Learn how right of survivorship transfers a home to a surviving co-owner, as well as how joint tenancy and community property with the right of survivorship com...

Lenders have an obligation to make sure you can repay a mortgage before they give you a loan. The ATR/QM rule helps then evaluate your finances.

Tenancy in common is when two or more people share ownership of a property. Learn more about tenants in common and how they compare to other tenancy types.

An escrow refund is excess money returned by your lender from your mortgage escrow account. Here’s how it works.

A home equity line of credit can help you pay for home renovations or consolidate debt. However, there are pros and cons to a HELOC worth considering.

While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.

Your mortgage par rate is essentially the baseline rate offered to you by a lender. You may be able to bring this rate down through discount points and more.

If you’re going through a divorce or you purchased a home with a fellow investor, there may come a time when you need to remove a name from a mortgage. We...

Purchasing your first home can be overwhelming. These first-time home buyer tips can help you tackle the process with more confidence.

Are you searching for a fixer-upper to be your dream home or your next fix-and-flip? Learn how to find and buy a fixer-upper that won’t turn into a mon...

This type of financing is unique because a purchase-money loan allows the buyer to finance the seller. Her...

Appraisals are often mandatory during a real estate transaction. However, sometimes an appraisal waiver makes sense, can save you money, and expedite your sale.

A bundle of rights in real estate refers to the legal rights associated with property ownership: the rights of possession, control, enjoyment, disposition, a...

What is condemned property? Condemnation occurs when the government uses eminent domain to take property. Learn what condemnation can mean for homeowners.

Adjustable-rate mortgages have pros and cons for investors. You may benefit from a lower rate at first, but non-owner-occupied rates are still higher.

A restrictive covenant limits how you can use a property. Learn what it is, common examples, legal limits, and how it affects buyers.

Are you considering consolidating your debt before buying a home? Learn about how debt consolidation affects mortgage approval and how to make a wise decision.

Getting ready to move out of your parents’ house? Learn how to transition to renting, build credit and real-life experience, and save for future housing g...