Featured resources

8-minute read
How to buy a house with no money down
Some mortgages allow you to buy a house with no money down. Learn how to buy a house with n...
Read more
7-minute read
Should you pay off your mortgage early?
Paying off your mortgage early reduces the amount that you’ll pay over time, but is it a good idea? Figure out if paying your mortgage early is worth i...
Read more

5-minute read
Can you make principal-only payments on your mortgage?
Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...
Read more
7-minute read
Prepayment penalty: What it is and how to avoid it
A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.
Read more

10-minute read
14 questions to ask a mortgage lender
The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.
Read more
6-minute read
Should I pay off my mortgage or invest?
Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.
Read more

10-minute read
How to get a mortgage when you’re self-employed
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
Read more
6-minute read
What is total debt service and the debt service coverage ratio (DSCR)?
Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.
Read more

7-minute read
Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?
As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...
Read more

6-minute read
Don’t fall for these 7 mortgage myths: What first-time home buyers should know
Buying your first home? Don’t let outdated mortgage myths hold you back. Discover the...
Read more

7-minute read
What are mortgage servicing companies?
Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.
Read more

5-minute read
Amortization: What is it and how does it work?
Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.
Read more

5-minute read
How to understand your mortgage statement
Your mortgage statement includes important information like due dates and your loan balance...
Read more

6-minute read
How much does title insurance cost? Estimates, requirements, and savings tips
How much does title insurance cost? It varies, but it’s generally 0.5% – 1% of the home's sale price. Learn more about the cost of title insurance.
Read more

6-minute read
What are lender credits used for when buying a house?
Lender credits let you roll your closing costs into your loan for a higher interest rate. Learn about lender credits and if they could be helpful to you.
Read more

7-minute read
How to lower your mortgage payment
Paying off your mortgage doesn’t always go as planned, but there are ways to reduce your monthly payments. Learn how to lower your mortgage payment here.
Read more

4-minute read
Interest rate caps: What are they and how do they work?
An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.
Read more

7-minute read
Eminent domain: What homeowners need to know
Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain exampl...
Read more