Collateral is an asset used to secure a loan. If a borrower defaults, the lender can take the collateral to recover losses.

Learn what a mortgage note is, what terms it includes, and how it differs from a mortgage or deed. Find out where to locate yours and what if it gets sold.

Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.

A short sale may be a solution when a homeowner is in a dire financial situation and needs to sell their home for less than they owe. Learn about this option.

Learn how bankruptcy affects your mortgage, whether you can keep your home, and when you can qualify for a new loan. Review your housing options today.

Learn the average mortgage payment in Texas, how costs vary by county, and what taxes, insurance, and rates can mean for your budget. Explore options today.

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

Manual underwriting allows lenders to consider borrowers with thin credit, a high DTI, or unique finances. Learn how it works and what documents to prepare.

Mortgage protection insurance can help pay your home loan after death or certain other hardships. Learn costs, pros, cons and alternatives before you buy.

Locking your mortgage rate can provide peace of mind and save you money. Learn when it makes sense to lock your rate and when it might be better to wait.

Learn what a house deed is, how it’s different from a title, common deed types, how to record a deed, and how to get a copy. Review key steps before closi...

Learn what chain of title in real estate means, why it matters, which documents it includes, and how title issues get fixed. Read before you close.

Learn the types of mortgage lenders, how they work and how to compare loan options, rates and service. Find the right lender for your goals.

You can still get a mortgage when self-employed. Learn how lenders verify income, what documents you need, and tips to improve your odds before you apply.

Learn what a warranty deed is, how it protects home buyers from title claims and liens, and how to get one before closing. Start your next step.

Have you received word that your mortgage servicing has been transferred? Learn about what this means, why it happens, and what changes you can expect.

Buying mortgage points can reduce your interest rate, but is it worth the up-front cost? Learn how points work, the break-even point, and compare your option...

Your mortgage lender funds your loan, but they may not collect your payments. Learn how a mortgage servicing company manages your escrow and account.