The prime rate is an index that helps determine rates on loans. But how does that work? In our guide, you’ll learn how the prime rate affects your wallet.

As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.

Being house poor means most of your income goes toward your mortgage. See how people become house poor and learn how to keep it from happening to you.

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

Alleviate some of the stress that comes with closing day by preparing the items you’ll need to bring to the closing table ahead of time. Read to learn more.

A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they work.

Mortgages are home loans used to purchase property. Home equity loans are a type of second mortgage used to access home equity. Learn more here.

A short sale happens when a homeowner in financial trouble sells their home for less than they owe on the mortgage. Learn more about the short-sale process.

A government-sponsored enterprise (GSE) is a federally backed entity that boosts credit in the mortgage market. Learn about GSEs and how they work here.

There are several alternatives to home equity loans. Figure out which option works best for you and the pros and cons to consider with each.

Relocating for a job can offer exciting opportunities in a new place. These 12 steps help ensure a seamless move and smooth transition into your new job.

Using an IRA withdrawal for a home purchase is possible, but there are rules. Discover the pros and cons of an IRA withdrawal to buy a home.

An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

An EEM, also known as a green mortgage, can help finance upgrades to make your home more energy-efficient. Explore EEM loan options to help save on utilities.

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.

Residential real estate investment trusts (REITs) can be a great opportunity to expand your investment portfolio. Explore our guide to residential REITs.

You can utilize your home's equity using a reverse mortgage, home equity loan or HELOC. Take a look at our guide to learn about the pros and cons of each.