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Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

An agent showing a house, depicting a real estate agent presenting a property for sale or viewing.

7-minute read

What is manual underwriting and how does it work?

Manual underwriting is one of the ways a lender can review your loan application for approval. Learn more about what this means for you and your loan.

A family moving in, showing a family engaged in the process of moving into a new home.

7-minute read

How to relocate to another state: A step-by-step guide

Moving to another state can get complicated. That’s why you must prepare and plan. Follow our step-by-step guide to learn how to relocate to another state...

A family moving into a new home, symbolizing the transition and excitement of relocating.

10-minute read

The ultimate moving checklist for planning ahead

Preparing to move into your new home? Whether you’re 2 months or 2 days away from your big moving day, use our thorough moving checklist to master your...

A couple looking out of a window, symbolizing contemplation or envisioning their future home.

4-minute read

First-time home buyers and down payments: 73% of buyers put down less than you think

Many believe they need a 20% down payment to buy a house, but is that true? Let’s look at the actual data surrounding first-time home buyers and down p...

7-minute read

Biggest home buying mistakes

In this episode of The Red Desk, we’re going to walk through the most common mistakes that buyers make when purchasing a home.

A family in a living room, with an old man holding a clipboard, possibly discussing or organizing something.

7-minute read

What are seller concessions?

Seller concessions are closing costs that the seller has agreed to pay, but is it a reasonable request? Learn more about seller concessions and how they work.

An Arab man with his hair tied back looking at his phone.

4-minute read

Impound accounts explained: Why your lender holds funds

Some mortgage servicers arrange impound accounts to collect fees from home buyers. But how do they work, and do they benefit you? Keep reading to find out.

Exterior of a house with wood siding, displaying architectural details and materials.

3-minute read

What was the adverse market refinance fee?

The FHFA eliminated the adverse market refinance fee, which was used to cover increased costs during the COVID-19 pandemic. Learn how that affects refinancing.

Stock photo showing an agent shaking hands with a couple, representing a real estate transaction or agreement.

9-minute read

What is procuring cause in real estate?

Procuring cause guarantees the real estate agent who completes a home purchase receives commission. Learn more about procuring cause and how to avoid dispute...