Dan Miller headshot.

Dan Miller

Contributing writer

Dan Miller is a freelance writer who has been writing about all things personal finance, real estate and travel on the Internet since 2013. Though born in a country that no longer exists (West Germany), Dan considers himself a native Ohioan who loves to travel with his wife and six (6!) children. He first learned about credit card rewards in 2012, when he realized that using miles and points was the only way he was going to be able to afford eight cross-country plane tickets to an upcoming family reunion. After researching the best credit cards, he signed up for a few and eventually used 170,000 Southwest Rapid Rewards points (plus a Southwest Companion Pass) to fly his family to Lake Tahoe and back.

Realizing that it wasn't all first class flights and 5-star hotels, Dan started the Points With a Crew blog in 2014, with the aim of helping families (especially large families) to use miles, points and credit card rewards to take that trip that they might have thought they couldn't afford.

He has spent over 10 years covering developments in the personal finance space, including credit card rewards, real estate, student loans, investing, budgeting and retirement. He has bought and sold multiple buildings, including long-term single family rentals, short-term rentals, commercial and office space as well as retail.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Bachelor of Engineering, University of Cincinnati

Recent Articles

A women possibly enjoying a cup of coffee while looking outside the window.

7-minute read

Can you buy a house after bankruptcy? What you need to know

If you're wondering if you can buy a house after bankruptcy, the answer is yes. Learn more about how long it takes and how to get started with this process.<...

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A charming row of houses with a white picket fence, creating a picturesque neighborhood scene.

7-minute read

What is the process for mortgage underwriting?

Underwriting is when your lender reviews your finances to determine if you qualify for a mortgage. Learn how it works and tips for a smooth experience.

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Small family of three playing a board game together, with a small dog nearby.

7-minute read

How much house can I afford with a $90K salary?

Starting your home buying journey with a salary of $90,000 a year? Learn more about your mortgage options and how much house you can afford with $90,000.

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Multigenerational family preparing a meal in a white remodeled kitchen.

8-minute read

FHA loans in Pennsylvania

FHA loan requirements in Pennsylvania include credit score, income, and down payment requirements, among others. Find out what it takes to qualify for one here.

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Ranch-style home with tan siding, stone accents and a beautifully manicured lawn.

6-minute read

How much house can you afford with a $100K salary?

Starting your home buying journey with a salary of $100,000 a year? Find out your mortgage options and how much house you can afford with $100K.

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Ranch style home in Contemporary style with wood framing, black garage door and front door and white exterior.

4-minute read

Texas property tax guide for homeowners

Texas has a higher effective property tax rate than many other states. Learn about how the Texas property tax system works and what you can expect to owe.

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A family enjoying dinner on dining table.

8-minute read

Co-signing a mortgage loan: What both parties need to know

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...

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An illustrative image suggesting the concept of shadow inventory in real estate, potentially featuring unlisted or foreclosed properties.

3-minute read

Shadow inventory: What it is and where you can find it

Shadow inventory refers to foreclosed homes that are kept off the market by banks or homeowners. Learn why shadow inventory exists and its impact on the mark...

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An individual stamping a document with what appears to be a notary stamp.

5-minute read

What is a real estate notary?

A real estate notary ensures all loan documents are properly executed during closing. Learn more about the role of this professional in the home buying proce...

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