Featured resources
4-minute read
Selling mortgages: How it affects you and what to do next
How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.
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3-minute read
Proprietary leases defined: What they are and how they impact co-ops
A proprietary lease provides co-op shareholders with the right to live in a specified apartment unit. Learn more about proprietary leases and how they work.<...
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3-minute read
Is homeowners insurance required? What buyers should know
While homeowners insurance isn’t legally required, mortgage lenders will usually require it. Learn more about homeowners insurance requirements for buy...
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6-minute read
Hard money loan: Definition and what to watch out for
Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.<...
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9-minute read
VA loans: Benefits, eligibility requirements and more
A VA home loan is a type of mortgage financing available to qualifying veterans and members of the military community. Discover VA loan requirements and how to ...
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6-minute read
7/6 ARM: Definition and how it works
Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.
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5-minute read
VA loan inspection requirements: What to know
VA loans don’t come with inspection requirements, but the home must meet VA minimum property requirements. Learn about MPRs and what they entail.
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9-minute read
Buying a house without a REALTOR®: What to consider
Considering buying a house without a REALTOR®? Learn about how the process works, plus pros and cons, and what you’re responsible for do...
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8-minute read
How can I use my 401(k) for a down payment?
Want to withdraw or borrow from a 401(k) for a down payment? See the pros and cons here.
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4-minute read
Solo households: Analyzing where and how single householders live
Solo households have become increasingly popular over recent decades. Read our analysis of the current data and trends for single vs. couple households.
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8-minute read
5/1 ARM loan: Everything you need to know
A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Read on to learn how a 5/1 ARM could work for you.
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6-minute read
The what and why of 4-point inspections
4-point inspection? Continue reading to learn why you might need one and the benefits of performing the inspection before purchasing a new home.
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7-minute read
Short sale vs. foreclosure: Which is better for buyers?
When the real estate market is competitive, you may consider buying a short sale or a foreclosed home. See the differences between short sales and foreclosures.
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3-minute read
Easement in gross: Defined and explained
An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.
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6-minute read
What is rental property depreciation and how does it work?
Rental property depreciation is a big tax advantage that can make real estate investment profitable beyond the income it generates. Learn how it works.
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10-minute read
The basics behind financing a mobile or manufactured home
Manufactured or mobile homes may be the key to affordable homeownership. Learn how you can finance one under the favorable terms of conventional loans.
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10-minute read
$350,000 mortgage: Total cost and other factors to consider
Considering a $350,000 mortgage for your home purchase? Learn about a mortgage this size, the upfront and monthly costs to expect, how to get one, and more.<...
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6-minute read
A comprehensive guide to mortgage payments on a $300K loan
Curious if you can afford a $300K mortgage? Explore different loan terms and interest rate options so you’ll know before buying what your payments will be...
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