Featured resources

A father hugging his young son, in their home.

9-minute read

VA loans: Benefits, eligibility requirements and more

A VA home loan is a type of mortgage financing available to qualifying veterans and members of the military community. Discover VA loan requirements and how to ...

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Couple signing documents and smiling, indicating a positive real estate transaction.

6-minute read

7/6 ARM: Definition and how it works

Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.

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Plumber Inspecting Sink In House

5-minute read

VA loan inspection requirements: What to know

VA loans don’t come with inspection requirements, but the home must meet VA minimum property requirements. Learn about MPRs and what they entail.

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An elegant home featuring a driveway and meticulously designed landscaping.

8-minute read

5/1 ARM loan: Everything you need to know

A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Read on to learn how a 5/1 ARM could work for you.

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A manufactured home in springtime surroundings, possibly in a suburban area.

10-minute read

The basics behind financing a mobile or manufactured home

Manufactured or mobile homes may be the key to affordable homeownership. Learn how you can finance one under the favorable terms of conventional loans.

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Exterior of white two-story countryside house with black shutters and roof.

6-minute read

FHA 203(k) loans: A complete guide

An FHA 203(k) loan is a type of government loan that can be used to fund a home purchase and renovations under one mortgage. Learn more about 203(k) loans.

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Image depicting a black family of four, possibly emphasizing diversity or representation.

4-minute read

Portfolio loan: What is it and how does it work?

A portfolio loan can help borrowers who don’t qualify for a traditional mortgage loan. Learn how portfolio loans can fund and unlock real estate opport...

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A cheerful Asian couple discussing the purchase of a new house, suggesting real estate planning or decisions.

4-minute read

Understanding FHA 203(b) loans and how they differ from FHA 203(k) loans

FHA 203(b) loans are intended for move-in ready homes and FHA 203(k) loans are used for homes that require significant repairs. Learn more about these loans....

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White stucco bungalow with sloped roof and red door.

4-minute read

VA funding fee: What to expect

The VA funding fee is a one-time charge you pay to help fund the VA loan program and protect your lender and the VA from financial losses if you default. Learn ...

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A military man speaking to an advisor, potentially discussing financial aspects or options related to housing.

4-minute read

VA appraisal fees: What to expect

Are you considering a VA loan but don’t know what to expect in terms of costs? Learn about the VA appraisal fees you can expect when using this type of...

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Small blue house in a backyard, showcasing a compact standalone house in a residential setting.

5-minute read

What is an RHS loan?

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

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Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

3-minute read

Fannie Mae credit scoring changes could help more borrowers qualify

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!<...

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A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A guide to USDA guaranteed vs direct loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

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A light tan home with a black roof and stone driveway, showcasing exterior home details.

6-minute read

VA jumbo loan limits, rates and requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits and requirements.

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A young couple looking for a house, symbolizing the process of home search or property hunting.

5-minute read

Non-conforming loans: What are they and how do they work?

Wondering what a non-conforming loan is and how one works? Learn about your mortgage options and see whether a non-conforming loan is the best option for you...

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A houseboat loan, suggesting financing options for a floating residence or houseboat.

6-minute read

Houseboat loans: A complete financing guide

Floating off the beaten path means doing a little extra homework to move into your own dream boat. Read our complete guide to houseboat financing.

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Smiling father in tie affectionately walking down tree-lined street holding hands with his young daughter.

6-minute read

Your guide to debt-to-income (DTI) ratio for VA loans

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.<...

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Country cottage, showcasing a cozy rural dwelling with natural surroundings in snowy weather.

4-minute read

Do USDA loans require mortgage insurance?

For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural hom...

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