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Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

Man working a laptop, drinking coffee at a cafe with a living wall behind him.

6-minute read

Home equity loan approval when you're self-employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative op...

Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

A woman smiling while looking at her laptop possibly chatting to someone.

4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...

Aerial shot of a neighborhood, presenting an overview of residential areas.

6-minute read

Neighborhood info: How to research and choose the perfect place for your home search

Available neighborhood information can help home buyers determine if the area is a good one for their home search. Learn how to evaluate neighborhood info.

A happy millennial African American woman managing household budget and finances.

8-minute read

How to budget for a house: A home buyer’s guide to housing costs

Knowing how much you can afford to spend is an important first step toward buying a home. Learn how to set a budget that can help you afford a mortgage.

Group of business people gather at a table around an open laptop computer.

6-minute read

How to use your home equity to build a business

Homeowners with enough home equity can leverage those funds to cover business purchases. Learn how and determine if this option suits your financial situatio...

Interior of a modern condo, showcasing contemporary design and decor.

7-minute read

Second mortgage vs. refinance: What's the difference?

Not sure whether to take out a second mortgage or refinance? Read our article to learn about the differences, which might be better and how to get started.

Young couple moving boxes and a houseplant into new home.

9-minute read

Can a new grad buy a house? A guide to home buying affter college

Can a recent graduate get a mortgage and buy a house? Check out our guide to learn the challenges of home buying as a new grad, your loan options and more.