Featured resources

Hands pressing a calculator and writing on a notepad, signifying financial calculations or planning.

8-minute read

How to refinance an FHA loan to a conventional loan

Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan as well as other pros and cons.

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A family with a dog, suggesting a family accompanied by a pet in a residential setting.

5-minute read

What is negative equity and how does it work?

Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.

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Senior couple in kitchen.

10-minute read

What is a home equity agreement?

A home equity agreement is a contract that gives homeowners money in exchange for their home equity and future appreciation. Learn more here.

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Woman using a phone and a MacBook, potentially managing finances or conducting research online.

6-minute read

Loan principal definition and basics

The principal is the amount you borrowed for your loan, while interest is the fee for use of the loan. Learn how each makes up your monthly payment.

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Just married couple first house, possibly depicting a newlywed couple celebrating their first home looking outside the window.

7-minute read

How to get rid of PMI

PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.

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A brick olive-colored house, depicting a residential property.

5-minute read

Contingent vs. pending: What's the difference?

Home buyers sometimes confuse contingent versus pending. Learn the difference between pending and contingent and what the two statuses mean in real estate.

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Family with young boy smiling in front of new home.

3-minute read

Lock today and save tomorrow with Rate Drop Advantage

Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!

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Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.

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Illustration depicting refinancing for home improvements such as by paints.

9-minute read

Refinancing for home improvements: A guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...

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A couple looking towards a house possibly the one they just bought and thinking of starting a new chapter in it.

6-minute read

Kit homes: What you should know before buying

Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.

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The image shows young female couple pointing at a home, possibly considering it for purchase.

9-minute read

Closing on a house: Your step-by-step guide

The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.<...

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A woman relaxing at home, suggesting a comfortable and serene atmosphere in a residential setting.

5-minute read

Can you get a mortgage without a job?

Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumsta...

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A condo complex with HOA, indicating community living and homeowners' association in real estate.

10-minute read

Homeowners association (HOA): What it means and how it works

A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Our guide goes over how HOAs work.

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A countryside mobile home or trailer, depicting a rural housing option or alternative living arrangement.

8-minute read

How a mobile home refinance works

A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.<...

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Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

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A woman sitting at the kitchen table looking at her computer and on the phone.

4-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

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Small brick house with garage in a development with similar houses.

7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

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Smiling grandmother holding both her granddaughter and grandson.

6-minute read

What happens to my home equity loan if I sell my house?

Borrowing against your home’s equity can help finance large projects. But what happens when you want to sell your home? Read what happens if you sell with...

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