While shopping for home loans, you’ll need to decide between a fixed-rate or adjustable-rate mortgage. Learn how they differ, and which is better for you.

Buyers and sellers must take the threat of real estate scams seriously. Here are 7 of the most common fraudulent real estate schemes to watch out for.

Adjustable-rate mortgages start with lower interest rates that later adjust, affecting your monthly payment. Learn more about the pros and cons of an ARM.

Annual percentage rate (APR) is the rate your loan will accrue interest at over the repayment term. See how APR works on a mortgage and why it’s important.

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.

Mortgage lenders require homeowners insurance, which reimburses you if your home is damaged or destroyed. Learn how to choose the right policy for your home.

Wondering why mortgage interest rates are so high in 2025? Learn what’s driving up rates and how smart strategies can help you find a home you can afford.

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.

Discover how Ginnie Mae guarantees mortgage-backed securities, supports the housing market, and helps make homeownership more affordable.

If you need help getting a mortgage, a co-borrower or co-signer can bolster your application. Learn more about buying a home with a co-borrower or co-signer.

You have an underwater mortgage if you owe more than your home is worth. Learn the early indicators and what to do if your mortgage is upside down.

The bond market and the mortgage market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates.

Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.

A lien gives a lender or creditor the ability to claim a property to pay off a debt. Learn how they work and about other types of property debt.

Escrow is important to estate transactions, but what is it? Read our deep dive into escrow, how it works and why it matters when buying or selling a home.

If you think you may need help with your mortgage payments, it’s good to be proactive. Find out what options you have and what to do next to protect your home.

When you make your mortgage payment, you may be paying extra into escrow for your insurance and taxes. Find out if an escrow waiver is right for you.

Not sure what an escrow refund is or even when they occur? Read our article on all things escrow refund related and what to expect when dealing with one.