Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
8-minute read
Combat high rates with debt consolidation
If you feel stuck with high interest rates, debt consolidation may be the key to relief. Learn more about how to use home equity to consolidate other debt.
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8-minute read
What to expect when closing on a house remotely
Planning to buy your home online and make little in-person contact? Learn how a remote closing on a house works and why these closings are becoming more comm...
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10-minute read
Joint VA loan: What it is and how to apply
A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.
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6-minute read
How many times can you use a VA loan?
There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break...
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11-minute read
Refinance appraisal checklist: 7 ways to prepare
A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.
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9-minute read
Capital improvements: When are your home renovations tax-deductible?
If you’re thinking about renovating your house before selling, these upgrades may qualify as capital improvements. Learn more about their tax deductibilit...
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7-minute read
No-appraisal refinance: Should you do it?
You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.
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5-minute read
Right of way vs. easement: What’s the difference?
A right of way easement allows you to use a pathway on a neighboring property. Other easements also give property access. Learn what the differences are here.
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8-minute read
How to get a mortgage in 7 steps
Getting a mortgage can feel daunting if you’re a first-time home buyer. Learn the steps you must take to prepare for and successfully apply for a mortgage...
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