Dan Miller headshot.

Dan Miller

Contributing writer

Dan Miller is a freelance writer who has been writing about all things personal finance, real estate and travel on the Internet since 2013. Though born in a country that no longer exists (West Germany), Dan considers himself a native Ohioan who loves to travel with his wife and six (6!) children. He first learned about credit card rewards in 2012, when he realized that using miles and points was the only way he was going to be able to afford eight cross-country plane tickets to an upcoming family reunion. After researching the best credit cards, he signed up for a few and eventually used 170,000 Southwest Rapid Rewards points (plus a Southwest Companion Pass) to fly his family to Lake Tahoe and back.

Realizing that it wasn't all first class flights and 5-star hotels, Dan started the Points With a Crew blog in 2014, with the aim of helping families (especially large families) to use miles, points and credit card rewards to take that trip that they might have thought they couldn't afford.

He has spent over 10 years covering developments in the personal finance space, including credit card rewards, real estate, student loans, investing, budgeting and retirement. He has bought and sold multiple buildings, including long-term single family rentals, short-term rentals, commercial and office space as well as retail.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Bachelor of Engineering, University of Cincinnati

Recent Articles

An elderly couple sitting on couch possibly calculating taxes or investments.

4-minute read

How to recognize a reverse mortgage scam

Reverse mortgages are complicated and difficult to understand, which is why you need to be alert to potential scams. Learn how to avoid reverse mortgage fraud.

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Couple with daughter smiling among boxes inside newly moved into home.

4-minute read

What is a kick-out clause and should you include one?

A kick-out clause allows sellers who’ve accepted an offer to continue showing their home. Learn about other features of a kick-out clause in real estate.

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Older couple smiling at one another in front of home.

4-minute read

Is it a good time to sell your home? Key factors to consider

Thinking about selling your home but unsure if now is the right time? Learn the key factors to consider before deciding whether you should sell your home.

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A woman looking at a deed, potentially involved in property ownership or real estate matters.

5-minute read

Deed vs. title: Know the difference

It’s a misconception that a house’s title and deed are the same, but they aren’t. Learn the differences to be prepared for your home sale or purchase.

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A young woman inquiring about or getting a mortgage.

6-minute read

A walk-through on how to apply for a mortgage

The mortgage application process has five important steps. Learn each step of the mortgage process from start to finish for a smooth path to homeownership.

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Small grey house with large windows, a garage, and a garden.

6-minute read

How much house can I afford on a $70K salary?

Starting your home buying journey with a salary of $70,000 a year? Find out your mortgage options and how much house you can afford on $70,000.

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Two individuals discussing a mortgage prequalification.

6-minute read

Mortgage prequalification: What is it and how does it work?

Mortgage prequalification gives you an estimate of the amount you can borrow to buy a house. Learn more about the loan prequalification process here.

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