Featured resources

10-minute read
What is foreclosure? Definition, process, and ways to avoid it
What is foreclosure? Learn how the process works, how it affects your credit, and what options may help you avoid losing your home. Start here.
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9-minute read
Biweekly mortgage payments: Are they a good choice for you?
See how biweekly mortgage payments work, how much faster they may pay off your loan and key pros, cons and alternatives. Learn if they fit your goals.
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9-minute read
What is a conventional loan?
What is a conventional loan? Learn how it works, key requirements, PMI rules, and how it compares with FHA, VA, and USDA loans before applying today.
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11-minute read
Blanket mortgage: How it works and when to use one
Learn how a blanket mortgage works, who qualifies, what it costs, and how it compares with other ways to finance multiple properties. Explore your options today...
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11-minute read
What is Fannie Mae (FNMA)? Loans and requirements, explained
Learn what Fannie Mae (FNMA) does, how its loans work, key requirements and programs, and how to compare mortgage options before you apply. Start here.
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14-minute read
Monthly mortgage payment on a $250,000 loan: Costs and fees
Estimate the monthly mortgage payment on a $250,000 loan, compare terms and rates, and see how taxes, insurance, and PMI affect costs. Start planning.
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12-minute read
ARM vs. fixed-rate mortgage: How to choose
Compare ARM vs. fixed-rate mortgage options, including rates, payments, risk, and refinancing strategies, so you can choose with confidence. Learn more.
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8-minute read
Mortgage rate history: 1971 – 2026 30-year fixed rates
Explore mortgage rate history from 1971 to 2026, including highs, lows and trends by decade. Compare today’s rates and start your next step.
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10-minute read
Appraisal gap: Preparing for a low appraisal
An appraisal gap can change how much a lender will finance and how much cash a buyer needs. The purchase contract may shape what happens next.
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6-minute read
What is a chattel mortgage and how does it work?
Learn what a chattel mortgage is, how it works for manufactured homes or equipment, plus key pros, cons, tax issues, and risks. Read the guide.
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10-minute read
What is loss mitigation?
Loss mitigation helps homeowners facing hardship avoid foreclosure. Learn common assistance options, how the process works, and when to contact your servicer...
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12-minute read
Mortgage qualification: Requirements and tips
Learn mortgage qualification basics, including credit score, income, DTI, assets, and down payment requirements. See how to prepare and apply.
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6-minute read
How to get a mortgage with a seasonal income
Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.
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10-minute read
Getting a mortgage without 2 years’ work history
Getting a mortgage without 2 years’ work history may be possible. Learn which income, documents, and loan options may help you qualify. Explore steps.
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8-minute read
Ultimate mortgage preapproval checklist
Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.
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8-minute read
Mortgage underwriting: What it is and how the process works
Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.
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9-minute read
What is a mortgage? Loan basics for beginners
Learn what is a mortgage, how home loans work, common types, costs and steps to get approved. Compare options and start your home buying plan.
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10-minute read
How to apply for a mortgage in 5 steps
Learn how to apply for a mortgage, from checking credit and getting preapproved to comparing lenders, submitting documents and closing on a home. Start today.
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