Featured resources

10-minute read

Does mortgage forbearance affect refinancing?

Refinancing after forbearance is possible, but timing depends on your loan type, repayment plan, credit, and recent payment history.

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6-minute read

What is delayed financing?

Learn what delayed financing is, how it works after a cash home purchase, key requirements, pros and cons, and next steps to see if it fits your goals.

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7-minute read

How to finance a house renovation: A guide

Are you considering making home improvements, but you want to find the right loan? Here’s how to finance a house renovation, including cash-out refinancin...

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5-minute read

Refinancing a second mortgage: What you need to know

Refinancing a second mortgage can help you save money on your loan. Learn how it works, the pros and cons, and how to know if it’s the right choice for yo...

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6-minute read

Can you refinance before selling your home, and should you?

You can refinance your home before selling but may prevent you from earning back the cost. Learn more about how refinancing affects the finances of selling.

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10-minute read

Refinancing a mortgage: What it is and how it works

Learn how refinancing a mortgage works, what it costs, and when it can help you lower payments, change terms, or use equity. Compa...

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7-minute read

Difference between refinance and purchase appraisal

Preparing for a refinance appraisal or purchase appraisal? Learn the difference between refinance and purchase appraisals, how they work, and your options.

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11-minute read

No-appraisal refinance: Options, rules, and risks explained

Learn how a no-appraisal refinance works, which loan types may qualify, and when skipping an appraisal can save time or cost you. Explore your options.

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6-minute read

How to refinance an investment property

Refinancing your investment property can help you restructure your finances, free up cash for renovations, consolidate debts, or make new investments.

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10-minute read

What are the pros and cons of refinancing your home?

Are you considering refinancing your mortgage to save money or borrow against your home's equity? Learn more about the pros and cons of refinancing your home...

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7-minute read

Refinance appraisal checklist: 7 ways to prepare

Preparing for a home appraisal for a refinance? Use this checklist to learn what appraisers look for, how to prep your home, what can hurt value, and more.

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8-minute read

Is now a good time to refinance my mortgage?

Learn when refinancing your mortgage makes sense based on interest rates, costs, and your financial goals. See how to decide if now is the right time.

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6-minute read

How much equity do you need to refinance?

Refinancing can reduce your interest rate, your monthly payment, or get rid of mortgage insurance. But you usually need some equity to get the ball rolling.<...

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9-minute read

Can you refinance after bankruptcy?

Refinancing after bankruptcy may be possible. Learn about typical waiting periods and steps to improve approval odds after Chapter 7 or Chapter 13 bankruptcy.

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7-minute read

10 questions to ask when refinancing your mortgage

While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.

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6-minute read

Does refinancing hurt your credit?

While refinancing your mortgage can temporarily lower your credit score, the long-term benefits can pay off. Read more about how refinancing affects credit.

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5-minute read

How to decide if refinancing with the same lender is right for you

If you’ve had a good experience with your lender, you can work with the same one to refinance. Here’s how it works and what you can expect.

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4-minute read

What is the refinance break-even point?

The break-even point for a refinance shows homeowners how long it will take to recoup the costs of refinancing. Learn how to calculate your potential savings he...

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