Featured resources

6-minute read
What’s the average mortgage payment in Michigan?
Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...
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6-minute read
Understanding the right of redemption in real estate
A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help....
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6-minute read
What in the world is an escrow shortage?
Understanding escrow shortages and what causes a negative escrow balance is important for homeowners. Read on to learn how to navigate these situations.
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9-minute read
What parties are Involved when getting a mortgage and buying a house?
Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.
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7-minute read
What is the average mortgage payment in California?
Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.
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6-minute read
What is collateral? Understanding secured loans
Collateral is any asset a lender accepts to secure a loan. Explore different types of collateral loans, their pros and cons, and how to get one.
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6-minute read
What is a homeowners insurance binder and when do you need one?
Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What...
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5-minute read
A guide to TILA-RESPA Integrated Disclosures (TRID)
Learn how TRID mortgage guidelines, or “Know Before You Owe” rules, protect borrowers, including what they mean for you during the home buying proce...
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8-minute read
Ultimate mortgage preapproval checklist
Getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.
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8-minute read
A complete guide to a $100,000 mortgage
Considering a $100,000 mortgage? Learn about a loan this size, including how much you can expect to pay each month, eligibility requirements, and more.
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7-minute read
Who’s responsible for a mortgage after the borrower dies?
Ever wonder what happens to your mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.
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4-minute read
How a prenup agreement might protect your future assets
A prenup outlines how spouses will handle assets and financial matters in case of divorce or death. Learn how to protect your future assets with a prenup her...
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7-minute read
What should I do if an underwriter denies my loan application?
Was your mortgage application denied during the underwriting process? Read our article about the steps you can take to improve your chances when applying again.
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6-minute read
What is considered debt when applying for a mortgage?
When applying for a mortgage, what is considered debt? Take a look at our guide to what monthly debt payments lenders consider when approving a mortgage.
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7-minute read
What home buyers need to know about appraisal gaps
An appraisal gap occurs when a home appraisal comes in lower than an accepted offer. Learn more about what an appraisal gap is and how this process works.
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5-minute read
10 essential strategies to compete with cash buyers in a hot market
Discover effective strategies to make your mortgage-backed offer compete with cash buyers. Learn how to strengthen your position in a competitive market.
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7-minute read
Escrow agent in real estate: What to know
An escrow agent upholds the escrow agreement in a real estate transaction. Read on to learn how this entity protects the property and assets in escrow.
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5-minute read
Loan modification: Defined and explained
A loan modification changes the terms of your existing loan to bring you current by adding past-due payments back to the balance. Understand how it works.
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