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Featured resources

Couple reviewing documents on laptop, possibly home related.

8-minute read

A guide to gifts of equity: What taxes to expect, how to write a gift letter and more

Curious about gifts of equity or already considering giving one? Learn about the process plus the pros and cons of giving the gift of home equity.

A worried woman on a phone who probably just heard a concerning news.

8-minute read

Foreclosure defined: What it is, how to avoid it and what it means for you

Don’t get lost in a legal maze trying to detangle the ins and outs of foreclosure. Use our guide to confidently navigate the process and steer clear of scams.

4-minute read

Federal Reserve press release in plain English - January 2024

The Federal Reserve didn’t make any changes to the federal funds rate target range, but there’s lots of detail in here important to know as a mortgage consumer.

A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

5-minute read

What are conforming loans and what do they mean to borrowers?

Conforming loans comply with Fannie Mae and Freddie Mac rules, and are thus eligible for purchase and resale to investors. Find out what that means for you.

Title insurance concept, symbolizing security and protection in property ownership.

Title insurance: What you need to know

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

An image representing a broker, potentially related to real estate or financial brokerage.

7-minute read

What is a real estate broker and what do they do?

Real estate brokers have advanced licensing requirements and can hire real estate agents. Learn more about what they do and how they can affect you.

A young and a happy family in their new house.

7-minute read

The low-income housing tax credit (LIHTC): Defined and explained

The Low-Income Housing Tax Credit is a tax incentive that provides affordable housing to low-income residents. Learn more about how this tax credit works.

Aerial view of vibrant and colorful neighborhood, showcasing diverse houses and surroundings.

7-minute read

Types of mortgage refinance: Which option is right for you?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.

A girl playing with cardboard boxes during the unboxing of things possibly after shifting into a new home.

9-minute read

Mortgage origination fee: The inside scoop

Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run.

A large red brick house with a spacious yard, showcasing a substantial residential property.

6-minute read

Is a home equity loan a good idea?

Is a home equity loan a good idea? Whether you should get a home equity loan depends on your situation. Learn the pros and cons along with alternative loan options.

A man seated on a couch with a phone and bluetooth in ear while looking outside the window.

6-minute read

Can I refinance a home equity loan?

Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.

A young couple looking for a house, symbolizing the process of home search or property hunting.

5-minute read

Non-conforming loans: What are they and how do they work?

Wondering what a non-conforming loan is and how one works? Learn about your mortgage options and see whether a non-conforming loan is the best option for you.

Modular home, an image illustrating a modular home structure.

3-minute read

What is a chattel mortgage and how does it work?

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.

An image of a beautiful luxury home, showcasing upscale residential architecture and real estate.

6-minute read

Fixed-rate mortgages: How they work and their benefits

A fixed-rate mortgage will maintain a single interest rate for the life of the loan. Explore how fixed-rate mortgages work and their various benefits.

A red brick home front with teal colored door and plant vines.

7-minute read

Earnest money: What is it and how much is enough?

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand out.

Man and woman sitting on floor of new home surrounding by boxes, eating take out.

4-minute read

ONE+ by Rocket Mortgage® is a 1% down payment option

The down payment is one of the biggest obstacles for home buyers. ONE+ can help you get in your home with as little as 1% down and a 2% grant from us.

A white brick house, illustrating residential architecture and exterior design.

9-minute read

Buying a second home with a VA loan

With competitive interest rates and benefits, why wouldn’t you want to use a VA loan to purchase another home? Read on to find out what’s possible for you.

A turquoise bicycle on a front porch, adding a decorative element to the entrance of a home.

3-minute read

How low housing inventory impacts the real estate market

A low housing inventory is caused by an increase in demand for houses without the supply to meet it. Understand how this impacts the real estate market.

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