Featured resources

5-minute read

How to understand your mortgage statement

Your mortgage statement includes important information like due dates and your loan balance...

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5-minute read

The benefits of home loan servicing with Rocket Mortgage®

Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.

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6-minute read

How to pay your mortgage easily

Making an on-time mortgage payment is easier than ever. Find out which option fits your needs, from setting up automated payments to paying over the phone.

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5-minute read

Loan modification: Defined and explained

A loan modification changes the terms of your existing loan to bring you current by adding past-due payments back to the balance. Understand how it works.

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4-minute read

Mortgage self-service options: Get 24/7 support with no wait

Mortgage self-service options let you get help with your loan and complete common transactions at your convenience. Learn more about what these tools offer.

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5-minute read

What is mortgage servicing and why does it matter?

Mortgage servicing is the management of a mortgage, like taking payments and creating statements. Borrowers should know how it works and why it matters.

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6-minute read

Mortgage forbearance: What it is and how it works

Mortgage forbearance lets you pause or reduce payments during financial hardship. See how it works, what it covers, and what to expect when the pause ends.

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7-minute read

Mortgage credit certificate: How MCCs work

What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...

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8-minute read

What is mortgage insurance? Types, costs, and how it works

What is mortgage insurance? Learn how PMI and MIP work, what they cost, when they're required, and ways to remove or avoid them. Get started today.

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6-minute read

Biweekly mortgage payments: Are they a good choice for you?

Making biweekly mortgage payments can result in getting your mortgage paid off earlier.

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6-minute read

How to get rid of PMI

Learn how to get rid of PMI, when cancellation is allowed, and how refinancing or reappraisal may help reduce your monthly mortgage payment. Start here today.

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9-minute read

Low appraisal: What happens next and buyer options

A low appraisal can affect your mortgage, cash to close and contract. Learn your options for an appraisal gap and how to negotiate with a seller now.

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10-minute read

What is homeowners insurance?

What is homeowners insurance? Learn what it covers, what it excludes, how much it can cost, and why lenders require it before you buy a home. Start here.

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6-minute read

Why do lenders sell mortgages and how does it affect you?

How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works, and how it affects you.

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8-minute read

The hidden costs of late mortgage payments

Are you worried about the effects of making a late mortgage payment? Learn more about missing a mortgage payment, including how it affects your credit and more.

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11-minute read

Escrow holdback: Repair rules, costs, and closing steps

Learn how an escrow holdback works, which home repairs qualify, who funds the account, and what happens after closing. Keep your home closing right on track.

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6-minute read

How long does mortgage preapproval last?

Mortgage preapproval estimates how much a lender expects you can borrow and usually is valid for 60 – 90 days. Learn when to apply and what you need to ge...

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8-minute read

What is a co-borrower?

What is a co-borrower? See how sharing a mortgage affects loan approval, home ownership, and credit – and how to decide if applying together is right for ...

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