusk.

7-minute read

What is a mortgage rate?

A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.

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Man sitting cross legged with his laptop on his back deck of wood panelled home.

6-minute read

What is an interest-only mortgage?

An interest-only mortgage lets you make interest-only payments for an initial term. Learn how this type of loan works to decide whether it's right for you.

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Young couple standing before a new house at sunset.

5-minute read

How to choose a mortgage lender in 5 steps

Choosing the right lender can save you time, money, and peace of mind in the long run. Use these steps to pick the best home loan lender for your finances.

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A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

14-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.

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Two story brick home in Spring.

6-minute read

What is the average monthly mortgage payment in Ohio?

Discover the average monthly mortgage payment in Ohio, the factors influencing it, and how it compares nationally. Learn more about owning property in Ohio.

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Large multistory home in an expansive field of blue bonnets.

5-minute read

What’s the average mortgage payment in Texas?

Curious about the average mortgage payment in Texas? Explore monthly costs, state-specific trends, and what to expect when buying a home in the Lone Star State.

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Young woman smiling and sitting on a couch while listening to music on her phone and using her laptop.

5-minute read

What is mortgage servicing and why does it matter?

Mortgage servicing is the management of a mortgage, like taking payments and creating statements. Borrowers should know how it works and why it matters.

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A family playing together in the lounge at home, showing family bonding and leisure time.

3-minute read

Home Mortgage Disclosure Act: Defined and explained

The Home Mortgage Disclosure Act (HMDA) requires lenders to report on its lending activities to the public. Learn more about the HMDA and how it works.

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A young cozy couple enjoying a comfortable and intimate moment together.

9-minute read

How to get help with your mortgage payments

There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.

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Young couple standing in their kitchen together looking over papers on the counter.

5-minute read

Mortgage fees to avoid

Home loans come with a lot of fees, but you may be able to steer clear of some. Learn which mortgage fees to avoid.

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Title insurance concept, symbolizing security and protection in property ownership.

5-minute read

Title insurance: What you need to know

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

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Real estate agent shaking hands with client who is out of frame.

3-minute read

Recording fees, defined and explained

What are recording fees, how much will they cost you, and what will happen if you don’t pay them? Find all the answers in our guide to recording fees.

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Retired couple having coffee in their kitchen.

4-minute read

What happens when you pay off your mortgage

Paying off a mortgage is a great achievement that impacts your credit score, mix of accounts and utilization rate. Here are the facts to consider.

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Retired couple cooking in kitchen together, smiling and drinking wine.

4-minute read

What is a mortgage maturity date and how does it work?

A mortgage maturity date indicates when you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours...

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The Federal Reserve Bank building.

8-minute read

How the federal funds rate affects mortgage rates

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.

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