Featured resources

A man in green sitting at a counter with a French press and a laptop.

5-minute read

eMortgage: What is it and how does it work?

An eMortgage is a convenient option that uses electronic documentation and signing processes. Learn about how it works and whether it may be right for you.

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Man smiling while speaking on phone, looking at laptop in living room.

5-minute read

Servicing fees for mortgages: What they are and how to avoid them

Borrowers can face mortgage servicing fees in certain situations. Discover what mortgage fees to avoid as a homeowner, including late payment and recast fees...

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Woman wearing glasses and working on laptop.

4-minute read

Primary mortgage market explained

Wondering what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how you can navigate it successfully.

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A worried woman on a phone who probably just heard a concerning news.

10-minute read

Foreclosure: What it means and how to avoid it

If you’re behind on your mortgage and facing foreclosure, you still have ways to avoid losing your home. Learn how to confidently navigate this legal proc...

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Ingeniux migrated asset Rocket HQ Stock Images Folder

9-minute read

Quiet title action, explained

Quiet title actions help resolve disputes over property ownership. Learn how this legal process works and when it’s necessary to clear title issues.

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Young family enjoying a snack together on their couch, smiling.

4-minute read

What is a mortgage reinstatement?

Mortgage reinstatement can be a vital lifeline for borrowers who have missed payments and want to avoid foreclosure. Learn more about how it works here.

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Sunset view of the Duquesne Incline and the three rivers in Pittsburgh, Pennsylvania.

6-minute read

Buying by state: This is the average mortgage payment in Pennsylvania

The average mortgage payment varies by state. What is the average mortgage payment in Pennsylvania? Estimate what you might pay for a home in Pennsylvania.

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Two women going over paperwork in an office setting.

5-minute read

What is the average mortgage payment?

Wondering what you can expect for your monthly mortgage payments? Learn about the average mortgage payment and the factors that affect it.

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Mixed race couple diligently working while standing on personal finances and budgeting documents.

7-minute read

What is considered ‘debt’ when applying for a mortgage?

What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.

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Suburban blue home exterior, displaying a residential property in a suburban setting.

5-minute read

Solid offers come with a Verified Approval Letter

A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.

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A red brick home front with teal colored door and plant vines.

10-minute read

Earnest money: What is it and how much is enough?

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand ou...

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Smiling mother giving daughter a piggy back ride in yard of new home.

9-minute read

Alimony and mortgage qualification: How spousal support affects home loans

Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.

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Title endorsement, potentially discussing the process of adding endorsements to a property title.

5-minute read

Title endorsements: What they are and when you need them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

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A young family at a kitchen table, possibly discussing household matters or finances.

8-minute read

Why does my mortgage keep going up?

An unexpected change to your mortgage payment can be frustrating, especially if you don’t know why it happened. Find out some possible reasons for the cha...

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A man with a credit card, potentially symbolizing financial transactions or purchases related to homeownership.

4-minute read

Does mortgage preapproval affect your credit score?

Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.

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Line of solar panels on a red shingle roof.

9-minute read

Energy-efficient mortgage: A guide for borrowers

An energy-efficient mortgage can help you finance home upgrades that may save you money on utilities. Learn how it works and explore loan options and rules.

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A frustrated young couple, expressing frustration or stress.

9-minute read

Preforeclosure: How it works and what you can do

Preforeclosure is the first legal step toward foreclosure. Learn about how the process works and what options you have for keeping or letting go of your home.

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A suburban home with green and well cared garden.

6-minute read

The mortgage constant explained

The mortgage constant is the amount paid in debt service each year divided by the amount of a loan, expressed as a percent. Learn more about mortgage constants.

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