Loan types

Featured resources

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4-minute read

What is the minimum credit score for a home equity loan?

Interested in a home equity loan, but unsure your credit score is high enough? Learn the minimum credit score for a home equity loan and other requirements.

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6-minute read

How to use your home equity to build a business

Homeowners with enough home equity can leverage those funds to cover business purchases. Learn how and determine if this option suits your financial situation.

A man and women in kitchen discussing their finances.

8-minute read

What is an adjustable-rate mortgage (ARM) loan?

Adjustable-rate mortgages offer low introductory interest rates that can rise over the life of a loan. Find out whether an ARM loan is right for you.

A senior couple enjoying a walk together.

6-minute read

How to get out of a reverse mortgage

Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.

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7-minute read

Second mortgage vs. refinance: What's the difference?

Not sure whether to take out a second mortgage or refinance? Read our article to learn about the differences, which might be better and how to get started.

Woman doing dishes in her kitchen, smiling.

8-minute read

Home equity line of credit (HELOC): Defined and explained

A home equity line of credit (HELOC) can help you leverage the equity in your home. Learn how they work, their requirements and how to estimate your HELOC.

Row of new homes in Las Vegas, showcasing a row of newly constructed homes in Las Vegas.

3-minute read

Getting an FHA loan while self-employed: Guidelines and tips

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

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4-minute read

USDA guarantee fees: What are they and how do they work?

Wondering about the guarantee fee on a USDA loan? Uncover the meaning of a guarantee fee, how it works and more about its role in the home buying process.

A couple analyzing mortgage rates, possibly comparing options for home financing.

8-minute read

Fixed-rate HELOCs: What are they?

Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

A header image related to home loans specifically tailored for people with disabilities, possibly featuring accessibility adaptations or services provided.

10-minute read

Your ultimate guide to home loans for people with disabilities

Navigating the home buying process may present unique challenges to buyers with disabilities. Learn about available loan options and resources.

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7-minute read

USDA home loan requirements

USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here.

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7-minute read

A guide to the types of VA loans

VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available, plus how to apply for a VA home loan.

Father holding young son while he does paperwork at home.

5-minute read

How to get a VA certificate of eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step in getting a VA home loan. Learn how to get started on the path to homeownership with a VA COE.

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3-minute read

Can you buy a foreclosed home with an FHA loan?

You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.

A woman looking at a phone screen, possibly browsing or engaging in real estate-related activities.

7-minute read

What is an FHA mortgage insurance premium (MIP)?

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payment.

7-minute read

How many home equity loans can I have?

While having multiple home equity loans is uncommon, you can have as many as you qualify for. Learn how it works when you have more than one home equity loan.

Contractor writing inspection checklist while renovating a bathroom.

10-minute read

FHA appraisal and inspection: Guidelines and requirements

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

Happy couple standing in a new modern kitchen.

8-minute read

Using a home equity loan for your remodel: What to know

If you’ve built equity in your home, you can fund a remodel with a home equity loan. Learn the pros and cons of using a home equity loan for a remodel.

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