Featured resources
8-minute read
How to refinance an FHA loan to a conventional loan
Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan as well as other pros and cons.
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5-minute read
What is negative equity and how does it work?
Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.
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10-minute read
What is a home equity agreement?
A home equity agreement is a contract that gives homeowners money in exchange for their home equity and future appreciation. Learn more here.
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6-minute read
Loan principal definition and basics
The principal is the amount you borrowed for your loan, while interest is the fee for use of the loan. Learn how each makes up your monthly payment.
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7-minute read
How to get rid of PMI
PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.
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5-minute read
Contingent vs. pending: What's the difference?
Home buyers sometimes confuse contingent versus pending. Learn the difference between pending and contingent and what the two statuses mean in real estate.
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3-minute read
Lock today and save tomorrow with Rate Drop Advantage
Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!
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6-minute read
Sweat equity in real estate: What is it and how to leverage it
Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.
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9-minute read
Refinancing for home improvements: A guide
Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...
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6-minute read
Kit homes: What you should know before buying
Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.
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9-minute read
Closing on a house: Your step-by-step guide
The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.<...
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5-minute read
Can you get a mortgage without a job?
Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumsta...
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10-minute read
Homeowners association (HOA): What it means and how it works
A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Our guide goes over how HOAs work.
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8-minute read
How a mobile home refinance works
A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.<...
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11-minute read
What is a rate-and-term refinance?
Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.
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4-minute read
Can I pay off my home equity loan early?
A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.
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7-minute read
How soon after I buy a house can I refinance?
Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.
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6-minute read
What happens to my home equity loan if I sell my house?
Borrowing against your home’s equity can help finance large projects. But what happens when you want to sell your home? Read what happens if you sell with...
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