Featured resources

View of downtown Charlotte skyline from water.

6-minute read

What is the average mortgage payment in North Carolina?

Discover the average mortgage payment in North Carolina, the factors influencing it, and how mortgage payments in the Tarheel State compare nationally.

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A house ownership certificate.

6-minute read

Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments

What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...

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Woman reviewing financial graphs on laptop at kitchen table.

4-minute read

How to calculate per diem interest

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....

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Couple looking at open laptop standing up in loft with housepants and exposed brick wall.

7-minute read

Escrow refund: What is it and when does it occur?

Learn what an escrow refund is, when it happens, and what to do with it so you can plan ahead and make the most of any surplus in your mortgage account.

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Two story brick home on wooded lot.

6-minute read

What’s the average mortgage payment in Michigan?

Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...

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An image showing a woman engrossed in her thoughts possibly related to some real estate investment or work.

6-minute read

Understanding the right of redemption in real estate

A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help....

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Line of houses in a suburban street.

6-minute read

What in the world is an escrow shortage?

Understanding escrow shortages and what causes a negative escrow balance is important for homeowners. Read on to learn how to navigate these situations.

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Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

9-minute read

What parties are Involved when getting a mortgage and buying a house?

Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.

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Family running on the beach with their dog.

7-minute read

What is the average mortgage payment in California?

Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.

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A mother and her baby resting together on a cozy couch.

6-minute read

What is a homeowners insurance binder and when do you need one?

Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What...

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Young woman reviewing paperwork and documents online at kitchen table.

5-minute read

A guide to TILA-RESPA Integrated Disclosures (TRID)

Learn how TRID mortgage guidelines, or “Know Before You Owe” rules, protect borrowers, including what they mean for you during the home buying proce...

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Woman working on laptop outside of apartment building, wearing a blazer loosely on shoulders.

8-minute read

Ultimate mortgage preapproval checklist

Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.

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A large house in winter, showcasing a spacious residential property during the winter season.

7-minute read

Who’s responsible for a mortgage after the borrower dies?

Ever wonder what happens to your mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.

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Small brick house

8-minute read

A complete guide to a $100,000 mortgage

Considering a $100,000 mortgage? Learn about a loan this size, including how much you can expect to pay each month, eligibility requirements, and more.

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Two lawyers or real estate agents discussing some documents with a women.

4-minute read

How a prenup agreement might protect your future assets

A prenup outlines how spouses will handle assets and financial matters in case of divorce or death. Learn how to protect your future assets with a prenup her...

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A woman working on a computer at home, potentially related to online mortgage or real estate activities.

7-minute read

What should I do if an underwriter denies my loan application?

Was your mortgage application denied during the underwriting process? Read our article about the steps you can take to improve your chances when applying again.

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Mother mopping the floor with her daughter helping.

5-minute read

10 essential strategies to compete with cash buyers in a hot market

Discover effective strategies to make your mortgage-backed offer compete with cash buyers. Learn how to strengthen your position in a competitive market.

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A couple working on a laptop together, potentially related to real estate or financial activities.

7-minute read

What home buyers need to know about appraisal gaps

An appraisal gap occurs when a home appraisal comes in lower than an accepted offer. Learn more about what an appraisal gap is and how this process works.

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