Featured resources

A couple working on a laptop together, potentially related to real estate or financial activities.

6-minute read

Appraisal gap: What home buyers need to know

An appraisal gap happens when a home appraises for less than your offer. Learn how appraisal gap coverage works and options to help keep your deal on track.

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A person talking on phone while also working on his laptop.

5-minute read

Does mortgage forbearance affect refinancing?

Discover how forbearance affects your credit score, refinancing options, and long-term financial health. Learn the difference between forbearance and deferment.

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Family engaging in a painting activity, possibly related to home improvement or creative bonding.

5-minute read

How often can you refinance your home?

How often you can refinance your home depends on the loan type and lender rules. Learn about waiting periods, costs, and when refinancing again makes sense.<...

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Individuals at a bank discussing a loan or financial matter.

5-minute read

A complete guide to short-term mortgages

A short-term mortgage lets you pay off your home much faster, but it comes with higher payments. If you can afford it, though, you'll save huge on interest.

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Two young women moving into a new home together.

8-minute read

Are adjustable-rate mortgages bad if you plan to sell soon?

Are you wondering, "Are adjustable-rate mortgages bad for my short-term ownership plans?" Find out whether an ARM is worth it and see a year-by-year breakdown.

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Mother and daughter laughing while baking, depicting a cheerful moment during a baking activity.

7-minute read

FHA down payment assistance: Everything you need to know

FHA down payment assistance comes from state, local, and nonprofit programs, as well as employers and lenders. Learn how it works, and where to find programs.

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African American couple meeting with a banker in an office.

9-minute read

Can you refinance after bankruptcy?

Refinancing after bankruptcy may be possible. Learn about typical waiting periods and steps to improve approval odds after Chapter 7 or Chapter 13 bankruptcy.

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Interior of luxury high rise condo living room.

9-minute read

Condo financing: How condo loans work

Applying for a condo loan? Learn how condo financing works, what lenders review about the HOA and building, and which loan programs can help you qualify.

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A vibrant image showcasing a community, possibly with people interacting, highlighting the concept of investing in neighborhoods.

7-minute read

Collateralized mortgage obligations: Defined and explained

A CMO is a type of mortgage-backed security that pools mortgage loans and sells them as investments. Here's how a collateralized mortgage obligation works.

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Houseboats floating on water, likely in a residential area.

7-minute read

Natural hazard disclosure report (NHD): What it is and what it covers

A natural hazard disclosure report (NHD) shows whether a property is in a flood, fire, earthquake, or dam inundation zone. Learn how to use it before closing...

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Housemates gathering in a living room, possibly portraying shared living or communal spaces.

6-minute read

What is joint tenancy? Definition, pros, and cons

Joint tenancy is a way to co-own property with the right of survivorship. Learn how joint tenants share ownership and what happens if one owner dies.

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Two children waiting for a school bus, possibly after using an easement to get to the bus stop.

6-minute read

What are prescriptive easements and are they a deal breaker?

Prescriptive easements are held by people who gain a right to use someone else’s property. Find out if you should buy property encumbered with easement...

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Husband holding wife while she washes the dishes.

7-minute read

7 ways to prepare for a refinance appraisal

A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.

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Couple with daughter smiling among boxes inside newly moved into home.

5-minute read

What is a kick-out clause and should you include one?

A kick-out clause allows sellers who’ve accepted an offer to continue showing their home. Learn about other features of a kick-out clause in real estat...

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Couple reviewing finanial documents in their kitchen.

8-minute read

Tax deed properties: What they are and how to invest

A tax deed is a legal document that transfers ownership of a property that has gone into foreclosure. Read more about how tax deeds work and how to invest.

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The entrance to a brown ranch-style home, depicting a property's entrance or exterior.

5-minute read

Pros and cons of mortgage forbearance

Mortgage forbearance can be a lifeline for many homeowners struggling to make their mortgage payments. Find out whether mortgage forbearance is a good idea.

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A couple who may have experienced a scam, potentially related to real estate or financial matters.

13-minute read

7 common real estate scams and how to avoid them

Real estate scams are becoming more common – and more sophisticated. Learn what to be on the lookout for and how to protect yourself from real estate scam...

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An absentee homeowner concept.

6-minute read

What is an absentee owner?

Absentee homeowners own property but don’t live in or manage it. This is a passive investment approach that can prove effective when risks are understood.

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