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TJ Porter

Contributing writer

TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.

TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.

When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.

Expertise

Personal Finance

Real Estate

Education

Bachelors in Business Administration from Northeastern University

Recent Articles

Two men inspecting a house, potentially related to home inspection or real estate assessment.

6-minute read

What is a seller’s pre-inspection?

As a seller, you might order a pre-inspection before listing your home to address any repairs and help prevent negotiations with buyers. Find out how it works.

Row of homes in an older neighborhood on tree lined street.

8-minute read

Different types of mortgages and how they work

There is a home loan for everyone, but which type of mortgage is best for you? Use this article to understand the types of home loans and how they work.

An image highlighting a kitchen mosaic tile design.

8-minute read

Mortgage insurance: Your quick guide to different types and cost

Mortgage insurance protects lenders against default on home loans. Learn about the different types of mortgage insurance, typical costs, and ways to avoid this ...

Couple reviewing documents at the kitchen table.

3-minute read

Is mortgage insurance tax-deductible in 2025?

Homeowners can’t deduct mortgage insurance from their taxes as of now. Learn more here about when PMI and MIP are tax-deductible.

Couple reviewing a document together at the kitchen table.

5-minute read

Closed- vs. open-end mortgage: Which is right for you?

Deciding between a closed or open-end mortgage? Learn more about the differences between these loans and how to choose the right mortgage.

White condos with small porches, depicting a residential complex or condominiums.

4-minute read

HOA special assessment: What it is and how to handle it

Moving to a neighborhood with an HOA? You may be hit with unexpected fees. Here's what you need to know about special assessments.

An upscale kitchen with a white island bar and wall shelving, potentially depicting interior design or real estate features.

4-minute read

Understanding appraisal vs. assessment

If you're preparing to buy a home, it's important to understand the difference between an appraisal and an assessment. Read on to learn how they compare.

Father at kitchen table with young son on his lap reviewing paperwork and information on laptop..

5-minute read

How to get a VA Certificate of Eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step to getting a VA home loan. Learn why you need a VA COE and how to get one.

A young couple looking for a house, symbolizing the process of home search or property hunting.

5-minute read

Nonconforming loans: What are they and how do they work?

Wondering what a nonconforming loan is and how one works? Learn about your mortgage options and see whether a nonconforming loan is the best option for you.