Featured resources

A beautiful house with a well-maintained lawn and lush trees in the background.

4-minute read

Convertible ARM loan: Is it right for you?

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and co...

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Large mobile home, an image representing a spacious or sizable mobile home.

4-minute read

Can you get an FHA loan on a mobile home?

Can you get an FHA loan on a mobile home? Yes! Let’s discuss the pros and cons and everything you need to know about using an FHA loan on a mobile home...

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A realtor speaking with a client, potentially discussing property options or real estate transactions.

7-minute read

Can a seller refuse an FHA loan offer?

A seller can refuse an FHA-loan backed offer and might do so to avoid FHA appraisal and repair requirements. Learn more on why sellers often refuse FHA loans...

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A man and women sitting on the floor of kitchen smiling.

10-minute read

What is a 30-year fixed mortgage?

A 30-year fixed-rate mortgage is common among homeowners. Learn about a 30-year fixed mortgage so you can decide if it’s your best option.

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An African American family outside a modern home, portraying a sense of homeownership and family life.

6-minute read

Are VA loans assumable? Everything to know about VA loan assumption

Are VA loans assumable? They are, but what does that mean, exactly? Learn everything you need to know about VA loan assumption here.

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A father holding his child and dog in his lap.

4-minute read

VA loan occupancy requirements

VA loan occupancy requirements are put in place to ensure a home purchase is used as a primary residence by the borrower. Learn more about these requirements...

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A dark brown and light brown speckled brick home with a white sandstone garage, showcasing unique exterior materials.

7-minute read

What is a purchase-money mortgage?

Purchase-money loans are nontraditional financing between sellers and buyers. Learn the benefits of a purchase-money mortgage and the risks involved.

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Afro American woman watering her flowers and plants with her daughter.

3-minute read

Is a USDA streamline assist refinance right for you?

A USDA streamline assist refinance helps eligible homeowners refinance their mortgage with low out-of-pocket costs. See if this is the best program for you.<...

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An illustration indicating hard money loans, suggesting loans secured by real estate property.

6-minute read

Hard money loan: Definition and what to watch out for

Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.<...

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Couple signing documents and smiling, indicating a positive real estate transaction.

6-minute read

7/6 ARM: Definition and how it works

Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.

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Plumber Inspecting Sink In House

5-minute read

VA loan inspection requirements: What to know

VA loans don’t come with inspection requirements, but the home must meet VA minimum property requirements. Learn about MPRs and what they entail.

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A father hugging his young son, in their home.

9-minute read

VA loans: Benefits, eligibility requirements and more

A VA home loan is a type of mortgage financing available to qualifying veterans and members of the military community. Discover VA loan requirements and how to ...

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An elegant home featuring a driveway and meticulously designed landscaping.

8-minute read

5/1 ARM loan: Everything you need to know

A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Read on to learn how a 5/1 ARM could work for you.

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A manufactured home in springtime surroundings, possibly in a suburban area.

10-minute read

The basics behind financing a mobile or manufactured home

Manufactured or mobile homes may be the key to affordable homeownership. Learn how you can finance one under the favorable terms of conventional loans.

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Image depicting a black family of four, possibly emphasizing diversity or representation.

4-minute read

Portfolio loan: What is it and how does it work?

A portfolio loan can help borrowers who don’t qualify for a traditional mortgage loan. Learn how portfolio loans can fund and unlock real estate opport...

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A cheerful Asian couple discussing the purchase of a new house, suggesting real estate planning or decisions.

4-minute read

Understanding FHA 203(b) loans and how they differ from FHA 203(k) loans

FHA 203(b) loans are intended for move-in ready homes and FHA 203(k) loans are used for homes that require significant repairs. Learn more about these loans....

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A military man speaking to an advisor, potentially discussing financial aspects or options related to housing.

4-minute read

VA appraisal fees: What to expect

Are you considering a VA loan but don’t know what to expect in terms of costs? Learn about the VA appraisal fees you can expect when using this type of...

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Exterior of white two-story countryside house with black shutters and roof.

6-minute read

FHA 203(k) loans: A complete guide

An FHA 203(k) loan is a type of government loan that can be used to fund a home purchase and renovations under one mortgage. Learn more about 203(k) loans.

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