Featured resources

9-minute read

FHA income and employment rules

Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.

Read more

5-minute read

Opening new doors to homeownership with a Jumbo Smart loan

A Jumbo Smart loan from Rocket Mortgage allows you to borrow more than the conforming limit to buy or refinance a home, second home, or investment property.

Read more

6-minute read

Your guide to debt-to-income ratio (DTI) for VA loans

Your DTI for a VA loan should be less than 41% to maximize your chances of approval. Learn how to calculate your DTI and reduce it to meet loan requirements.

Read more

9-minute read

I own my house outright and want a loan: What are my options?

You can still obtain home equity loans if your home is paid off. If you want to tap into your home’s equity, here’s what your options are.

Read more

10-minute read

Grants for home improvements

If you’re looking for help with home repairs, some homeowners might be eligible for grants that can fund key renovations – and don’t need to b...

Read more

5-minute read

VA funding fee: What to expect in 2026

The VA funding fee is a one-time expense borrowers pay for a VA loan. Learn more about the fee, how much it is, and who may be exempt from paying it.

Read more

12-minute read

How to apply for a home equity line of credit (HELOC)

Learn how to apply for a HELOC, what requirements lenders review and which documents to gather before you compare options. Use this guide to plan.

Read more

11-minute read

VA cash-out refinance: What it is and how it works

A VA cash-out refinance loan helps you access lump-sum financing. Learn how it works, eligibility criteria, pros and cons, and when getting one makes sense.<...

Read more

13-minute read

How to take out equity from your home and save money monthly

If you're wondering how to release equity from your home, consider home equity loans, HELOCs, and cash-out refinances. Learn more about your options.

Read more

8-minute read

What is Fannie Mae HomePath?

If you’re open to buying a home that needs some work, the HomePath marketplace may be for you. This Fannie Mae program helps you buy an as-is property.

Read more

10-minute read

Construction loans: How they work and how to qualify

Construction loans can finance a custom home build. Learn how they work, requirements, loan types and steps to compare options before you apply.

Read more

8-minute read

Fixed-rate mortgage benefits and options

A fixed-rate mortgage offers reliable monthly payments for the life of your mortgage. It’s the most popular type of rate, available from many lenders.

Read more

13-minute read

A guide to solar loans

A solar loan provides financing for solar panels and solar installations. Learn more about solar loans and whether they can make solar affordable for you.

Read more

6-minute read

Texas cash-out refinances and home equity loans: What you need to know

Learn about how cash-out refinances work in Texas, plus unique Texas home equity loan laws and regulations, so you can access your home’s equity with ease...

Read more

12-minute read

HELOC vs. personal loan: How to choose the better one for you

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

Read more

8-minute read

The pros and cons of home equity loans

Tapping into your home’s equity can help you finance many goals, but there are strings attached. Here are the basic pros and cons of home equity loans.

Read more

5-minute read

How much home equity loan can you get?

How much home equity loan you can get depends on your home’s value and your mortgage balance. Here’s how to find out exactly how much you can take o...

Read more

10-minute read

VA renovation loan: How to qualify and apply

A VA home renovation loan lets you bundle your home purchase and renovation costs into a single loan. Learn about veterans' renovation loans and requirements.

Read more

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments