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An upscale kitchen with a white island bar and wall shelving, potentially depicting interior design or real estate features.

4-minute read

Understanding appraisal vs. assessment

If you're preparing to buy a home, it's important to understand the difference between an appraisal and an assessment. Read on to learn how they compare.

Beautiful two-story homes on a winding California street.

7-minute read

What is a jumbo loan in California? 2025 jumbo mortgage limits and requirements

Discover the 2025 jumbo loan limits in California, how they compare to conforming loans, and what home buyers should know about qualifying for larger mortgages ...

White condos with small porches, depicting a residential complex or condominiums.

4-minute read

HOA special assessment: What it is and how to handle it

Moving to a neighborhood with an HOA? You may be hit with unexpected fees. Here's what you need to know about special assessments.

An older couple on a couch with a book, depicting relaxation or leisure time at home.

5-minute read

FHA minimum property standards checklist: What to know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

Two women smiling and standing on a porch on a beach.

8-minute read

What to know before buying a vacation home in Florida

Looking for a getaway for the colder months? Need a year-round retreat? A vacation home in Florida might be your ideal solution.

A young couple looking for a house, symbolizing the process of home search or property hunting.

5-minute read

Nonconforming loans: What are they and how do they work?

Wondering what a nonconforming loan is and how one works? Learn about your mortgage options and see whether a nonconforming loan is the best option for you.

Man in blue shirt hunching over table, holding paperwork and looking at a computer.

8-minute read

Can I refinance a home equity loan?

Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.<...

Urban architecture with greenery representing real estate investment.

6-minute read

Is real estate a good investment for you?

Real estate is a major investment, but it comes with benefits. Here's how it compares to stocks and bonds, and some reasons you might want to start investing...

A modern contemporary house with lots of windows, showcasing architectural design and residential style.

5-minute read

What is a tangible net benefit?

Tangible net benefits, or net tangible benefits, are advantageous gains you get by refinancing. Learn more about how you can benefit from refinancing here.

A younger Asian woman moving with a senior father, depicting a family or intergenerational relocation scene.

5-minute read

FHA nonoccupant co-borrowers: Guidelines and how they can help

Nonoccupant co-borrowers can make a big difference in the qualifying process for an FHA loan. Learn the requirements for using this process effectively.

Man working a laptop, drinking coffee at a cafe with a living wall behind him.

7-minute read

SCRA mortgage protections: What to know

The Servicemembers Civil Relief Act (SCRA) mortgage protections include reducing interest rates to 6% in specific cases and guidelines related to foreclosures.

A woman using her personal computer with a satisfactory and a confident look on her face.

6-minute read

Liens and encumbrances: What to know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning, and selling your house.

Father at kitchen table with young son on his lap reviewing paperwork and information on laptop..

5-minute read

How to get a VA Certificate of Eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step to getting a VA home loan. Learn why you need a VA COE and how to get one.

A grey-tan home in a tropical climate with a palm tree, suggesting a serene living environment.

8-minute read

What is a nontraditional mortgage?

“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...

Two individuals discussing paperwork in an office setting.

4-minute read

Home warranty vs. home insurance: What’s the difference?

Home warranty and home insurance coverage are not the same. Learn more about coverage, costs, and claims for each type of policy with our guide.

A row of townhomes, illustrating residential complexes or real estate developments.

7-minute read

Can the 30% rule help you budget for housing?

How much should you spend on housing? A general guideline says you should spend 30% of your income on housing. Is the 30% rule for housing true for you?