Featured resources

A frustrated young couple, expressing frustration or stress.

6-minute read

What Is preforeclosure and how can you avoid it?

Preforeclosure is the first legal step toward foreclosure. Uncover tips on how to avoid foreclosure and discover some options available to homeowners.

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A modern house in twilight, showcasing the architectural design of a modern residence.

4-minute read

Real property: Definition and examples

Real property is any land or anything attached to it that gives it value. Here’s how this concept works and why it matters to homeowners.

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Calculating mortgage payments, representing financial planning or budgeting.

10-minute read

What is a mortgage acceleration clause?

A mortgage acceleration clause means that your entire mortgage balance becomes due if you default on your repayment. Learn more about the acceleration clause.

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A couple talking with a mortgage lender, potentially in a home buying process.

6-minute read

Getting a mortgage with a new job: What to know

Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.

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A man with a credit card, potentially symbolizing financial transactions or purchases related to homeownership.

4-minute read

Does mortgage preapproval affect your credit score?

Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including by how much and for how long.

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A gay couple cuddling on a couch while using a computer.

6-minute read

What is MERS for mortgages?

MERS is an online mortgage registration system that tracks a home loan’s servicing rights and ownership interests. Learn more about MERS here.

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Family moving into a home, unloading boxes and settling into their new living space.

8-minute read

How to get a mortgage: A step-by-step guide

Wondering how to get a mortgage? Our guide will walk you through the key steps to getting a mortgage and what lenders are looking for.

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A small greenhouse or conservatory, showcasing a structure designed for gardening, relaxation, or cultivating plants within a home setting.

10-minute read

Contingent: What it means in real estate

In real estate, “contingent” refers to conditions that must be met for a sale to proceed as planned. Learn how contingencies protect potential home buyers.

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Two-story white house in winter with snowy lawn and trees.

6-minute read

What does assessed value mean and how is it determined?

The assessed value of a home helps determine its worth for property tax purposes. Discover how a home’s value gets assessed and why this matters.

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Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

8-minute read

What parties are Involved when getting a mortgage and buying a house?

A variety of parties are involved when it comes to acquiring a mortgage and buying a home. Learn about the key players in a real estate transaction.

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A family having a meal in their backyard.

6-minute read

What is a conventional loan?

Conventional loans are a traditional mortgage option. Learn what a conventional home loan is, how it works and common lender requirements in our guide.

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A couple on a couch with a laptop, potentially engaging in real estate-related activities or discussions.

6-minute read

What is Fannie Mae's Community Seconds Program?

Need a little extra help covering your down payment or closing costs? A program like Fannie Mae's Community Seconds might be able to help.

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A pregnant Asian woman browsing or working on a computer, possibly researching or organizing information online.

3-minute read

Applying for a home loan while on maternity leave: A guide

Wondering if maternity leave will affect your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity leave.

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Two women looking over mortgage documents together at signing.

7-minute read

How does mortgage interest work? Everything you need to know

If you’re buying a home, you’ll need to know how mortgage interest will work with the loan you choose. Learn the basics of mortgage interest and why it matters.

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A woman wearing glasses working on a laptop, indicating digital work or studying.

3-minute read

Get questions answered and take action with self-service options available 24/7 with no wait

Self-service options enable you to take action on your loan on your schedule. Learn more about these self-service options, available anytime with no wait.

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A woman signing paperwork, likely related to legal or financial documentation.

6-minute read

Making escrow simpler through Rocket Mortgage®

With a Rocket Mortgage escrow account, we’ll make your property tax and homeowners insurance payments easier to manage. Learn more about our escrow services.

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Couple smiling and eating pizza on floor of new home surrounded by unopened boxes.

9-minute read

Buydown: A way to reduce interest rates

Buydowns are methods used by buyers and sellers to lower interest rates in the early years of a new mortgage. Find out if a buydown is right for you.

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Woman looking over a bill in her kitchen.

6-minute read

Mortgage forbearance vs. deferment: What's the difference?

For homeowners dealing with financial hardship, relief options include forbearance and deferment. Learn more about mortgage forbearance versus deferment.

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