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Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

A woman on the phone reviewing a document, potentially related to financial or property matters.

3-minute read

What is an abstract of title in real estate

An abstract of title shows all legal documentation associated with a property. Learn why an abstract of title is important in real estate.

Couple going through a list, potentially related to a property checklist or planning details.

5-minute read

What is an appraisal contingency and when should I use it?

An appraisal contingency can give home buyers peace of mind about a home's purchase price. Learn how appraisal contingencies work and when to use one.

A picturesque home with a spacious front yard, showcasing its beauty and inviting ambiance.

4-minute read

What is the alienation clause in real estate and how does it work?

The alienation clause, or due-on-sale clause, requires all mortgage payments be made at the time of sale. Learn how it impacts borrowers and real estate.

A couple possibly putting their credit card or some company card information on a laptop.

4-minute read

What to bring to closing: A buyer's checklist

Alleviate some of the stress that comes with closing day by preparing the items you’ll need to bring to the closing table ahead of time. Read to learn ...

A white modern kitchen, illustrating contemporary kitchen design and interior decor.

10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.

A couple enjoying with their daughter who is holding a book.

10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

Man working a laptop, drinking coffee at a cafe with a living wall behind him.

6-minute read

Home equity loan approval when you're self-employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative op...

Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...