The prime rate is a desirable borrowing interest rate offered by lenders to creditworthy applicants. Here’s what mortgage applicants need to know.

Mortgage discount points can be purchased to lower the interest rate on a new loan. Use this guide to help you decide if you should buy them.

Mortgage self-service options let you get help with your loan and complete common transactions at your convenience. Learn more about what these tools offer.

A short sale may be a solution when a homeowner is in a dire financial situation and needs to sell their home for less than they owe. Learn about this option.

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

The 2026 jumbo loan limit in Alabama is $832,750. Discover how they compare to conforming loans, and what home buyers should know about qualifying for larger mo...

Discover the average monthly mortgage payment in Georgia, the criteria that affect it, and how it compares nationally. Learn key facts and figures to budget for...

Your mortgage term will influence how much you pay in interest, your monthly payment, and more. Compare common loan terms before you apply for financing.

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

A mortgage loan term is the time it takes a borrower to pay off their loan when making regular payments. Learn how to pick the right term for your goals.

You can pay your mortgage monthly or biweekly, which means every other week. Biweekly payments can help you pay off your loan early. Learn the pros and cons.

Making an on-time mortgage payment is easier than ever. Find out which option fits your needs, from setting up automated payments to paying over the phone.

Knowing the difference between appraised value vs. market value is key when purchasing a home. Learn more about the role each plays in real estate transactio...

The average monthly mortgage payment in New York is around $1,977 before property taxes and insurance, according to data collected from Redfin and Rocket Mortga...

Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mo...

A mortgage on a $300,000 home could cost you between $1,800 and $2,500 a month just for interest and principal. Here’s how to determine if you can affo...