A mortgagee clause protects the lender if a mortgaged property is damaged. Learn the components of a mortgagee clause and how their protections work.

You can afford quite a bit of house with an annual...

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....

Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.

Thinking of buying a modular home? There’s a...

RESPA protects prospective home buyers by increasing lender transparency and outlawing certain predatory real estate practices.

A buyer's agent represents you and your best interests in the home buying process. Learn more about the role of a buyer's agent and why you should work with one...

Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.

Whether you’re facing financial issues or major life changes, knowing how to get out of a mortgage loan the right way is important. Learn about your optio...

The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.

Discover budget-friendly ways to customize your mobile home – from design tweaks to strategic upgrades. Personalize your space and add value with our smar...

A resale house is a home that's been lived in before; it's not a new build. Learn more about what a resale house is plus the pros and cons that come with it.

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

Deciding between buying or renting your next home? Learn more about the differences and key factors to consider when making the rent-versus-buy decision.

Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.

A short sale is a voluntary procedure, while a foreclosure isn’t. Understanding both processes can help borrowers make decisions when facing mortgage defa...

Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...