Recent Articles

5-minute read
A guide for buying home warranty plans
Home warranties help you cover the cost of repairing or replacing appliances and home systems for a premium. Here's how they can protect your home and assets.
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5-minute read
Convertible ARM loan: Is it right for you?
A convertible ARM loan lets you switch from an adjustable interest rate to a fixed rate. Learn the pros and cons of buying a home with a convertible ARM.
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7-minute read
A guide to the home inspection contingency
A home inspection contingency allows buyers to respond to results within a specific time frame. Learn how to successfully navigate and reply to an inspection.
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8-minute read
How to get a land loan: Everything you need to know
A land loan is used to finance the purchase of a plot of land. However, securing this financing is different from securing other loans. Here's what you should k...
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7-minute read
What is an appraisal contingency, and when should I use it?
An appraisal contingency lets you renegotiate or walk away if a home appraises below your offer price. Learn how it works, and when waiving it may be risk...
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5-minute read
PITI: What it stands for and what it means
Your mortgage payment includes principal, interest, taxes, and insurance, also known as PITI. Learn how PITI can help you budget effectively for buying a home.
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7-minute read
5/1 vs. 7/6 vs. 10/6 adjustable-rate loans: A guide
When buying a home with an adjustable-rate loan, the reset schedule will affect your budget. Learn how 5/1, 7/6, and 10/6 ARMs differ and which might suit you.
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6-minute read
Conditional approval for a mortgage: What it means and what to do next
Conditionally approved for a mortgage? Learn what it means, common lender conditions, what can still derail approval, and how to reach clear to close.
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6-minute read
Preapproval vs. prequalification: What’s the difference?
Preapproval and prequalification are both important steps toward getting a mortgage, but what’s the difference? Learn when you need each and what to do ne...
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