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TJ Porter

Contributing writer

TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.

TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.

When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.

Expertise

Personal Finance

Real Estate

Education

Bachelors in Business Administration from Northeastern University

Recent Articles

Two people discussing finances or some sort of payments.

6-minute read

Biweekly mortgage payments: Are they a good choice for you?

Making biweekly mortgage payments can result in getting your mortgage paid off earlier.

Just married couple first house, possibly depicting a newlywed couple celebrating their first home looking outside the window.

6-minute read

How to get rid of PMI

PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.

A mature couple looking through their bills while using a digital tablet, possibly managing finances or household expenses.

7-minute read

How much house can you afford with a VA loan?

Are you wondering how much house you can afford with a VA loan? Use our VA loan affordability calculator and take a look at a few of the determining factors....

A couple with an agent in a home, likely discussing real estate matters.

8-minute read

Capital gains tax on real estate and home sales: A guide

Selling your home? Learn how capital gains tax on real estate works, how much you might owe, and strategies to reduce or avoid taxes when selling your home.

A couple holding a measuring tape possible going to renovate their house.

5-minute read

What is the 70% rule in house flipping?

Real estate investors use metrics like the 70% rule to help determine how much to pay for a property. Learn more about the 70% rule in house flipping.

Couple signing documents and smiling, indicating a positive real estate transaction.

7-minute read

7/6 ARM: Definition and how it works

Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.

A woman painting a home in green, illustrating a woman painting the exterior of a house in green color.

5-minute read

What is home appreciation and how is it calculated?

Learn how the value of your home or investment property may be increasing over time, resulting in equity while you own it and profits when you sell it.

An image indicating FHA condos, representing condominiums eligible for FHA loans.

6-minute read

FHA-approved condos: The approval process and where to find them

Learn what FHA-approved condos are, how to find this less common type of homes, and how to secure FHA financing as you begin your condo buying process.

Large grey luxury suburban house with sidewalk.

8-minute read

How much is a mortgage on a $700K house?

Many factors affect the mortgage payment when buying a $700,000 home. Learn how your down payment, interest rate, and loan term determine your monthly total.