Featured resources

Man standing outside of garage with motorcycle.

5-minute read

Debt-to-income ratio (DTI): What is it and how is it calculated?

Your debt-to-income ratio measures the difference between your obligations and your income. Learn how to calculate DTI and what it means for mortgages.

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A family enjoying dinner on dining table.

8-minute read

Co-signing a mortgage loan: What both parties need to know

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...

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An African American mother working on finances with her daughter, likely depicting financial education or planning.

3-minute read

Rocket Money  simplifies managing your finances

We’re excited to welcome Rocket Money to the Rocket family. Read on to learn about this excellent personal finance app and a special offer for our clie...

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A stylish young man with tattoo sleeves working on a computer.

5-minute read

What is the prime rate and how does it work?

The prime rate is a desirable borrowing interest rate offered by lenders to creditworthy applicants. Here’s what mortgage applicants need to know.

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A woman standing in front of a window, engrossed in her phone.

8-minute read

What are mortgage points and should you buy them?

Mortgage discount points can be purchased to lower the interest rate on a new loan. Use this guide to help you decide if you should buy them.

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A woman wearing glasses working on a laptop, indicating digital work or studying.

4-minute read

Mortgage self-service options: Get 24/7 support with no wait

Mortgage self-service options let you get help with your loan and complete common transactions at your convenience. Learn more about what these tools offer.

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A beautiful red brick house representing good architectural design.

4-minute read

Mortgage loan limits are on the rise

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

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Aerial view of waterfront home with dock on Lake Martin, Alabama.

6-minute read

What is a jumbo loan in Alabama? 2026 jumbo mortgage limits and requirements

The 2026 jumbo loan limit in Alabama is $832,750. Discover how they compare to conforming loans, and what home buyers should know about qualifying for larger mo...

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A man sitting on a chair with his dog in front of a laptop, working comfortably from home.

10-minute read

What is a short sale in real estate? A guide to the process

A short sale may be a solution when a homeowner is in a dire financial situation and needs to sell their home for less than they owe. Learn about this option.

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Arizona southwest style stucco white homes with Cacti and palm trees.

5-minute read

What’s the average mortgage payment in Arizona?

What’s the average mortgage payment in Arizona? Learn how to calculate your payment and find out how it compares to nearby states.

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Savannah Georgia USA, skyline of historic downtown at sunset with illuminated buildings and steam boats.

7-minute read

What is the average monthly mortgage payment in Georgia?

Discover the average monthly mortgage payment in Georgia, the criteria that affect it, and how it compares nationally. Learn key facts and figures to budget for...

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Woman with son and large, orange cat on couch.

7-minute read

15- vs. 20- vs. 30-year mortgage: Which is best?

Your mortgage term will influence how much you pay in interest, your monthly payment, and more. Compare common loan terms before you apply for financing.

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A couple pointing at a laptop, suggesting discussions or decisions related to real estate or finances.

5-minute read

How to shop for a home loan in 5 steps

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

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A man reviewing paperwork at a laptop, possibly managing real estate or financial documents.

8-minute read

Mortgage loan terms: Pick the right one for your financial goals

A mortgage loan term is the time it takes a borrower to pay off their loan when making regular payments. Learn how to pick the right term for your goals.

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Middle-aged couple looking at computer together while drinking tea or coffee.

4-minute read

Biweekly vs. monthly mortgage payments: Which is right for you?

You can pay your mortgage monthly or biweekly, which means every other week. Biweekly payments can help you pay off your loan early. Learn the pros and cons.

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A beautiful house near woods, portraying a serene setting with nature in the background.

5-minute read

Appraised value vs. market value: Knowing the difference

Knowing the difference between appraised value vs. market value is key when purchasing a home. Learn more about the role each plays in real estate transactio...

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Smiling young couple using silver laptop while green houseplants sit on the wooden table behind them.

6-minute read

How to pay your mortgage easily

Making an on-time mortgage payment is easier than ever. Find out which option fits your needs, from setting up automated payments to paying over the phone.

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Aerial view of neighborhood with multi-story brick homes and mature green trees in Buffalo, New York.

6-minute read

What’s the average mortgage payment in New York?

The average monthly mortgage payment in New York is around $1,977 before property taxes and insurance, according to data collected from Redfin and Rocket Mortga...

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