Recent Articles

10-minute read
Joint VA loan: What it is and how to apply
A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.
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5-minute read
2025 USDA eligibility map: What it is and how to use it
The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...
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6-minute read
Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments
What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...
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6-minute read
What are the pros and cons of FHA loans?
The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.
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7-minute read
Escrow refund: What is it and when does it occur?
Learn what an escrow refund is, when it happens, and what to do with it so you can plan ahead and make the most of any surplus in your mortgage account.
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5-minute read
Holding a mortgage: Defined and explained
With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.
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5-minute read
What’s the difference between surface rights and mineral rights?
There are rights granted to homeowners, but surface and mineral rights can be severed. Here’s how surface and mineral rights work and how to secure them.
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7-minute read
USDA Streamline refinance: A complete guide
Discover how a USDA Streamline refinance can lower your mortgage rate and simplify the process when interest rates fall, along with a host of other benefits.
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13-minute read
FHA vs. conventional loan: Definition and differences
Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.
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