Loan types

Featured resources

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6-minute read

FHA 203(k) loans: A complete guide

An FHA 203(k) loan is a type of government loan that can be used to fund a home purchase and renovations under one mortgage. Learn more about 203(k) loans.

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5-minute read

What is an RHS loan?

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

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3-minute read

Fannie Mae credit scoring changes could help more borrowers qualify

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!

A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A guide to USDA guaranteed vs direct loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

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5-minute read

USDA loan closing costs: What they cover and what can be rolled into your loan

USDA loans require no down payment and offer unique means for covering your closing costs. Read our guide to USDA closing costs and how you can afford them.

A light tan home with a black roof and stone driveway, showcasing exterior home details.

6-minute read

VA jumbo loan limits, rates and requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits and requirements.

A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

5-minute read

What are conforming loans and what do they mean to borrowers?

Conforming loans comply with Fannie Mae and Freddie Mac rules, and are thus eligible for purchase and resale to investors. Find out what that means for you.

A white brick house, illustrating residential architecture and exterior design.

9-minute read

Buying a second home with a VA loan

With competitive interest rates and benefits, why wouldn’t you want to use a VA loan to purchase another home? Read on to find out what’s possible for you.

A young couple looking for a house, symbolizing the process of home search or property hunting.

5-minute read

Non-conforming loans: What are they and how do they work?

Wondering what a non-conforming loan is and how one works? Learn about your mortgage options and see whether a non-conforming loan is the best option for you.

An image of a beautiful luxury home, showcasing upscale residential architecture and real estate.

6-minute read

Fixed-rate mortgages: How they work and their benefits

A fixed-rate mortgage will maintain a single interest rate for the life of the loan. Explore how fixed-rate mortgages work and their various benefits.

A houseboat loan, suggesting financing options for a floating residence or houseboat.

6-minute read

Houseboat loans: A complete financing guide

Floating off the beaten path means doing a little extra homework to move into your own dream boat. Read our complete guide to houseboat financing.

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6-minute read

Your guide to debt-to-income (DTI) ratio for VA loans

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.

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4-minute read

Do USDA loans require mortgage insurance?

For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural home buyers.

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7-minute read

The servicemembers civil relief act (SCRA): What it covers and who is eligible

The Servicemembers Civil Relief Act (SCRA) provides certain protections for active duty servicemembers. Learn about what the SCRA covers and who is eligible.

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5-minute read

FHA vs. VA loans: What's the difference, and which one is best for you?

FHA loans and VA loans can be great borrowing options for aspiring homeowners. Learn more about the differences between these two mortgage loan types here.

Boston's Back Bay apartment buildings in spring, showcasing urban residential areas.

3-minute read

Can FHA loans be used for investment properties?

Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.

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5-minute read

Upfront Mortgage Insurance Premiums (UFMIP): What you need to know

If you have an FHA loan, you’ll encounter something called an upfront mortgage insurance premium (UFMIP). Uncover the facts about what it is and how it works.

A family looking at a house possibly their own resident.

5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

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