Featured resources

5-minute read
eMortgage: What is it and how does it work?
An eMortgage is a convenient option that uses electronic documentation and signing processes. Learn about how it works and whether it may be right for you.
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5-minute read
Servicing fees for mortgages: What they are and how to avoid them
Borrowers can face mortgage servicing fees in certain situations. Discover what mortgage fees to avoid as a homeowner, including late payment and recast fees...
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4-minute read
Primary mortgage market explained
Wondering what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how you can navigate it successfully.
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10-minute read
Foreclosure: What it means and how to avoid it
If you’re behind on your mortgage and facing foreclosure, you still have ways to avoid losing your home. Learn how to confidently navigate this legal proc...
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9-minute read
Quiet title action, explained
Quiet title actions help resolve disputes over property ownership. Learn how this legal process works and when it’s necessary to clear title issues.
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4-minute read
What is a mortgage reinstatement?
Mortgage reinstatement can be a vital lifeline for borrowers who have missed payments and want to avoid foreclosure. Learn more about how it works here.
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6-minute read
Buying by state: This is the average mortgage payment in Pennsylvania
The average mortgage payment varies by state. What is the average mortgage payment in Pennsylvania? Estimate what you might pay for a home in Pennsylvania.
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5-minute read
What is the average mortgage payment?
Wondering what you can expect for your monthly mortgage payments? Learn about the average mortgage payment and the factors that affect it.
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7-minute read
What is considered ‘debt’ when applying for a mortgage?
What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.
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5-minute read
Solid offers come with a Verified Approval Letter
A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.
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10-minute read
Earnest money: What is it and how much is enough?
Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand ou...
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9-minute read
Alimony and mortgage qualification: How spousal support affects home loans
Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.
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5-minute read
Title endorsements: What they are and when you need them
A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.
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8-minute read
Why does my mortgage keep going up?
An unexpected change to your mortgage payment can be frustrating, especially if you don’t know why it happened. Find out some possible reasons for the cha...
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4-minute read
Does mortgage preapproval affect your credit score?
Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.
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9-minute read
Energy-efficient mortgage: A guide for borrowers
An energy-efficient mortgage can help you finance home upgrades that may save you money on utilities. Learn how it works and explore loan options and rules.
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9-minute read
Preforeclosure: How it works and what you can do
Preforeclosure is the first legal step toward foreclosure. Learn about how the process works and what options you have for keeping or letting go of your home.
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6-minute read
The mortgage constant explained
The mortgage constant is the amount paid in debt service each year divided by the amount of a loan, expressed as a percent. Learn more about mortgage constants.
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