Featured resources

7-minute read
Are home equity loans and HELOCs tax deductible?
Depending on how you use the loan, home equity loan or HELOC interest can be tax deductible. Learn more about requirements for tax-deductible mortgage interest.
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6-minute read
Second mortgage vs. home equity loan: What's the difference?
Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.
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5-minute read
FHA gift funds: Definition and guidelines
FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.
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7-minute read
HELOC vs. personal loan: Compare and choose
Is a HELOC or personal loan right for you? Compare the key differences and analyze the strengths and weaknesses of both options before deciding.
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6-minute read
What is a second mortgage and how does it work?
A second mortgage is a lien taken out against a property that already has a home loan on it. Figure out how this type of mortgage works.
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8-minute read
HELOC vs. mortgage: A guide
Curious about the differences between a HELOC and a mortgage? See how these loans differ in repayment term, interest rate and other conditions of the loan.
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6-minute read
What are the FHA compensating factors?
FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.
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5-minute read
What you need to know about home equity loans and cash-out refinances in Texas
If you’re looking to do a home equity loan or otherwise do a cash-out refinance in Texas, you should know there are some special rules to follow.
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6-minute read
What to know about buying a condo with a VA loan
You can buy a condo with a VA loan as long as you’re eligible and the condo complex is VA approved. Learn more about using a VA loan to buy a condo.
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7-minute read
Home equity loan appraisal: What you need to know
Will your home equity loan require an appraisal? Most likely, so explore our guide to learn more about home equity loan appraisals and how you can prepare.
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5-minute read
How much house can you afford with an FHA loan?
Master the basics for calculating how much house you can afford with an FHA loan. We’ll explore additional factors and tips for increasing your buying pow...
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5-minute read
How to get preapproved for an FHA loan
Explore how you can get preapproved for an FHA loan, what you’ll need to qualify and how the preapproval process works for this type of loan.
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4-minute read
Wraparound mortgages explained: Everything you need to know
Wraparound mortgages offer the convenience of seller-backed financing, but they aren’t without risk. Learn more about this mortgage loan type here.
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3-minute read
What is an FHA jumbo loan and should you get one?
An FHA jumbo loan lets you borrow a higher loan amount and make a lower down payment. Check out our guide to FHA jumbo loan limits and requirements.
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9-minute read
What is a reverse mortgage and how does it work?
A reverse mortgage allows homeowners further up in age to borrow against a portion of their home equity. Figure out if this loan option is right for you.
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6-minute read
What is an assumable mortgage and how does it work?
An assumable mortgage allows the buyer to take over the seller’s mortgage payments. Find out what you need to know before going with an assumable loan.
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9-minute read
Construction loans: Everything you need to know
Always dreamed of building a custom-tailored home? A construction loan could help to make that a reality. Learn what construction loans are and how they work...
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6-minute read
What is the minimum VA loan credit score for a home purchase or refinance?
VA home loans are an affordable mortgage option for current and former service members who qualify. Learn about the minimum credit score needed to qualify for a...
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