Recent Articles

8-minute read
Rent-to-own homes: How it works and what to consider
Rent-to-own homes let you put part of your monthly rent toward a down payment on the property. Explore what a rent-to-own home is and how it works.
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7-minute read
FHA Construction-to-permanent loans: A guide
Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.
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9-minute read
What credit score do you need to buy a house?
Wondering what credit score you need to buy a house? There’s often no hard answer, but higher scores will always mean more options. Check out practical ad...
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8-minute read
7 ways to refinance a mortgage if you have ‘bad’ credit
If you’re looking to refinance, you’ll typically need to meet credit requirements. But it’s still possible to refinance with bad credit.
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7-minute read
Step-by-step FHA loan process
Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...
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7-minute read
A guide to home equity loan closing costs
Home equity loan closing costs typically range from 3% to 6% of your loan amount. Explore t...
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7-minute read
FHA income and employment rules
Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.
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7-minute read
Home equity line of credit: Defined and explained
A HELOC allows you to tap into your home equity for many purposes. Learn how it works, how to qualify, and how to know if it’s the right option for you.
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7-minute read
FHA student loan guidelines
Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.
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