Portfolio Loan: What Is It, And When Is It A Good Option?

Loan Types - 5-minute read

Scott Steinberg - March 14, 2023

Portfolio loans can be a useful option for borrowers having a hard time qualifying for a conforming mortgage. Learn more about how portfolio loans work here.

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What Is Passive Real Estate Investing And How Does It Work?

Mortgage Basics - 5-minute read

Carla Ayers - March 14, 2023

Want to invest in property? Learn about passive real estate investing and how to invest in real estate for passive income, including hiring a property manager.

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Natural Hazard Disclosure Report (NHD): What Is It And What Does It Cover?

Home Buying - 5-minute read

Hanna Kielar - March 14, 2023

An NHD Report is a crucial part of the home buying process in California. Learn what types of hazards the report covers and why it’s important for homeowners.

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Mortgagor: A Definition

Mortgage Basics - 4-minute read

Victoria Araj - March 14, 2023

A mortgagor is an individual or organization that borrows money to purchase a piece of real estate. Learn all about mortgagors and how mortgage loans work.

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What To Know About A Subordinate Mortgage

Mortgage Basics - 3-minute read

Sarah Sharkey - March 14, 2023

A subordinate mortgage can be a complex topic with implications for borrowers. Uncover some important realities you need to know about mortgage subordination.

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A Complete Guide To Mortgage REITs (mREITs)

Home Buying - 3-minute read

Sarah Sharkey - March 14, 2023

Mortgage REITs (mREITs) are investments in mortgages and other assets that earn cash flow based on interest rates. Learn how mREITs work and the risks involved.

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Understanding What A Mortgage Loan Originator Does

Mortgage Basics - 4-minute read

Andrew Dehan - March 14, 2023

A mortgage loan originator (MLO) is a person or financial institution that helps borrowers find home loans. Find out what an originator can do for you here.

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Mortgage Fraud: What You Need To Know

Mortgage Basics - 6-minute read

Katie Ziraldo - March 14, 2023

Mortgage fraud is when someone lies or omits information to get loan approval or favorable terms. Read all about mortgage fraud.

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Mortgage Default: Everything You Need To Know

7-minute read

Miranda Crace - March 14, 2023

Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.

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Mortgage Credit Certificate (MCC): How It Can Help You Afford Your Mortgage Payments

Home Buying - 4-minute read

Victoria Araj - March 14, 2023

A mortgage credit certificate (MCC) is a tax credit that can help homeowners save on their tax bill. Learn if you’re eligible for an MCC and how to apply.

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How Does A Mortgage Contingency Work?

Home Buying - 4-minute read

Victoria Araj - March 14, 2023

A mortgage contingency is a clause that sets up certain conditions for a real estate transaction. Learn how this can protect both home buyers and home.

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What You Need To Know About The Low-Income Housing Tax Credit Program

Home Buying - 7-minute read

Lauren Nowacki - March 14, 2023

Wondering who is eligible for the low-income housing tax credit and how it works? Read our comprehensive guide to answer any questions about the program.

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What Is Loan-To-Value Ratio (LTV) And How Is It Calculated?

Mortgage Basics - 5-minute read

Miranda Crace - March 14, 2023

Your loan-to-value ratio (LTV) measures your loan amount against the value of the home you’re buying. Learn more about LTV ratio, and how it's calculated. 

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What Is A Mortgage Acceleration Clause?

Mortgage Basics - 7-minute read

Kevin Graham - March 14, 2023

A mortgage acceleration clause means that your entire mortgage balance becomes due if you default on your repayment. Learn more about the acceleration clause.

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A Complete Guide To Living Trusts And How They Work

Home Buying - 7-minute read

Hanna Kielar - March 14, 2023

Getting your affairs in order may bring peace and comfort to your later years. Find out what living trusts are and whether they may be a useful tool for you.

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Rent Vs. Buy Calculator, Factors To Consider And How To Decide

Home Buying - 7-minute read

Dan Rafter - March 14, 2023

Wondering whether it makes more sense for you to rent vs. buy a home? Using our rent vs. buy calculator, learn the factors to consider before making a decision. 

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What Is A Kick-Out Clause And Should You Include One?

Home Buying - 5-minute read

Victoria Araj - March 14, 2023

A kick-out clause allows sellers who have accepted an offer to continue showing their home. Find out if you should include one if you’re selling your home.

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How To Find Open Houses Near You: 6 Tips

Home Buying - 6-minute read

Sidney Richardson - March 14, 2023

Ready to find your next home, but not sure where to start? Check out our guide to finding open houses in your area, plus tips on how to prepare for them.

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