Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...

Buying your first home? Don’t let outdated mortgage myths hold you back. Discover the...

Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.

Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.

Your mortgage statement includes important information like due dates and your loan balance...

How much does title insurance cost? It varies, but it’s generally 0.5% – 1% of the home's sale price. Learn more about the cost of title insurance.

Lender credits let you roll your closing costs into your loan for a higher interest rate. Learn about lender credits and if they could be helpful to you.

Paying off your mortgage doesn’t always go as planned, but there are ways to reduce your monthly payments. Learn how to lower your mortgage payment here.

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain exampl...

You might want to change your mortgage lender while you're still in the buying process or after you've closed on your home. Find out why and how to do it.

Wondering how long to keep your mortgage statements? Learn what to save, what...

Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.