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Asian American Family In Kitchen

4-minute read

How much is homeowners insurance?

How much homeowners insurance costs depends on location, coverage amount, and other factors. Learn more about the average cost of homeowners insurance.

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Couple shaking hands with an agent, possibly after finalizing a real estate deal or signing an agreement.

7-minute read

Are closing costs negotiable?

When buying or refinancing a house, some of your closing costs may be negotiable. Learn which closing costs you can negotiate to save money on your mortgage.

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Relaxed brunette woman in sweats curled up reviewing financial paperwork binder on living room sofa.

4-minute read

Renters insurance: What to consider

Wondering if you need renters insurance? Whether or not your landlord requires it, insurance can protect you and your possessions.

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White home with large covered porch surrounded by forested lot.

7-minute read

Tax deed vs. tax lien: Key differences

While tax deeds and tax liens both address unpaid property taxes, only tax deeds can lead to an immediate transfer of property ownership. Learn how they differ.

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Realtor and client reviewing paperwork while standing up at a table.

5-minute read

Seller concessions vs. seller credits: What’s the difference?

Seller credits are a type of seller’s concession that offers a specific dollar amount. Here’s how to spot the difference and get the best deal at cl...

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Closeup of uneven wooden floor in old home.

6-minute read

Buying a house with uneven floors? What to consider

Does the home of your dreams have sloped floors? It may or may not be worth fixing. Read on to learn what to consider before buying a house with uneven floors.

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A house adorned with flowers, portraying a picturesque residential setting or curb appeal.

8-minute read

Primary residence: What it is and why it’s important

A primary residence is an important property classification that will affect your mortgage and taxes. Learn more about what it is and why it's important.

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Grey modern home with black door and large potted plants on porch.

6-minute read

Home buying rules: 9 essential steps for buyers

When buying a home, it helps to start with the basic rul...

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Man and woman sitting on floor of new home surrounding by boxes, eating take out.

4-minute read

One+ by Rocket Mortgage® is a 1% down payment option

The down payment is one of the biggest obstacles for home buyers. One+ can help you get into a home with as little as 1% down plus a 2% grant from Rocket.

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Young couple looking at tablet on couch while taking a break from shopping.

6-minute read

Tenancy in common vs. joint tenants

 What is the difference between joint tenancy and tenants in common? Learn about the legal differences between these two ownership designations and underst...

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Couple reviewing documents on laptop, possibly home related.

7-minute read

A guide to gifts of equity: What taxes to expect, how to write a gift letter, and more

A gift of equity is used to help secure financing for a family member’s home. Here’s how it works and what to expect when using one.

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Retired couple in their kitchen looking at open laptop together and smiling.

4-minute read

Should you use your 401(k) to pay off your mortgage?

You can borrow or withdraw 401(k) retirement funds to pay off your mortgage. Learn the pros and cons of this approach, as well as a few alternatives.

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Dad and young daughters in kitchen.

7-minute read

The costs of buying a house that first-time home buyers should prepare for

There are many ongoing and up-front costs associated wit...

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New construction farmhouse style home in last phase of build with white siding and covered porch.

7-minute read

Buying a new-construction home

Buying a new-construction home can help you get the place of your dreams. Learn about the process, costs, benefits, and drawbacks so you know what to expect.

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Raised house on sandy beach in Alabama with heron on roof.

6-minute read

States without property taxes: Unpacking the myth

There aren’t any states with no property taxes. However, there are some places with low taxes or exemptions for certain homeowners. Here are the facts.

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A house roof in woods under heavy rain, possibly symbolizing emergency plan for home during a natural disaster.

7-minute read

Disaster preparedness plan and checklist

A natural disaster can destroy years of hard work in seconds. Prepare for the unexpected with an emergency plan for home to help minimize destruction.

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Couple shaking hands with an agent, presumably after signing the paperwork laid out in front of them.

7-minute read

Understanding actual cash value vs. replacement cash value

It’s essential to understand the different costs and coverage of actual cash value and replacement cash value when choosing a homeowners insurance policy.

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Woman reviwing information on her laptop.

4-minute read

What is a CLUE report in real estate?

A CLUE report is a detailed overview of a property’s insurance claims history. Learn the importance of CLUE reports in real estate transactions here.

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