Recent Articles

A suburban home with green and well cared garden.

6-minute read

The mortgage constant explained

The mortgage constant is the amount paid in debt service each year divided by the amount of a loan, expressed as a percent. Learn more about mortgage constants.

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Woman on phone looking over financial documents.

9-minute read

Buying a house in the military as a single soldier

Does the military pay for you to get a house as a single soldier? No, but you may qualify for a VA loan to buy a home. Learn how to apply today.

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Row of upscale condos, showcasing modern residential buildings or properties.

8-minute read

The hidden costs of late mortgage payments

Are you worried about the effects of making a late mortgage payment? Learn more about missing a mortgage payment, including how it affects your credit and more.

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Front entrance of brick ranch home with black door and potted plants.

11-minute read

Land contracts: What they are and how they work

Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...

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A young couple standing in front of their new home, symbolizing homeownership and a new chapter in life.

7-minute read

Why is buying a house so emotional?

It’s normal to feel various emotions when buying a house. Learn more about emotions during the home buying process, and get tips to manage potential stres...

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A woman sealing a box with tape, possibly indicating the process of moving or packing belongings for a new home.

12-minute read

Buying and selling a home at the same time: A complete guide

Buying and selling a home at the same time can be tricky, but it’s doable. Learn how to navigate the process smoothly with expert tips and financing strat...

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Aerial view of flooded area of homes in Florida after a natural disaster.

9-minute read

Does home insurance cover natural disasters? What to know when filing a claim

If you’re thinking about filing a homeowners insurance claim to repair your house in the wake of a natural disaster, you may wonder, “Does home insu...

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A row of homes in Andersonville, Chicago, showcasing a neighborhood or residential area.

6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

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Small blue bungalow with porch surrounded by rustic wooden fence.

6-minute read

What are the FHA loan down payment requirements?

FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.

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