Featured resources

A couple looking at an iPad in a kitchen.

7-minute read

How to lower your mortgage payment

Paying off your mortgage doesn’t always go as planned, but there are ways to reduce your monthly payments. Learn how to lower your mortgage payment here.

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Business woman working on laptop.

4-minute read

Interest rate caps: What are they and how do they work?

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

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Aerial view of Husdon River area.

7-minute read

Eminent domain: What homeowners need to know

Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain exampl...

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A man and woman possibly discussing switching lenders or financial arrangements related to a property.

7-minute read

How to change your mortgage lender

You might want to change your mortgage lender while you're still in the buying process or after you've closed on your home. Find out why and how to do it.

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Woman with pixie cut silver hair having coffee while checking email on laptop on outdoor balcony.

4-minute read

How long should you keep your mortgage statements?

Wondering how long to keep your mortgage statements? Learn what to save, what...

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A street of well constructed brick houses.

7-minute read

Government home loans and more: A guide for first-time borrowers

Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.

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Woman on phone looking over financial documents.

4-minute read

Easement in gross: Defined and explained

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

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Man sitting cross legged with his laptop on his back deck of wood panelled home.

6-minute read

What is an interest-only mortgage?

An interest-only mortgage lets you make interest-only payments for an initial term. Learn how this type of loan works to decide whether it's right for you.

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Young couple standing before a new house at sunset.

5-minute read

How to choose a mortgage lender in 5 steps

Choosing the right lender can save you time, money, and peace of mind in the long run. Use these steps to pick the best home loan lender for your finances.

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A large brick house in the countryside at dusk.

7-minute read

What is a mortgage rate?

A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.

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A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

14-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.

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Two story brick home in Spring.

6-minute read

What is the average monthly mortgage payment in Ohio?

Discover the average monthly mortgage payment in Ohio, the factors influencing it, and how it compares nationally. Learn more about owning property in Ohio.

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Large multistory home in an expansive field of blue bonnets.

5-minute read

What’s the average mortgage payment in Texas?

Curious about the average mortgage payment in Texas? Explore monthly costs, state-specific trends, and what to expect when buying a home in the Lone Star State.

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Young woman smiling and sitting on a couch while listening to music on her phone and using her laptop.

5-minute read

What is mortgage servicing and why does it matter?

Mortgage servicing is the management of a mortgage, like taking payments and creating statements. Borrowers should know how it works and why it matters.

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A family playing together in the lounge at home, showing family bonding and leisure time.

3-minute read

Home Mortgage Disclosure Act: Defined and explained

The Home Mortgage Disclosure Act (HMDA) requires lenders to report on its lending activities to the public. Learn more about the HMDA and how it works.

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A young cozy couple enjoying a comfortable and intimate moment together.

9-minute read

How to get help with your mortgage payments

There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.

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Young couple standing in their kitchen together looking over papers on the counter.

5-minute read

Mortgage fees to avoid

Home loans come with a lot of fees, but you may be able to steer clear of some. Learn which mortgage fees to avoid.

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