Down payment assistance is available to home buyers with an FHA loan, but restrictions and requirements exist. Learn about FHA grants for down payments here.

Considering applying for a private mortgage to finance your next home purchase? Weigh the pros and cons before borrowing outside of a traditional loan.

Home equity loans, HELOCs, and cash-out refinances let you use your home equity. Learn how to draw on your home equity and understand your equity loan options.

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete fina...

Reverse mortgages are complicated and difficult to understand, which is why you need to be alert to potential scams. Learn how to avoid reverse mortgage fraud.

You can get an Airbnb loan to buy houses to use as short-term rentals. Learn how you can use income from Airbnb rentals to get a mortgage.

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loan...

A jumbo loan is a mortgage that exceeds current conforming mortgage limits set by the Federal Housing Finance Agency. Learn more about how jumbo loans work.

The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.

A Home Equity Conversion Mortgage is a government-insured loan that allows seniors to convert their home equity into cash. See if a HECM is right for you.

Review the basic requirements for a home equity line of credit (HELOC) and check out step-by-step instructions on how to apply for one.

Our Jumbo Smart loan simplifies the process of qualifying for a jumbo mortgage. Read on for details!

What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.

Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how th...

Seller financing is a type of real estate agreement that allows the buyer to pay the seller in installments. Learn more about how seller financing works.

Adjustable-rate mortgages offer low introductory interest rates that change over the life of a loan – with limits. Find out whether an ARM is right for yo...